Wise and BPI Electron cards can be great options for those looking for a debit card. This way, find out everything about each of them and see which one fits best into your life!

Both are cards from Portuguese banking institutions. They bring advantages as well as disadvantages. Therefore, it is necessary to know each of them to make an informed choice.

Continue reading to find out everything about each of these cards. This way, clear all your doubts and make the right choice!

First, let’s look at the BPI Electron card. It is a very simple card, but also functional. It is debit and does not have a credit function. Therefore, to use it you need to have an account balance. Furthermore, it is not suitable for purchases in installments.

However, among the features that this card offers are payments at national and international establishments. Also, for cash withdrawals, transfers and deposits.

Like the previous card, Wise is also a debit card and does not offer a credit function. Therefore, like BPI Electron, Wise is only used to make purchases and payments in cash. Again, it is not possible to make purchases with payment when the invoice is due. 

Just like the previous card, this one also repeats the fact that it is international. However, instead of a Visa brand, it has a Mastercard brand. This way, you can use it all over the world!

Furthermore, to obtain this card and its features it is necessary to create a current account with Wise. Only then will it be possible to have it and make cash purchases all over the world.

Firstly, check out what advantages the BPI Electron debit card offers and, afterwards, see what the benefits of Wise are!

On the other hand, see what benefits the Wise debit card offers:

However, cards don't live on benefits alone, and with BPI Electron and Wise this would be no different. See, first, what are the negative points that BPI has in this debit card:

Just like the BPI Electron card, the Wise card also has some disadvantages. See what they are:

Both cards have some advantages, but they are also somewhat limited. After all, they only have the debit function. Furthermore, they are international and allow use abroad.

In this way, they are quite similar. The differences basically refer to the brand, as one is Mastercard and the other is Visa. They also belong to different banks, so to obtain any of them it is necessary to open an account with the respective banking institutions.

Another point is that the card belonging to Wise has withdrawal limits per month, something that BPI does not impose. On the other hand, the Wise card does not charge any annual fee, while BPI charges a card issuance fee.

Therefore, just reflect on what your preferences are and which of these cards offer conditions that really interest you. On the other hand, if your interest is in having a credit card, unfortunately none of these alternatives are the best for you.

Under this hypothesis, then, get to know another card belonging to BPI, BPI Gold. This way, see an option full of advantages and that is more comprehensive. See below how to request and activate the BPI Gold card!