Cards
TAP Classic or TAP Gold card: which is best?
In doubt between the TAP Classic or TAP Gold card? Today we will see everything about each of these options, which offer travel benefits, international Visa and more! Compare and decide the best option for you!
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Discover the best card for you among TAP's options
To decide between the TAP Classic or TAP Gold card, it is essential to know the advantages and disadvantages of each of them. See it all today, here!
These cards both belong to the Millenium BCP bank and result from a partnership that this banking institution promoted with TAP Milhas. Thus, they focus both on financial transactions and travel advantages.
In other words, the benefits of both are mostly aimed at travel, to make your sightseeing or work trips even more comfortable. Did you like the idea? So keep reading and see everything about the alternatives and then decide between the TAP Classic or TAP Gold card.
How to request the TAP Classic card
Do you want to apply for the TAP Classic card and obtain a series of travel benefits? So, check out the step-by-step guide to do it!
How do I apply for the TAP Gold credit card?
Find out here how to apply for the TAP Gold card and enjoy its benefits, such as Visa, miles program and more. Check out!
| TAP Classic | TAP Gold | |
| Annuity | 40 € | 80 € |
| Do you accept denial? | Uninformed | Uninformed |
| Flag | Visa | Visa |
| Roof | International | International |
| Benefits | Online membership, benefits associated with the brand, insurance and travel assistance, earn 1,000 miles when joining the program, accumulate miles annually and on purchases. | Online membership, benefits associated with the brand, insurance and travel assistance, earn 4,000 miles upon membership, accumulate annual miles and miles on purchases, status miles, have differentiated boarding, avoid queues at check-in. |
TAP Gold Card
To decide between a TAP Classic or TAP Gold card, you need to know both. Let's start, then, with Gold, which is second only to Platinum in advantages. It is a debit and credit card that is linked to an account that may or may not be from Millennium BCP.
With it, it is possible to make purchases in cash or in installments anywhere in the world, as it has a Visa International brand.
TAP Classic Card
Like the Gold card, the TAP Classic is also a debit and credit card with the Visa International brand and is linked to an account that may or may not be from Millennium BCP. Therefore, it offers use all over the world and can bring several advantages.
However, as we will see below, its benefits are more limited than those offered by the Gold version. To find out more, keep reading and see the list of advantages of each of these cards and, thus, make a wise choice!
TAP Gold Card Advantages
To find out whether the TAP Classic or TAP Gold card is best for you, see the advantages of the latter and then those of the first. Therefore, these are points that stand out when we analyze the Gold card:
- Accepts customers from other banks;
- Online membership;
- Visa international credit card;
- Advantages associated with the flag;
- Travel insurance and assistance;
- Receive 4,000 card membership miles;
- Earn 1.25 miles as a gift for every 1.5 Euro spent on the card;
- Annually receive 2 thousand additional miles as long as, in the previous year, you have accumulated at least 8.5 thousand Euros in purchases with the card;
- For every 5 miles purchased with the card, receive 1 status mile;
- Differentiated boarding;
- No queues at check-in.
TAP Classic Card Advantages
Now, discover the advantages that the TAP Classic card offers:
- Accepts customers from other banks;
- Online membership;
- International Visa Flag;
- Debit and credit purchases;
- Earn 1,000 miles as soon as you get the card;
- Guarantee the annual bonus of 1,000 miles (as long as you have accumulated at least 4 thousand miles during the year);
- Earn miles on purchases;
- For every 5 miles purchased with the card, receive 1 as a gift.
Disadvantages of the TAP Gold Card
A card or financial service does not live on benefits alone. Therefore, to choose between the TAP Classic or TAP Gold card, it is also necessary to compare the negative points of each of them.
Let's start, then, with the Gold card. We can highlight its negative points:
- Online membership is limited to those who already have an account at Millennium BCP bank;
- There is an annual fee charged without the possibility of discounts or getting rid of them completely;
- Exclusive option for people residing in Portugal and who are 18 years of age or older.
Disadvantages of the TAP Classic Card
Continuing our comparison between the TAP Classic or TAP Gold card to make the best choice possible, the time has come to learn about the negative points of the Classic option.
Well then. The disadvantages of this card are the same as those of the Gold alternative. That is, completely online membership is restricted to those who have an account with Millennium BCP. Furthermore, it is always necessary to pay annual fees, with no possibility of discount.
Finally, this card is also exclusive to people residing in Portugal and aged 18 or over. Therefore, you can only choose between a TAP Classic or TAP Gold card if you have Portuguese residency.
TAP Classic or TAP Gold card: which one to choose?
Still in doubt about which TAP card in partnership with Millennium BCP to choose? Well, we’ve brought you some tips that can help you make the final decision.
Firstly, consider that the Gold card offers greater advantages, such as avoiding check-in queues, for just 20 Euros more. Therefore, if you are a frequent traveler, it may be worth making this superior investment.
The same occurs in relation to the accumulation of miles, which is greater on TAP Gold than on TAP Classic. Therefore, it is up to you to determine whether your trips and their frequency justify a larger investment.
Finally, with regard to the use of accounts, debit and credit purchases and online transactions via the website or application, both cards are identical. Therefore, it is the other issues that should weigh more heavily between the TAP Classic or TAP Gold card.
Still in doubt? Well then, don't miss out on the N26 Metal card, which could be excellent for your life!
How to apply for N26 Metal credit card
The N26 Metal credit card is an excellent option for those looking for different options, with insurance and international coverage. See more here!
About the author / Aline Augusto
Reviewed by /
Senior Editor
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