Cards

Discover the Santander Totta Mundo 123 credit card

The Santander Totta Mundo 123 credit card has many advantages, such as partner discounts, online membership and more! See how it works and how to hire!

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Santander Totta Mundo 123 credit card

cartão de crédito Santander Totta Mundo 123
Everything you need to know about the card. Source: Santander.

Have you ever thought about accumulating a credit card, current account and insurance and getting even more benefits for doing so: because that's what Santander Totta Mundo 123 offers. See more!

This is a program that belongs to Banco Santander. It offers a card that can be purchased with other services. There is no obligation to do so, but the accumulation of services brings new benefits.

Therefore, it is a way to accumulate benefits with services that you would already use again. Want to know more? So keep reading and see everything about this program and, of course, the credit card it involves.

Desenho de mão segurando cartão Santander

How do I apply for the Santander Totta Mundo 123 credit card?

See step by step how to apply for the Santander Totta Mundo 123 credit card and thus have access to a series of services and advantages!

AnnuityFree for the first 3 months, 3.75 Euros to 6.49 Euros monthly thereafter
Do you accept denial?Uninformed
FlagMasterCard
RoofInternational
BenefitsDiscounts and refunds at gas stations, refunds for using Via Verde, as well as for everyday purchases, contactless payment, credit protection, 1 mile per Euro spent on purchases, partnerships with special conditions, reduced interest rates on insurance and much more!

How does the Santander Totta Mundo 123 card work?

cartão de crédito Santander Totta Mundo 123
Understand a little more about credit cards. Source: Canva.

Well, this is a credit card that has the Mastercard Internacional brand. With this, it allows purchases all over the world, both in installments and in cash. But not only that!

The Santander Totta Mundo 123 credit card is special precisely because it can be contracted with other services. Thus, 1 refers to the current account; o 2 to the credit card, by itself; o 3 to insurance.

Among the insurance policies that can be contracted in this way are for life and health, for home and automobile, for protection in case of personal accidents and others. The account allows transactions in person and over the internet and is very practical.

Therefore, although it is possible to choose only one of the services, there are many advantages in hiring the three products together. After all, this means that the benefits increase and are more complete than they would be in the case of purchasing just one of the products.

Below, then, see what the main advantages of the Santander Totta Mundo 123 credit card are and take advantage of it!

Benefits 

Among the advantages of taking out the card with other services are:

  • Access to current account and insurance;
  • Free annual fee for the first 3 months;
  • Online membership;
  • Contactless;
  • Reimbursements for Via Verde expenses;
  • Refunds on fuel purchases at stations such as Repsol and Azoria;
  • Partnerships with discounts and special conditions;
  • Unlimited transfers, among others.

Disadvantages

Among the negative points we have is that this card charges an annual fee (although relatively low) and is only available to those who live in Portugal.

How to get a Santander Totta Mundo 123 credit card?

Just go to the Santander Portugal website. Then, find the Santander Totta Mundo 123 option under products and sign up online, contracting the services that interest you!

Furthermore, if you want more details about the process, check out our post below!

Desenho de mão segurando cartão Santander

How do I apply for the Santander Totta Mundo 123 credit card?

See step by step how to apply for the Santander Totta Mundo 123 credit card and thus have access to a series of services and advantages!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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