Senhor Cartão – Privacy Policy

Updated November 17, 2023.

Senhor Cartão is a content and financial education company based in Brazil and Canada. Our mission is to consistently deliver the best content about finance, cards, loans and more, no matter where you are. Therefore, we want to be your partner in the search for self-development.

Senhor Cartão does not, under any circumstances, request sums of money to release any type of financial product, be it a credit card, financing or loan. If this happens, let us know immediately.

This Privacy Policy describes how we collect, use and share your personal information when you visit our website, sign up for our newsletter or interact with us in other ways.

This Privacy Policy applies to all visitors to our website, including those who sign up for our newsletter or interact with us in other ways.

Therefore, all activity on this website will be governed by the terms described here, and we are not responsible for activities that occur outside the domain of the website. https://senhorcartao.com/. 

By accessing our website, you express your consent to the collection and use of your personal information in accordance with the terms outlined in this Privacy Policy and our Terms of use. If you do not agree with the terms of this policy, we recommend that you refrain from using our website.

To better provide our services to the user, we collect, automatically or voluntarily, some information relevant to personalizing and improving the content on our website.

A. INFORMATION COLLECTED DIRECTLY

We collect information that you voluntarily provide to us, such as name, email and other information necessary to personalize your experience on the website.

B. INFORMATION COLLECTED AUTOMATICALLY

When browsing websites on the internet, the user is constantly subject to the action of cookies and other technologies that collect information automatically, but not involuntarily.

1. Types of Information

We automatically record information about your device, browser, IP address, and website activity to improve our services and personalize content.

2. Cookies

In order to provide an efficient and personalized browsing experience, Senhor Cartão uses cookies and similar technologies to collect data, including IP (Internet Protocol) identification information. This process aims to ensure the security, protection and authenticity of user data, making your journey on our website safer and more personalized.

We emphasize that users have the flexibility to adjust their preferences regarding cookies, at any time, through their browser settings. However, it is important to note that disabling browsing cookies may negatively impact some Senhor Cartão features. Your understanding and acceptance of these practices contribute to a safer and more personalized online experience on our website.

C. INFORMATION FROM EXTERNAL SOURCES

Senhor Cartão has links with other websites, which, in our opinion, may contain useful information/tools for our visitors. However, we do not collect user information when they access external sources that are beyond Senhor Cartão's domain.

1. Our Advertising Partners

To support the costs of maintaining our website, we incorporate third-party advertisements. These advertisers, such as Google through Google AdSense and Ad Exchange, may employ technologies such as cookies during their advertising campaigns on our site.

This allows them to receive personal information, such as IP address, Internet service provider (ISP), browser type, among others, commonly used for geotargeting, presenting advertisements aligned to the user's geographic location.

2. Partner Privacy Policy

Our Privacy Policy does not apply to third-party websites. We are not responsible for the privacy policy or content present on these sites. Senhor Cartão does not exercise any type of control over them and, therefore, is exempt from any responsibility in the relationships established between the User and third-party products and services advertised on the blog.

Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website's Terms of Service.

When we collect your information, we do not do so without a reason. This information is used to improve our services. By analyzing data and statistics we can personalize your experience and offer increasingly relevant content to our readers.

We work seriously when it comes to your privacy, and we will not use your information lightly. 

We do not share your personal information with third parties without your consent, except as necessary to provide services or as required by law.

We are constantly refining our practices and technologies in response to dynamic advances in the technical and regulatory fields, both nationally and internationally. When we refer to protection, we fully cover any potential threat, including unauthorized access, misuse, unauthorized changes, unplanned disclosures, or inappropriate destruction of valuable data.

To safeguard the integrity of this information, we have invested in comprehensive measures. These measures are carefully designed to ensure comprehensive security throughout the entire data lifecycle.

The trust you place in us is extremely important. Therefore, our users' information is stored in secure databases that are widely recognized internationally for their excellence in security. 

In the context of digital interactions through websites, users have several rights with regard to their personal information.

1. Your Rights

You have the right to access, correct, remove or transfer your personal information. Please contact us to exercise these rights.

2. Information Retention Policy

We retain your information for as long as necessary to fulfill the purposes described in this policy. We also reserve the right to retain user information indefinitely. If you are against this policy, you must contact us through our user communication channel to expressly request that your data be deleted.

The General Data Protection Law (LGPD) represents a significant milestone in defending privacy and data security in the digital scenario.

Recognizing the fundamental importance of this legislation, Senhor Cartão reaffirms its unwavering commitment to strict compliance with the LGPD in all its operations. This regulation plays a crucial role in ensuring that our users' information is treated with the highest standard of care and respect.

It is the responsibility of parents and guardians of people under the age of 18 to monitor and control access to the internet and the use of online services.

Senhor Cartão does not intentionally process data from people under 18 years of age. If the User becomes aware that this mistake has occurred, they can contact us so that the data can be promptly deleted.

This privacy policy may be reviewed, updated and modified at any time. However, any changes will be notified on this page and the user can stay updated at their own discretion by checking the terms. If you disagree with any update, we recommend that you stop using our services.

Senhor Cartão is always willing to listen to its users and respond to requests and suggestions that are within our possibilities. You can easily contact us via email [email protected].