Cards
TAP Business or TAP Gold card: which is best?
TAP Business or TAP Gold card? Both options offer several travel advantages, such as miles, international coverage and much more. Compare and choose what best suits your financial needs!
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Discover the best card for you among these TAP options
Choosing between a TAP Business or TAP Gold card is a difficult task, but not impossible. After all, just like any model available on the market, they have characteristics and advantages that make them unique.
In other words, before sending the request form, it is important to understand these differences. Although they are issued by the same financial institution, they have different characteristics.
Both cards, TAP Business Card or TAP Gold, are issued under the Visa brand. Furthermore, they are accepted in national and international establishments, as long as they are accredited. See the general characteristics of the versions.
How do I apply for the TAP Business credit card?
It is very simple to apply for the TAP Business card and have access to numerous advantages, such as the miles program, offers and international coverage. Discover the step by step here!
How do I apply for the TAP Gold credit card?
Find out here how to apply for the TAP Gold card and enjoy its benefits, such as Visa, miles program and more. Check out!
TAPBusiness | TAP Gold | |
Annuity | €85.00 per year + TAE stamp tax of 19.915% | €80.00 per year + stamp tax APR of 15.7% |
Do you accept denial? | No | No |
Flag | Visa | Visa |
Roof | International | International |
Benefits | TAP Miles&Go Program; Fast Track; Avoid queues at check-in; between others. | TAP Miles&Go Program; Fast Track; Avoid queues at check-in; between others. |
TAP Gold Card
To know all the important information about the card models, TAP Business Card or TAP Gold, it is essential to discover their general characteristics. This is a partnership with TAP and associated with your TAP Miles&Go Program number.
TAP Gold is a financial product that was born from this partnership. Issued under the Visa brand, one of the main advantages of the model is the Miles Program, which allows you to accumulate points and exchange them for airline tickets.
However, in addition to accumulating points for your trips, this model is a great ally for everyday purchases. When joining TAP Gold, holders receive 4,000 miles, which are awarded after the first purchase.
Furthermore, for every €1 with this credit card, cardholders receive 1.25 miles. All accumulated miles are sent monthly to TAP, being credited to the TAP Miles&Go Program account.
TAP Business Card
Before choosing one of the models, TAP Business Card or TAP Gold, it is important that consumers know the versions and compare them. This way, you will be able to choose the model that best meets your needs.
Although they are issued by the same financial institution, the cards have different characteristics, but this is not the case with the brand.
Due to this characteristic, this credit card is accepted in national and international establishments, as long as they are accredited with the Visa brand. And, like the previous model, all purchases are converted into miles.
However, when signing up for the TAP Business card, cardholders receive a bonus of 4,000. And, for every €1 spent on this version, miles are accumulated. All of them are equally credited to your TAP Miles&Go Program account.
TAP Gold Card Advantages
As with any financial product available on the market, it is important to know the advantages of these models, the TAP Business or TAP Gold Card, to compare the versions and make the best choice.
- Access to all Silver benefits;
- Receive 50% of additional miles;
- Exemption from some service penalties;
- Miles bonuses that do not expire;
- Access to more hold luggage;
- Special check-in.
TAP Business Card Advantages
Like the previous model, it is important to discover all the advantages of this financial product. After all, to make the best choice between a TAP Business or TAP Gold Card, these characteristics are relevant.
This model is intended for companies looking for the best opportunities in their purchases. In addition to offering great mileage conditions, this card guarantees more convenience on your trips.
- For every €1 spent with the card, 1.25 miles are accumulated;
- When signing up for the card, an additional 4,000 miles are offered;
- When renewing the card, 2,000 miles are given to cardholders;
- Avoid queues at check-in for your trips;
- Access to the Fast Track service.
Disadvantages of the TAP Gold Card
On the other hand, as not everything is rosy, TAP credit cards also have disadvantages. And knowing them is essential, especially to compare the versions and choose the one that best meets your needs.
Without a doubt, one of the main disadvantages of the model is the need to pay an annual fee. In other words, to access all the benefits, holders pay an annual fee of €80.00 + stamp tax APR 15.7%.
Disadvantages of the TAP Business Card
Just like the Gold version, TAP Business also has disadvantages. Knowing these characteristics is essential, especially to make the best choice between both models available on the market.
In general, just like the previous version, one of the main disadvantages is the annual fee. After all, to access all the exclusive features and advantages, holders pay an annual fee of €85.00 + stamp tax TAE 19.915%.
Furthermore, to access this credit card, holders cannot have any market restrictions. Not to mention that to have access to this model, you must reside in Portugal.
TAP Business or TAP Gold card: which one to choose?
Now that you know all the exclusive features and advantages of both models, you can compare the versions and decide: which model best meets my needs? TAP Business or TAP Gold card?
Remember: Before sending the request form for any model, it is important to carefully read all the conditions to access this financial product. This is the best way to avoid any problems or frustration regarding the version requested from the financial institution.
However, if you are looking for another TAP option to consider, check out the TAP Platinum Credit Card below!
How to apply for the TAP Platinum card
TAP Platinum is a credit card full of advantages, such as a Visa brand and a miles program. See how to apply for the TAP Platinum card!
About the author / Aline Augusto
Reviewed by /
Senior Editor
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