Credit

Deudai or MrFinan personal credit: which is better?

Are you in doubt between Deudai or MrFinan personal credit? So get to know the details of each of the alternatives and discover which one best fits your financial needs!

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Crédito pessoal Deudai ou MrFinan
See below the complete comparison between Deudai Personal credit and MrFinan credit. Source: Pexels.

Today we will help you decide between Deudai or MrFinan personal credit. Both work in a very similar way, although they also have their differences.

Therefore, they can cause confusion and difficulty when deciding which one to hire. However, when you have complete information about each one at hand, the choice becomes easier and also more assertive. So, be sure to find out more today about both options and be sure to choose one for your life!

Logo MrFinan fundo cinza

How to apply for MrFinan personal credit?

MrFinan personal credit can be perfect for those looking for a loan to cover other debts and organize their financial life. See how to request here!

Crédito consolidado Deudai

How to apply for Deudai credit

Deudai credit is an incredible option for those who need money, with immediate approval and the possibility of releasing up to 1 million Euros! See how to request here.

Deudai personal creditMrFinan Credit
Interest rateDepends on creditDepends on credit
Payment deadlineVariableBetween 24 and 84 months
ApprovalOnlineOnline 
Benefits Consolidated credit of up to 1 million Euros, free assistance, online membership, savings plan to regularize your financial situation, agile service, compare different financial services.Online hiring; Concentrate your debts in a single installment, saving up to 60%; Organize your finances and save money in the budget; Increase your purchasing power; Simplify your payments.

MrFinan Credit 

logo mrfinan
Discover MrFinan credit. Source: MrFinan.

MrFinan credit could be the perfect solution for you to concentrate debts, get discounts and get out of trouble! It is a great option, especially for those who already have 2 or more debts.

This credit allows you to access a loan that serves to concentrate your debts. Therefore, it is a consolidated credit.

It works as follows: the financial institution assumes your debts. In doing so, it pays off the original creditors and obtains better payment terms for its customers.

This way, you start paying a single debt (instead of several) directly to MrFinan. In addition to being able to concentrate your debts into one, you also get discounts that can be up to 60% from the value of the sum of the original debts.

Deudai personal credit

Crédito Deudai
Discover Deudai personal credit. Source: Deudai.

Deudai personal credit is another excellent option for dealing with your debts, managing them and paying them off with less interest and more convenience! Furthermore, it is a consolidated type of credit. Therefore, it is only available to those who have 2 or more debts.

This means that the credit grantor assumes your debts. When you do so, you pay them off and become your creditor. In other words, now you owe her. But this happens in two very interesting aspects.

Firstly, due to the concentration of more than one debt in a single installment. This makes your life more organized and you don't have to deal with several creditors, but with just one. In other words, this makes everyday life easier and more convenient.

Secondly, due to the fact that by paying off your debts and concentrating them, Deudai gets discounts on the original value of your debt. In other words, about the amount that was shown after adding up your debts.

MrFinan credit advantages 

Firstly, to choose between Deudai and Mr Finan personal credit it is necessary to know the benefits that each of the consolidated loans offers. Let's start, then, with Mrfinan:

  • Online hiring;
  • Concentrate your debts in a single installment, saving up to 60%;
  • Organize your finances and save money in the budget;
  • Increase your purchasing power;
  • Simplify your payments.

Advantages Deudai personal credit

On the other hand, a complete comparison is only possible when we have data on the benefits of each loan at hand. Therefore, see the benefits of Deudai consolidated personal credit:

  • Free service;
  • Facilitates financial organization;
  • Consolidates two or more debts into one;
  • Decrease in the total amount of debt;
  • Automatic comparison of available solutions;
  • 100% digital service;
  • Also available for debts to the state.

Disadvantages of MrFinan credit 

These are some of the disadvantages that we recognized in the analysis of MrFinan consolidated personal credit:

  • Exclusive loan for those residing in Portugal;
  • Need to present proof of income to obtain personal credit;
  • Only available for those who have 2 or more debts;
  • Requires credit analysis before granting.

Disadvantages Deudai personal credit

On the other hand, there are some negative points of Deudai consolidated credit:

  • Also exclusive for people living in Portugal;
  • Only available to those who no longer have liquidity in the market, and it is necessary to demonstrate that there is no other type of loan available to you;
  • Need to prove income to obtain credit;
  • Previous credit analysis before granting;
  • It does not guarantee a specific discount when consolidating credit.

Deudai or MrFinan personal credit: which one to choose after all?

Well, given all this, which one is best? Should I take out Deudai or MrFinan personal credit? Well, this is a question that requires reflection.

Firstly, note that credits – despite few differences – offer basically the same disadvantages, as well as having very similar advantages. In fact, they work in a very similar way.

After all, both are consolidated credits that serve to combine more than one debt into one. Thus, they promise discounts and better payment conditions, so that you once again have liquidity in the market.

In this regard, it already presents itself as a differentiator: while MrFinan credit is available to those who have 2 or more debts, Deudai requires this, as well as the absence of liquidity. So, see if this is your case.

Finally, remember that we are talking about personal credit. In other words, the money will not go directly into your pocket, but will only allow the monthly debt repayment installments to be smaller.

However, you don't know if these alternatives are the best for you? Then get to know Millennium housing credit!

How to apply for Millennium BCP Credit?

Millennium BCP housing credit is a financial product suitable for people looking for practicality and security when buying a property. Check out how to hire him!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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