Credit
Discover Creditas personal credit!
Creditas personal credit comes in 3 different types and describes itself as having the lowest rates on the market. Is it really that? Find out more and see how to request it!
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Creditas personal credit: guarantee low interest rates and online contracting!
Creditas personal credit is aimed at those looking for convenience and low interest rates and no bureaucracy. So, discover today everything it offers!
In fact, it is not just one type of credit. In other words, Creditas works with 3 different options that offer low interest rates. In this way, they allow extra money to be obtained without forcing the consumer to accept extremely high interest rates that are impossible to maintain.
Want to know more? So keep reading and see everything about this type of personal credit. For example, the modalities and how to hire.
How to apply for Creditas credit online?
See step by step how to apply for Creditas credit without complications or bureaucracy.
| Interest rate | From 0.89% per month |
| Payment deadline | 60 to 240 months |
| Approval | Online |
| Benefits | Lowest rates on the market, simulation and online hiring, without bureaucracy or intermediaries, access to a financial education platform, access to Creditas Store. |
How does Creditas personal credit work?
Firstly, Creditas personal credit comes in three forms. Are they:
- Loan with vehicle guarantee;
- Loan with property as collateral;
- And a payroll loan.
Therefore, the 3 types of credit that the company offers are based on guarantees. They can be the citizen's salary (consigned) or, vehicle or property. In this way, Creditas reduces the risks it assumes when offering a loan.
However, this is reflected in the possibility of limiting the interest that will accrue on the loan repayment installments. This way, everyone wins and the loan becomes a less painful reality.
Benefits
Discover the main advantages that Creditas personal credit offers you:
- 3 types of loan (Consigned; With property guarantee or; Car guarantee);
- Online simulation and request;
- Interest from 0.89% per month;
- Up to 60 months to pay loans with vehicle and loan guarantees and 240 months to pay off loans with property guarantees;
- Access to Creditas Store;
- Financial education platform, etc.
Disadvantages
On the other hand, not everything is rosy. As we saw above, only those who have assets in their name can take out a Creditas loan. Or rather, those who have assets such as property or a car or, alternatively, a steady job with registration.
Therefore, anyone who does not meet these requirements may no longer have access to credit and its lower interest rates.
How to get Creditas personal credit?
To do this, you need to access the Creditas website. Afterwards, click on “Simulate your credit” and on the option that interests you. That is, whether it is credit with a salary, vehicle or property guarantee.
Fill in the value you need, click on “Simulate now” and then fill out the form. You will receive a proposal and will immediately know the interest conditions and payment deadline. So, if you are interested, indicate acceptance, forward the documentation and wait for the money to arrive in your account! Finally, for more details, check out the link below!
How to apply for Creditas credit online?
See step by step how to apply for Creditas credit without complications or bureaucracy.
About the author / Aline Augusto
Reviewed by /
Senior Editor
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