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Benefits of TAP credit cards: travel and much more

TAP credit card benefits were specially designed for those who love to travel. So, how about getting to know the main ones? Keep reading and find out how to get insurance and more benefits!

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9 benefits of TAP credit cards for you to travel with peace of mind

Avião com logotipo da TAP Portugal, simbolizando os benefícios dos cartões de crédito TAP
Check out the main advantages of TAP cards and find out what to expect from the financial institution's products. Source: Facebook TAP.

There are several benefits to TAP credit cards. Easy to use and simple to join, they give customers freedom, as well as guaranteeing incredible benefits when traveling.

In fact, with them your trips become more comfortable and cheaper. And, with that in mind, we selected for you 9 common benefits among TAP Millennium cards. See below.

cartão de crédito TAP Business frente e verso

How do I apply for the TAP Business credit card?

It is very simple to apply for the TAP Business card and have access to numerous advantages, such as the miles program, offers and international coverage. Discover the step by step here!

In fact, it is important to know that TAP cards are the result of a partnership between Millennium bank and the air tourism company. Therefore, they are excellent for those who love savings and fun.

See what the main benefits of TAP credit cards are

All 9 benefits we list below are common among TAP cards. In addition to these, there are other exclusive advantages for each type.

For example, Platinum guarantees access to VIP lounges, as well as eliminating queues at airports.

So, to find out more about each of the TAP cards, be sure to check out our article until the end. So, find information that will help you make the best choice among the available alternatives.

Visa Flag

All TAP cards carry the Visa brand. Therefore, regardless of which one you choose, you will have a card with the brand present in the largest number of countries and establishments in the world!

Therefore, you can use your card on countless trips without worrying about its acceptance.

International cards

TAP cards are all international. Therefore, it is possible to use them for purchases and payments around the world, both for in-person and online purchases. You can use it in locations and websites all over the world.

Cash advance

The third benefit of TAP credit cards is the possibility of paying cash in advance. This means that it is possible to withdraw part of your credit limit to use as cash.

This redemption occurs at ATMs around the world. So, don't get choked up!

Travel insurance and assistance

As previously stated, one of the great highlights and benefits of TAP credit cards is that they were specially developed for travel. That is, they have specific advantages for traveling.

One of them is that they all have travel insurance and assistance. For example, against lost luggage and for car rental.

This means you don't need to incur additional expenses when purchasing your tickets. In other words: saving money for your pocket.

cartão de crédito TAP Business fundo branco

TAP Business or TAP Gold card: which is best?

TAP Business or TAP Gold card? Both options offer several travel advantages, such as miles, international coverage and much more. Compare and choose what best suits your financial needs!

Earn miles on membership

Another of the benefits of TAP credit cards aimed at travel is related to miles. When you sign up for the cards you receive miles! The amount, however, varies depending on the card chosen.

Either way, you already start earning, as the miles made available can be used to purchase airline tickets.

Accumulate miles on purchases 

In addition to membership miles, TAP credit cards also allow the monthly accumulation of miles. This occurs according to your credit card spending, as compensation.

However, the number accumulated according to spending depends on the type of card, once again. Thus, some accumulate more miles and others less.

Annual Miles Bonus

Did you think the mileage benefits on TAP credit cards ended? Be aware that they also allow the annual accumulation of miles. In this case, it depends on how much you spent on your card bills during the year.

The minimum value of the sum of invoices and the miles it accumulates, once again, vary depending on the card.

For customers of any bank

TAP credit cards are the result of a partnership with Millennium bank. However, be aware that you do not need to be a customer of that bank and have an account there to be able to subscribe to the cards. Anyone can join!

To do this, you need to register, but you can keep your original bank account without any problems.

Online membership

Finally, the ninth and last benefit common to all TAP credit cards is online membership. You can sign up without leaving home and guarantee the benefits they offer.

So it's a great deal when it comes to convenience, speed and bonuses!

What about the disadvantages of TAP credit cards?

Mão segurando um globo terrestre de cristal e metal, simbolizando os enefícios cartões de crédito TAP
Find out more about TAP credit cards. Source: Unsplash.

As for the negative points, the only one we can mention that can really affect your choice is the annual fee. That is, all TAP cards require the payment of annual fees for their maintenance.

This fee depends on the type of card chosen. They start at 40 Euros and vary according to the type. However, the higher the annual fee, the greater the number of TAP credit card benefits.

Therefore, for those who usually take many trips a year, as well as use the card a lot, it may be advantageous to choose the more robust option.

Want to know more about TAP cards?

Now that you know the main benefits common to all TAP cards, how about learning a little more about them individually? This way you can find the best one for you.

In total, there are 4 TAP cards. They are: Classic, Gold, Platinum and Business. Each of them has its own characteristics that differentiate them. The differences occur in terms of the annual fee, the number of miles accumulated and the existence of additional benefits.

If you want to know more about some of them, see below the comparison between the TAP Classic and TAP Gold cards and see which is best for you!

Cartão TAP Classic ou TAP Gold

TAP Classic or TAP Gold card: which is best?

TAP Classic card or TAP Gold card? Both offer travel advantages, but have exclusive features. Compare!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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