How about making your purchases and getting part of your money back? Discover the best card options that will give you more cashback in 2023!

You often make purchases with your cards, but you don't receive benefits or cashback. Did you know that in this case you are losing money?

This is because there are several credit cards that offer a return of a percentage of the money spent. This way, you have the opportunity to save.

Want to know more about cashback and the best options for the year? Continue reading the text and check out the list.

Thus, cashback basically works as an incentive for the customer to use that card. You can receive cashback as cash in your account or as points and miles.

Therefore, it is important to check the information on each card. On the other hand, many of the cards that offer cashback also charge an annual fee. 

So, it's important that you do the math and find out if the value in return is worth the expense of the card's monthly fee. Furthermore, check out the list of cards with the most cashback in 2023!

How about knowing the best options on the market to choose from? See the most popular cards for next year and see which is ideal for your financial profile.

We start our first option by showing a Banco Bankinter card. It offers 3% cashback in the first 12 months of use. However, the monthly return value must be a maximum of 5 euros.

This gives a maximum total of 60 euros of cashback in the first year. Furthermore, this card is exempt from the availability fee. And it has a limit of 6000 euros. Furthermore, the APR is 15.8%.

This option is offered by Cetelem bank and guarantees 3% cashback for all purchases during the first year of use. After this period, the value of 3% remains indefinite.

However, it can only be redeemed for purchases in supermarkets, gas stations and restaurants. Furthermore, the maximum cashback amount is 120 euros per year. And to your advantage, there is no commission for availability. 

Furthermore, the APR is 16% and you can even split your payments into several installments.

This N26 bank card offers 01% cashback for all your purchases! Despite not being one of the cards with the most cashback for 2023, it has other advantages.

For example, the fact that the cashback benefit has no duration limit and can be used in any type of store. On the other hand, the availability commission is 9.90 euros per month.

Furthermore, this card offers several insurances, such as travel health, winter sports and lost luggage or flights.

This Unibanco option is exempt from any provision fee. Furthermore, the cashback offered is up to 200 euros on purchases made during the first year of use.

This return is made quarterly in your account. You can split the payment for your purchases over 300 euros interest-free. Furthermore, the APR is 15.9%. 

Another option offered by Unibanco. This classic card also offers cashback of up to 200 euros on purchases made during the first year of use.

This card allows you to obtain cashadvance. Plus, you have at least 20 days of interest-free credit! Furthermore, the APR is 15.9% on this card and there is also no availability charge. 

This is our third option from Unibanco. The Unibanco Life credit card offers the same benefits as its brothers. In other words, cashback of a maximum of 200 euros for purchases made in the first year of use.

In fact, with this card you have home care insurance. And, in addition, for every euro spent, you accumulate one point to exchange for products in partner stores.

Furthermore, with the Life card you can get a discount of up to 30% in hotels, restaurants, among other establishments. The APR remains at 15.9%.

Banco Santander has one of the cards with the most cashback for 2023. This option is exempt from an availability fee. This way, you can get different cashback values for each type of purchase.

For example, for everyday purchases, you are entitled to 1% cashback. However, you can also convert this value into miles. In the case of paying bills, you can get 2% of the amount spent back.

And, finally, 3% cashback when paying your Municipal Property Tax. These are great advantages, right? Additionally, the APR is 13.1%.

For those who like watching series, films and ordering food at home, this card could be the ideal option. ActivoBank Gold has a fee of 35.88 euros and an APR of 13.2%.

But on the other hand, it offers 2% cashback on streaming and delivery payments. It's great for those who spend a lot on this type of service.

Additionally, you have access to 400 euros of cashadvance per month, free of charge. Furthermore, you are entitled to 7 insurances, personal accident, medical and home assistance, among others.

To finalize the list of cards with the most cashback in 2023, we bring you one of the best options for those planning a trip around the world.

With contactless technology, this card charges 13.99 euros per month for use. But, the APR rate is 0%.

When it comes to cashback, Revolut Metal offers 1% in return for every euro spent outside the European continent. In addition, it has a concierge service to help you plan your trip.

In addition to various travel-related insurances. For example, health insurance, lost luggage and flight delays. Furthermore, you have access to the lounge at several airports. Isn't it incredible?