Cards

EuroBic Classic or EuroBic Soft card: which is best?

EuroBic Classic or EuroBic Soft? Although both have a Visa brand and international coverage, each has exclusive benefits. Compare and choose what suits you best!

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Discover the best card for you

Find out more about EuroBic credit cards. Source: Youtube EuroBic TV.

Are you in doubt between the EuroBic Classic or EuroBic Soft card? Well, don't worry. Today we will see everything about these two options, the advantages and disadvantages of each one.

Choosing a credit card is not always an easy task. After all, there are positive and negative points that deserve analysis. Among them, the main ones are the form of membership, the presence of fees and additional benefits.

Likewise, you must consider what your financial needs are and what your objectives are in relation to using the card. Only in this way is it possible to guarantee a successful and correct choice.

So today, check out everything about these two options. In the end, you will be able to easily decide between EuroBic Classic or EuroBic Soft with the certainty that you are making the best choice for your financial life.

cartão de crédito EuroBic Soft

How to apply for the Eurobic Classic Credit Card

The EuroBic Classic credit card has exclusive benefits and different conditions, such as international coverage and Visa! Find out how to order yours!

Cartão de crédito Eurobic Classic

How to apply for the Eurobic Soft Credit Card

The Eurobic Soft Credit Card has incredible benefits, such as contactless payment and international coverage! See how to request yours!

EuroBic ClassicEuroBic Soft
Annuity20,80€ 5,20€ 
Do you accept denial?UninformedUninformed
FlagVisaVisa
RoofInternational International
BenefitsOnline membership, contactless payment, purchase and travel protection insurance, up to 50 days of interest-free credit and the possibility of canceling the annual fee.Benefits associated with the brand and account, protection against theft, loss and theft, contactless payment, interest-free credit for up to 50 days.

EuroBic Soft Card

Discover EuroBic Soft. Source: EuroBic.

The EuroBic Soft card is a card that has the Visa International brand. For this reason, it allows its use both in Portugal and anywhere else in the world, as long as the establishment accepts the flag, the most comprehensive in the world!

Furthermore, it allows use by debit or credit. For the first, it turns to a company's digital account. For the second, there is a limit for payment of what was used at the end of the month. The release value depends on each customer and their personal conditions.

EuroBic Classic Card

Find out more about the EuroBic Classic credit card. Source: EuroBic.

The EuroBic Classic card works very similar to the Soft. Just like the previous one, after all, it also has a Visa International flag. Likewise, it allows purchases by debit and credit.

Therefore, there is again a granting of credit, as well as the opening of a digital account for use in debit, as well as for transfers and withdrawals of cash.

What weighs most (or at least should weigh) when choosing between EuroBic Classic or EuroBic Soft, then, refers to the benefits and negative points. Below, then, check out each of them.

EuroBic Soft Card Advantages

See the main positive points of this EuroBic Soft credit card to see if it includes what is really important in your life:

  • International Visa Flag;
  • National and international use;
  • Contactless payment;
  • Protection insurance against theft, theft and loss;
  • Possibility of exemption from annual fees when opening a 365 EuroBic account;
  • Online membership.

EuroBic Classic Card Advantages

On the other hand, don’t miss out on the main advantages of the Classic card:

  • Online membership;
  • International Visa Flag;
  • Contactless payment;
  • Purchase, travel, financial protection and card protection insurance;
  • Control your purchases and expenses through the app;
  • Interest-free credit for up to 50 days;
  • National and international use;
  • Advantages of the brand (points programs and discounts at partner establishments);
  • Possibility of exemption from annual fees, as long as the first three invoices are for at least 500 Euros.

Disadvantages EuroBic Soft Card

Furthermore, the choice between the EuroBic Classic or EuroBic Soft cards could not fail to also consider the negative points of each of them. In this sense, both have disadvantages that cannot be ignored.

First, then, see what the main negative points are in relation to the Soft card:

  • Annual fee collection;
  • Need to open a digital account to access the card;
  • Exclusive card for those residing in Portugal, whether or not they have European citizenship;
  • Exclusive for those who are at least 18 years old.

Disadvantages EuroBic Classic Card

The problems that were recognized on the Soft type card are repeated on the Classic. In other words, they are the same, so when choosing this credit card you have the following disadvantages:

  • Collection of annual fees;
  • Credit card depends on prior opening of a digital account at the banking institution;
  • Exclusive for residents of Portugal who are at least 18 years of age.

EuroBic Classic or EuroBic Soft card: which one to choose?

Given all this information, it can still be difficult to understand which is the best credit card for you. With this in mind, we have selected some points that should be considered before making the final choice.

First, consider the fees. Those on the Classic card are larger than those on the Soft. At the same time, however, the first card has more benefits than the second. So, consider whether you prefer more free services or pay less.

Also, see which one fits your budget, since the annual fee is paid monthly, so it will become a fixed expense in your budget. Likewise, analyze the forms of fee exemption and which is easier to achieve. Finally, see what the benefits of each of them are and which ones interest you most.

For example, which insurances one has and which the other lacks in offering and which is most important, among the benefits, for your life. In the end, you can make a clear decision between the EuroBic Classic or EuroBic Soft cards.

And if you are looking for another option, you need to know about the Banco Best Gold Visa card, it has all the benefits of the Visa brand, international coverage, as well as special payment conditions. See below!

cartão de crédito Banco Best Gold Visa

How to apply for Banco Best Gold Visa credit card

The Banco Best Gold Visa credit card has the benefits of the Visa brand, international coverage, in addition to special payment conditions and the possibility of canceling the €20 annual fee when opening a digital account. See how to request!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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