Credit

How to choose personal credits: where to find the best proposals?

In doubt about which is the best path and how to choose personal credits safely? Well, don’t worry, we’ve answered this question for you, check it out!

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We have prepared all the information necessary for you to choose the personal credit that best suits your needs. Let's start!

Choose a personal credit

Montepio: paid off in 7 years
Instacrédito: up to €75,000!
Santander: receive it instantly!
Credits: lower rates!
Cofidis: hire online!

We help you understand how to choose personal credits: follow along below!

duas pessoas conversando; uma delas está segurando uma prancheta na mão
Understand how to choose personal credits. Source: Canva.

Choosing personal credits is not always an easy task. It gets complicated for several reasons, such as the variety of options and banks that offer them.

In this sense, note that each option on the market works with its own rules. For example, they vary in terms of applicable fees, payment term and amount available.

contratar Crédito Habitação CTT

How to take out CTT Housing Credit?

CTT Housing Credit has special and uncomplicated conditions that help you achieve your dream of owning your own home. Check out how to hire him!

Furthermore, given this variety of alternatives, recognizing the best ones is also a challenge, mainly due to the lack of specific knowledge that the vast majority of consumers have regarding finances.

Likewise, because banks use complicated languages that are not usually part of the everyday life of ordinary citizens. However, with some simple care and professional assistance, the scenario changes.

Where to look for personal credit options?

One of the best ways to overcome the challenge of choosing personal credit is with the help of credit simulators and loan intermediaries.

After all, if the market works with niche concepts and expressions, there is nothing better than having an expert at your side to help you make your choice.

These intermediaries not only help in choosing credit, but also seek it on behalf of the consumer and negotiate it.

Therefore, it is as if the need to take out a loan was completely outsourced, so that the intermediary assumes the responsibilities.

imagem com uma pessoa realizando cálculos para entender se contratar a finance star crédito é a melhor opção

The best personal credit lines in Portugal 2021

Do you need money to organize your finances? Discover the best personal credit lines in Portugal and see very interesting solutions!

With this, you maintain your peace of mind and are sure that you will find the best offers on the market, without mistakes promoted by information between the lines or hidden.

Furthermore, know that the vast majority of credit intermediaries help with the task of choosing personal credits for free.

Therefore, there is no shortage of reasons for you to seek their help. Discover, below, the main ones operating in the market and see the highlights of each one!

CrediSolution

One of the most practical and safe solutions on the market, CrediSolution is a company that helps you choose quality personal credits.

Specialist in the finance market, its agents offer free, no-obligation services. Additionally, you can use a simulator and rely on online support to provide you with information.

In fact, this company works with personal, housing, consolidated and credit card loans. This way, it can help you on all these fronts, regardless of which credit you want to take out.

See the main highlights of the services that help you with the challenge of choosing personal credits:

  • Free online simulation and assistance;
  • No commitment (withdraw from the procedure at any time, as long as it is before signing the loan contract);
  • Response within 48 hours;
  • Variety of credits.
logo CrediSolutions em fundo branco

How to hire CreditSolutions?

Hiring CrediSolutions is simple, quick and helps you find the best loan options on the market. Find out more about the company and find out how!

FinanceStar

Another credit intermediary that is very useful when choosing personal loans is Finance Star. She has been in the market for 7 years and is an expert in finance!

With a variety of services, it focuses on both personal credit (with no commitment to use the value) and housing, consolidation and automobile loans.

Just like the previous option, service takes place online, making it quick and intuitive. In just a few steps you can contact the company.

It analyzes your data to seek credit solutions from financial partners, according to your needs.

Partners include Santander, BPI, BIC, Caixa Geral de Depósitos and Primus, among others. Check out the main advantages that this company offers:

  • Online hiring;
  • Free assistance with no obligation to accept the proposals found;
  • Variety of credit types;
  • Several renowned partners in the market.
logo Finance Star em fundo azul

How to hire Finance Star services?

Do you want to hire Finance Star? Well then you are in the right place! Check out, here, the step-by-step guide on how to carry out your simulation and obtain credit assistance, whether personal, consolidation, housing or automobile!

SI Credit

In addition to Finance Star Crédito Pessoal and CrediSolutions, you also have SI Crédito available. Like previous companies, it also mediates hiring.

In the same way as the options we have already mentioned here, SI Crédito is a company that gathers your data, needs and conditions and negotiates credit on your behalf.

In this way, the company gathers credit proposals. Then, it filters the possibilities and presents you with the most advantageous ones.

However, it is important to highlight that SI Crédito has a special peculiarity. He specializes only in housing loans. The available modalities are:

  • Mortgage loans;
  • Mortgage;
  • Construction;
  • Transfer of housing credit.

See the advantages:

  • Free assistance with no obligation to accept any of the proposals;
  • Online simulation;
  • Online service;
  • Partners with a good reputation in the market (such as Santander, Bankinter and CTT).
logo SI Crédito em fundo branco

How to hire SI Crédito?

When hiring SI Crédito you will have the assistance of a company specialized in intermediating housing loans. If you want, you can simulate it before closing the deal, so here's how to do it!

DS Credit Intermediaries

DS Credit Intermediaries is also an option for those who need to choose personal credits. Like previous companies, it mediates the loan contract.

In fact, it has personal, construction and housing loan options, as well as consolidation. Furthermore, it is also very complete and has several partners.

So, see the advantages:

  • Online or telephone support;
  • No fees and no commitment to accept one of the proposals;
  • Transparency with proposals;
  • Personalized monitoring.
logo DS Intermediários de Crédito em fundo rosa escuro

How to hire DS Credit Intermediaries?

You can hire DS Credit Intermediaries to get the best option for personal, housing and other loans! Find out how to do it here and use their services!

How to ensure a good choice of personal credit?

Imagem com a frente de uma calculadora com folhas de documentos e chave atrás
Compare proposals to find the best personal credit options. Source: Canva.

To do this, rely on simulators and credit intermediaries. Furthermore, compare the proposals, analyzing the conditions of each of them.

Check payment terms, applicable rates and whether they are variable or fixed. Also, analyze the reputation of the banks that offer each loan.

Furthermore, ask any questions you may have to the intermediary agents! This way, find safe information from those who understand the subject. This is essential to choose personal credits safely!

And, if you still want to check out another personal credit option, find out about Reorganiza below! Hiring is online and you have up to 7 years to pay off!

crédito Reorganiza

How do I apply for Reorganiza credit?

Check out how to take out Reorganiza credit to consolidate your debts and make the most of your money.

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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