Cards

Universo credit card: how to join online

Universo Card: Transform purchases into points and enjoy exclusive discounts at Worten and partners. Discover all the advantages and benefits and find out how to join online!

Advertisement

Discover a Universe of discounts with the Worten Card! Universe in your Wallet, Discounts in your Hand!

Cartão Universo
Universo credit card: how to join online. Source: Universe

If you are used to making a lot of purchases at Worten stores and want a chance to save, how about finding out more about the Universo Credit Card? This is a card created by the store itself for its loyal customers.

card

Credit card

Universe

Simple Immediate advantages

Enjoy discounts on all your purchases at the end of the month!

You will be redirected to another website

Furthermore, it is important to highlight that this card can be used to make purchases at any establishment, not just Worten. So, it can also be positive for those looking for a new card option!

Annuity0€;
Do you accept denial?Uninformed;
FlagMasterCard;
RoofInternational;
BenefitsInterest-free purchases at Worten throughout the year, Discounts in more than 40 million stores, Permanent discounts on fuel.

With exclusive advantages for its customers and an APR of 17.4% This could be a great opportunity to save on all your purchases and even make international virtual payments!

So, enjoy personalized promotions, unmissable offers and payment flexibility adapted to your rhythm. So, if you are looking for more details about how this card works, check out more information below.

How does the Worten Universe Card work?

Firstly, the Universo Card is a card made available by Worten stores with the main focus on their regular customers! So, the idea is to make you more and more loyal to the store. So, it is possible to get discounts on all purchases!

In fact, it is worth pointing out that Worten is a chain of stores in Portugal focused on selling electronic items. As we said above, it can be used both in stores and in other locations, including internationally.

In other words, it is a card that can bring several benefits and savings for you, as it has an annual fee of 0 euros! This way, you will be free from fixed expenses with maintaining the use of your credit card!

Advantages of the Universo credit card

Cartão Universo
Advantages of the Universo credit card. Source: Universe

The main advantage of this card is the possibility of paying in installments without interest! Furthermore, the number of partner stores where you can get discounts is huge!

So, there is a 1% discount in any of these stores, such as MO, Zippy stores, Continente and Meu Super supermarkets, as well as products and services for pets Pet & Plants and ZU!

Furthermore, another highly positive point is for those who drive. This is because the Universo card offers a permanent discount of 6 cents per liter of fuel when filling up at GALP network stations.

Disadvantages of the card

On the other hand, some disadvantages of this card can be considered the fact that you have to reside in Portugal to apply for this card!

Furthermore, no other negative arguments were found that would justify not recommending this card!

How to join the Universo credit card?

Getting your Worten Universe credit card is getting easier and easier! There are two ways to join, either online through the Universo app or in person at one of the Universo branches, at Continente, Worten or Dr. Wells stores!

Therefore, it is important that you have some documents to provide when making your request, whether online or in person. Firstly, you must carry your Citizen Card, Residence Permit, ID Card or European Passport.

Furthermore, it is important to present your IBAN! These are the documents needed to request a card in store with a limit of 1,500 euros. On the other hand, if you want to increase this limit you will need to present more documents.

card

Credit card

Universe

Simple Immediate advantages

Enjoy discounts on all your purchases at the end of the month!

You will be redirected to another website

Step by step to increase the limit and download the Worten Universe Card app

Furthermore, to increase the limit you must present proof of address, proof of salary, IRS declaration and Caixa Geral Aposentações declaration or present a Social Security declaration.

On the other hand, if you sign up online, you can directly access the Universo app and follow the steps indicated in the application. Additionally, you can read the QR Code on the Universo website and download the app directly.

Furthermore, you will receive a provisional card if you sign up directly at the indicated stores. Therefore, remember that in any case it is important to download the app to use and enjoy all the benefits of the card!

How to activate the Universo card?

Cartão Universo
Discover a Universe of discounts with the Worten Card. Universe in your Wallet, Discounts in your Hand! Source: Universe

Despite receiving the provisional card, within 4 weeks your definitive card will be delivered to the address you registered during the membership process.

Finally, to activate your card as soon as you receive it, you need to access the application or consult the Universo website. So, simply present your NIF and a code will be sent to your cell phone.

So, just configure the Card, define the PIN and you're ready to make your purchases and receive all the discounts that the Universo card offers!

Recommended alternative: Bankinter Gold Card!

Did you enjoy learning more about the Universo credit card offered by Worten? So, don't waste time and request yours as soon as possible to take advantage of all the benefits and discounts offered.

Furthermore, how about finding out about other card possibilities for you? So, have you heard of Bankinter Gold? This is a card that doesn't require you to open a bank account, isn't that great? Let’s check out some comparisons below!

Bankinter Gold CardUniverse credit card
Annuity0€;0€;
Do you accept denial?Uninformed;Uninformed;
FlagVisa;MasterCard;
RoofInternational;International;
BenefitsContactless technology; You don't need to change banks; Cashback from 3%; Free insurance!Interest-free purchases at Worten throughout the year, discounts in more than 40 million stores, in addition to permanent discounts on fuel.

Therefore, with this card it is possible to earn 3% in cashback on your purchases made during the first year of using the card. Furthermore, the card has access to the Multibanco and MB Way networks, making your transactions easier!

Do you want to know more and ask more questions about how it works and what are the advantages of Bankinter Gold? So, without wasting time, access the link below and find out about the exclusive benefits of this card!

Mulher de patinete olhando horizonte

How to sign up for the Bankinter Gold Card: make your life easier now without changing banks!

Enjoy the benefits of the Bankinter Gold card such as contacless technology, insurance and lots of freedom! Find out what you need to do to receive this card at home!

About the author  /  Filipe Travanca

Bachelor in History and Audiovisual from the University of São Paulo. Passionate about writing and literature, he works as a screenwriter, editor and short story writer, exploring the most varied themes and subjects. A very curious person, who likes to study a little bit of everything and share this learning in his texts.

Reviewed by  / 

Senior Editor

Trending Topics

content

What is the best new bank credit card?

See the comparison between NB Verde, NB Gold and NB White and discover which is the best Novo Banco credit card for you!

Keep Reading
content

Discover the BPI Prémio credit card

The BPI Prémio credit card has several benefits, such as discounts at partner stores and the Visa points program! See more here.

Keep Reading
content

Discover the Caixa Gold credit card

The Caixa Gold credit card is an international card and has a Visa brand, with advantages that are offered to its customers! Look.

Keep Reading

You may also like

content

ActivoBank Training Credit: earn your diploma and pay the installments after completing the course

Discover Activo Bank Training Credit, which helps you achieve the diploma you dream of. See how it works and all the advantages.

Keep Reading
content

How do I apply for the Unibanco Classic credit card?

See step by step how to apply for the Unibanco Classic credit card, a card that has a free annual fee and numerous benefits!

Keep Reading
content

Discover the Family Savings consolidated credit!

The Family Savings consolidated credit helps you save up to 60% of the sum of your debts. Find out everything about him!

Keep Reading