Cofidis personal credit can be an excellent option for you looking for extra income. With online contracting, it allows the loan to be paid off in up to 84 months. Know more!

This is a type of loan for individuals. Unlike what some institutions offer, in fact, it does not need to indicate a specific purpose. In fact, it’s not even about consolidation. Therefore, here you receive the money in hand and use it as you wish! Below, find out more about this credit alternative.

It works quite simply. Without the need to indicate your intention to use the money, your contract is online. In this sense, it occurs through a credit simulation and then digitally forwarding the proposal and digitized documents. Thus, it is possible to obtain money without leaving home. Then, you pay the installments monthly in up to 84 months.

There are several advantages that Cofidis personal credit offers to the public. Firstly, membership is done completely online. Therefore, there is no need to waste time traveling and providing face-to-face care.

Furthermore, its rates are also interesting. After all, the minimum APR is 10.1% and the TAN is 7.95%. With regard to rates, it is worth highlighting the fact that this personal credit alternative eliminates the need for payment processing fees and early repayment fees.

The amounts available to obtain through Cofidis personal credit are also quite variable. It is possible to take out a loan from €1,000 to €50,000. Payment, then, can be made in up to 84 months, which is quite interesting!

Like other financial products, Cofidis personal credit also has some negative points. For example, you can only join it if you live in Portugal. Therefore, you must prove residence and income.

Furthermore, it should be noted that this credit has limited values. After all, it allows the maximum loan amount to be 50 thousand Euros. Therefore, if you need a larger amount than this, this may not be the best option.

Go to the financial institution's website and do a simulation. To do this, present data about what you are looking for and how long you want to pay. Then, check the conditions and, if interested, send the documentation along with the credit application. You receive a response online within a few hours.

Finally, for more details on how to apply for and take out credit, see below.