Choosing a credit card is not always simple. And staying between N26 Metal or N26 is natural, especially for customers of the German fintech that operates throughout Europe.

After all, it is common for companies to have more than one type of card. Each of them, then, differs in terms of the audience they target. Likewise, in relation to the advantages and disadvantages, as well as the differences.

And all of this must always be taken into consideration. Otherwise, it is possible that the choice will not be the right one and, as a result, you will incur a lot of unnecessary headaches. Also, be sure to consider that your choice will have an impact on your pocket.

This impact occurs due to the fact that there may be an annual fee charged for the card's additional benefits, which you access without paying more for it. Did you find it complicated? Well, don't worry! Below you will find all the information to choose between the N26 Metal or N26 card assertively and consciously.

The N26 card is a very simple card. Firstly, it is worth highlighting that it is not credit. That is, it only allows purchases by debit and cash. To do this, it relates to a digital account in which you can manage your money, make transfers and payments.

The card has the International Mastercard brand. Therefore, even if it is not credit, it allows use in different places around the world.

On the other hand, we have the N26 Metal card, which is a superior version of the alternative seen before. Despite this, there is no granting of credit here either. In other words, this card is also limited to debit and purchases in cash and in single installments.

Again, then, the card is related to a digital account, in which you can manage your money, transfer it and use it in different ways. What does not exist, then, is the possibility of purchasing on credit and in installments.

In both cases, however, it is possible to request credit in the future. This will depend on the credit analysis and your behavior as a consumer and fintech customer. Therefore, there is no guarantee of release.

It is impossible to choose between the N26 Metal or N26 card without first knowing the positive points of each of them. Let's start, then, with N26, the simplest, but full of its own benefits. Check out:

Just like the N26 card, the N26 Metal also has its benefits that should be included in your analysis before making a definitive choice. Therefore, learn about the advantages of this alternative and see whether or not it is perfect for you:

Furthermore, the comparison between the N26 Metal or N26 card requires analyzing the negative points of each of them. First, then, look at the bad or not-so-attractive points of the N26:

The negative points of the N26 Metal card are the same as those of the N26. Therefore, they correspond to the following questions:

Well, now you've seen everything about these two cards that belong to N26. But then, which one to choose? In this case, consider the points that are most important to you. For example, would you rather have access to insurance or get rid of annual fees?

Likewise, think about questions about what benefits you are looking for in a card. But if you're still not sure of the best option for you, how about finding out about another incredible card available on the market? Check out more information about the EuroBic Soft card below!