The permanent property certificate is a document that impacts real estate relations. In other words, it is important for any type of transaction involving a property.

Therefore, it becomes crucial when it comes to property rental operations, or even buying or selling it. After all, the document provides essential information about that asset and its regularization.

Therefore, it can indicate whether that business really is safe. Or, if there are charges that can accompany the property and cause major headaches for the tenant or buyer.

The certificate contains information such as:

Therefore, it is as if the property certificate were an identification document for the property itself. It is what indicates his history.

It is especially useful for the purposes of real estate transactions involving rent, purchase and sale. For example, it is essential to certify that whoever is selling a property is actually its owner.

Likewise, so that there are no charges associated with the asset that could put your property in danger. Furthermore, know that this type of document is crucial for anyone looking to obtain a housing loan.

In fact, the information contained in the certificate even influences the credit conditions with regard to payment time and interest.

Furthermore, the document is also important when putting a property up for sale. This is what certifies that the asset is truly in a position to be put up for sale, as it does not have various charges.

Many people get confused between documents. However, they are not synonymous, so anyone who owns a property must keep an eye on both.

While the Permanent Property Certificate presents a kind of history of the property, the Urban Property Registry provides tax information about the property. In other words, it only refers to the payment of taxes owed by the owner.

Thus, the certificate is obtained through the Land Registry website or conservatory. On the other hand, the passbook is issued by the Portuguese tax authority.

Since it contains important data that influence a financial transaction (such as buying, renting, selling property) anyone can request it. However, to do this, you must have some important data on hand.

Firstly, to obtain this certificate it is essential that the applicant has the following data on hand:

It is possible to request the document, then, either at units of the Land Registry Office (in person) or online, via the Land Registry Online website.

Therefore, it is quite simple to obtain the document and you can do this as is easiest for you. Check out the step-by-step guide to obtain a permanent land certificate online:

Now, just pay for the certificate according to the form informed during the order. After that, the document will be processed and sent to your email.

This depends on how the order is placed. That is, whether there is an application in person or online. In the first case the fee is 20 Euros, while in the second it is only 15 Euros.

After requesting a certificate you can also consult it for 6 months, which is its validity period. For this you don't even need to leave the house. However, you must have an access code on hand.

The certificate can be consulted via the predialonline.pt portal. So, just access it and then enter the code of the certificate to search for. Click on “validate code” and that’s it, check out the registration information!

Anyone who intends to buy a property, but depends on bank credit to do so, will need to have the permanent property certificate in hand. In addition, however, other precautions are necessary.

For example, it is essential to look for quality financial institutions. This way, it is possible to avoid scams. Furthermore, it is crucial that there is a comparison between proposals from different institutions.

This is a crucial point in finding the best conditions, such as terms and interest rates. Therefore, be sure to do good research before signing off on credit with an institution.

Furthermore, always count on our website to find good options for financial institutions and services. So, find the best housing, personal, car and consolidation loans.

By the way, do you already know Cifra7 consolidated credit? By accessing our content below, you discover everything about it! So you can see if this is a good option for you.