Anyone who needs extra money can count on Santander personal credit. It does not need justification for use and is still in good condition. Know more!

The service has all the reliability of Santander, in addition to providing a great amount and a considerable payment period. So, to find out more details about how it works, advantages and disadvantages and how to apply for the loan, keep reading.

This is a personal loan. Therefore, it does not require that an asset be given as collateral, such as a vehicle or property. Furthermore, it does not require you to indicate the purpose for which you intend to use your money.

In other words, you simply request the money, according to the limits established by the banking institution and your needs, and then use the amount as you wish.

Thus, you commit to paying monthly installments to pay off the loan. In fact, it is possible to take out credit insurance when taking out the loan. In this case, then, you are safe in case of job loss. Likewise, your family is not responsible for any installments in the event of any accident or misfortune.

Discover the main advantages of Santander personal credit:

On the other hand, Santander personal credit also has its disadvantages. For example, of the total amount available it is only possible to contract €50,000 online. The remainder (25 thousand) only allows face-to-face hiring.

Furthermore, fees vary according to the customer and their conditions as a payer. Therefore, it is not possible to guarantee that you will receive the minimum rates.

It is possible to take out credit through the Santander bank application or via the website. Likewise, at the bank's branches or by telephone. Finally, to find out in detail how to proceed, click on the link below and check it out!