Cards

Millennium BCP Gold or Millennium BCP Platinum Card: which is best?

Millennium BCP offers two exclusive products: the Gold and Platinum cards. So, check out the benefits and enjoy Visa, international coverage and much more. Compare here and choose yours!

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Find out which card is the best among the available options!

Logo Millennium bcp fundo rosa
Comparison between Millennium BCP Platinum and Gold cards. Source: Youtube Millennium BCP.

Firstly, before choosing between the Millennium BCP Gold or Millennium BCP Platinum Card, consumers should discover all the features and advantages that each model offers.

In short, the Millennium BCP Gold credit card is recommended for those looking for greater convenience, security and agility in their daily purchases. On the other hand, the Millennium BCP Platinum credit card is good for other purposes.

Cartão Millennium-BCP-Gold

How do I apply for the Millennium BCP Gold credit card?

Ordering the Millennium BCP Gold card is a simple, online process. See how to apply and enjoy the benefits, such as the points program!

For example, for those looking for agility and security in transactions. After all, it is accepted in national and international establishments, as long as they are accredited with the Visa brand.

And although these cards are issued by the same financial institution, the features and benefits are different. So, before choosing between the Millennium BCP Gold or Millennium BCP Platinum Card, see the comparison table. 

How do I apply for the Millenium BCP Platinum Visa credit card?

The Millenium BCP Platinum Visa card is ideal for those looking for a unique credit card! See how to request!

Millennium BCP GoldMillennium BCP Platinum
Annuity30 €80 €
Do you accept denial?UninformedUninformed
FlagVisaVisa
RoofInternationalInternational
BenefitsMillennium Rewards ProgramMillennium Rewards Program

Millennium BCP Platinum Card: international coverage and points program!  

Find out more about the Millennium BCP Platinum card. Source: Millennium BCP.

The Millennium BCP Platinum card is a financial product accepted in physical and virtual establishments. After all, this model is issued under the Visa brand, in addition to having international coverage.

Equipped with Contactless technology, holders of this credit card can make contactless payments. In other words, this feature allows agility and security in all transactions.

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However, to access all the benefits of the Millennium BCP Platinum credit card, interested parties must pay an annual fee of €80, in addition to the APR of 15.6%. 

On the other hand, for every €1 made in purchases at Visa Network partner establishments, holders receive one point in the Millennium Rewards Program. Accumulated points can be exchanged for exclusive services or products. 

Millennium BCP Gold Card

Cartão Millennium-BCP-Gold
Find out more about the Millennium BCP Gold card. Source: Millennium BCP.

Before choosing between the Millennium BCP Gold or Millennium BCP Platinum Card, consumers should analyze all the characteristics, from the advantages to the disadvantages of this financial product. 

Although they are issued by the same financial institution, Millennium BCP's Gold model is made under the Visa brand. Furthermore, coverage is international, which makes it possible to purchase in national and foreign stores. 

However, to access all the exclusive benefits of this modality, it is necessary to pay an annual fee of €30. Even so, there are still advantages.

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For every €1 in credit card purchases, cardholders receive one point in the Millennium Rewards Program. All accumulated points can be exchanged for products and services from the Millennium Rewards catalogue.

So, if you are interested in purchasing this credit card, the first step is to check all the membership terms that are available on the financial product's official website.

Advantages of the Millennium BCP Platinum Card 

Before choosing between the Millennium BCP Gold or Millennium BCP Platinum Card, consumers should analyze the main advantages of the financial product. One of the main features is the Millennium Rewards Program.

After all, with this credit card, all purchases made are transformed into points. And, once you accumulate a certain amount of points, holders can exchange them for services or products that interest you. 

Consumers also have access to more advantages, especially those who travel, such as: access to VIP lounges, access to insurance and free assistance, contactless payment technology, among others.  

Advantages of the Millennium BCP Gold Card

The Millennium BCP Gold Card, issued under the Visa brand, has several exclusive benefits. After all, it has contactless payment technology, also known as Contactless. 

Customers also have access to more exclusive benefits, such as the Millennium Rewards loyalty program, which allows you to accumulate points and exchange them for products or services of interest. 

Another advantage concerns payment flexibility, whether in physical or virtual establishments. After all, with this credit card, cardholders can easily control their finances. 

Disadvantages of the Millennium BCP Platinum Card 

Just like any financial product available on the market, the Millennium BCP Platinum Card has disadvantages. In addition to paying an annual fee of €80, customers must also have an account with the financial institution. 

Disadvantages of the Millennium BCP Gold Card

To choose between the Millennium BCP Gold or Millennium BCP Platinum Card, consumers must carefully observe all the characteristics regarding advantages and disadvantages. 

After all, just like any financial market product, it has some disadvantages. Generally speaking, one of the main disadvantages is the annual fee of €30. 

Millennium BCP Gold or Millennium BCP Platinum Card: which one to choose, after all?

Cartão Millennium BCP Gold ou Millennium BCP Platinum
So, which of the two cards is better? Source: Pexels.

Finally, now that you know the main features of the Millennium BCP Gold or Millennium BCP Platinum Card, it will be easier to choose which financial product best meets your needs. 

After all, even if they are issued by the same financial institution, the characteristics and benefits of each one are exclusive. It is worth mentioning that each credit card is suitable for a consumer profile.

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In general, the Millennium BCP Gold Card is issued under the Visa brand, in addition to having international coverage. Furthermore, all transactions made in physical or virtual establishments are converted into points. 

On the other hand, the Millennium BCP Platinum Card is more complete than the previous modality. After all, even if it is issued under the Visa brand, it has more advantages for those who travel constantly. 

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Each Millennium BCP modality serves a specific type of consumer. So, if you want to get a credit card to make your daily life easier, compare these options and choose the one that best meets your needs. 

And if you want to see more about the TAP Classic card and discover another credit card alternative full of benefits, check out exclusive content about it below!

Cartão TAP Classic

How do I request the TAP Classic card?

Do you want to apply for the TAP Classic card and obtain a series of travel benefits? So, check out the step-by-step guide to do it!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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