Cards
TAP Classic or TAP Business card: which is best?
Are you in doubt between the TAP Classic or TAP Business card? Well, know that both have a Visa brand, miles program and much more! Check out their differences here and choose your favorite!
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Discover the best card for you among the TAP options
Among the Millennium BPC bank options are the TAP Classic and TAP Business card. To find out which one is most interesting for you, check out everything about them below!
These are cards that emerged from a partnership between TAP Milhas and Millennium BPC bank. Thus, it provides both financial services and advantages related to travel, ticket purchases and other tourist facilities.
Thus, there are several cards that were born from this partnership and two that stand out are precisely the TAP Classic and the TAP Business.
We know that it is not always easy to choose a product, especially when it concerns your finances. After all, how can we guarantee the greatest number of advantages that will actually be used under the best conditions?
Below, then, see complete information about these two cards. So, find the advantages and disadvantages of each of these cards and then safely conclude which is the best alternative for your life!
How to request the TAP Classic card
Do you want to apply for the TAP Classic card and obtain a series of travel benefits? So, check out the step-by-step guide to do it!
How do I apply for the TAP Business credit card?
See here how to apply for the TAP Business card and enjoy all its benefits, such as international coverage, Visa brand, miles program and more!
TAP Classic | TAPBusiness | |
Annuity | 40 € | 85 € |
Do you accept denial? | Uninformed | Uninformed |
Flag | Visa | Visa |
Roof | International | International |
Benefits | Online membership, benefits associated with the brand, insurance and travel assistance, earn 1,000 miles when joining the program, accumulate miles annually and on purchases. | Online membership, benefits associated with the brand, differentiated boarding, cash advance on credit, insurance and travel assistance, earn 4,000 miles upon membership, earn annual miles, accumulate miles on purchases. |
TAP Business Card
This is a debit and credit card with the Visa International brand. It targets companies, that is, legal entities. Thus, it is a way of making payments and business financial transactions.
Although the card is managed by Millennium BCP, it is not exclusive to that bank's customers. In this case, just have an account at another bank. Thus, the debt will be linked to it.
TAP Classic Card
Well, the TAP Classic card is a credit card aimed at individuals, individuals. It is also a debit card with a credit option, so it allows payments to be made in cash and in installments.
Another characteristic that is repeated in relation to the Business card is that it is possible to do so even without, at the moment, having an account with Millennium BCP. Once again, then, you should only have one account at another institution.
TAP Business Card Advantages
To know which is best for your life, TAP Business or TAP Classic, you need to know the positive and negative points of each of them. And that's exactly what we'll see now.
So, let's start with the business card. Its most prominent benefits are:
- Online membership;
- Application to track finances and make transactions;
- Advance cash on credit;
- Visa International Flag;
- Benefits associated with the flag;
- Differentiated boarding;
- Travel insurance and assistance;
- Receive 4,000 miles when you sign up for a credit card;
- Earn an additional 2,000 miles annually (as long as you have accumulated 28,500 miles in the previous year);
- Earn, for every 5 miles purchased on the TAG card, 1 additional mile as a gift;
- No queues at check-in.
TAP Classic Card Advantages
On the other hand, see the advantages that stand out and that we find in the TAP Classic credit card:
- Accepts customers from other banks;
- Online membership;
- International Visa Flag;
- Debit and credit purchases;
- Earn 1,000 miles when obtaining the card;
- Have access to the annual bonus of 1,000 miles (as long as you have accumulated at least 4,000 miles during the year);
- Earn miles on credit card purchases;
- Accumulate, for every 5 miles purchased with the card, 1 as a gift.
Disadvantages of the TAP Business Card
Still, to know which is better, the TAP Classic card or the TAP Business, we also need to analyze the weaknesses of each of them. Regarding the business card, we identified the following negative issues:
- Completely online membership only occurs when you already have an account at Millennium BCP. Otherwise, the process begins online, but ends with the presentation of documents in person;
- The card is exclusive to those who own a company with legal personality, otherwise they will not be able to access this card;
- Furthermore, to obtain the card you must be resident in Portugal;
- There is an annual fee.
Disadvantages of the TAP Classic Card
On the other hand, there are negative points regarding the TAP Classic credit card:
- Exclusive credit card for those residing in Portugal;
- Once again, entirely online membership is exclusive to those who already have a Millennium BCP account;
- An annual fee is charged, with no possibility of waiving the fees or obtaining discounts on them.
TAP Classic or TAP Business card: which one to choose?
Now, with all this information, which one is best? The TAP Classic or TAP Business card? In this case, you are in charge according to your preferences and what you are really looking for in a card.
Furthermore, it is worth remembering that choosing between the two is only possible if you have a company, as the Business is a business card, and only the Classic is a card for individuals.
However, if you still don't know if the Classic Card, which is quite basic, with the exception of accumulating miles, be sure to find out about other options! Our tip is that you check out the TAP Platinum card, which offers the benefits of the Classic and many others!
How to apply for the TAP Platinum card
Learn today, in just a few steps, how to apply for the TAP Platinum card. With this, guarantee access to a credit card full of advantages, such as international coverage and a miles program!
About the author / Aline Augusto
Reviewed by /
Senior Editor
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