Crédito Agrícola is an institution that offers a series of credit types for those who need a financial opportunity. Anyone experiencing financial difficulties knows that it is often necessary to ask for help!

In this way, credit works like a money loan. The financial institution, usually a bank, believes that you will pay your debt correctly, with interest and corrections within the expected time.

Therefore, it is common for the institution to investigate your financial and banking history before deciding to offer credit. Plus, this is one of the fastest ways to get money! 

So, you can purchase a specific product or service with this loan. There are different types and modalities for each type of credit and your needs. Let’s look at the types made available by Crédito Agrícola!

Housing credit is one of the most common types of credit. It is intended exclusively for situations of those who want to obtain or renovate a home, whether built or just land!

Therefore, you can request two different types within the Agricultural Credit modalities. So, let’s check out which types are available!

This is a modality that aims to help you buy a house or carry out some type of work on your own home! Furthermore, this credit is also intended for purchasing land and building a house!

Some of the details of this credit are the minimum financing of 5 thousand euros, terms from 13 months to 40 years, variable interest rate with APR at 1.7%!

This is a possibility for those who already have a housing loan, but with another financial institution. So, through this credit, you can bring your debt into this type of Agricultural Credit!

In this case, all the details and rules of how credit works apply in the same way as in house or land credit!

This second major type of credit is intended for personal use! In other words, it is freer, so you can use it however you want and, consequently, with lower amounts than home loans!

Therefore, there are 11 different types of modalities offered by Crédito Agrícola. So, let's check them out one by one and the specific functions!

This is the simplest credit, totally personal! In other words, there is no need to provide any type of reason for use! This is an exclusive possibility for those who are Mobile or Online customers of Crédito Agrícola.

The credit value varies from 500 to 6 thousand euros! Furthermore, you have a period of 12 to 60 months to repay the loan. The interest rate is fixed, with the APR at 8.2% and TAN fixed at 6.500%

This is personal credit for anyone who needs a new or used vehicle. Therefore, it can be used for cars and motorcycles.

This option can range from 3,000 to 75,000 euros, depending on whether you are interested in used or new vehicles. Furthermore, the term is established between 36 and 96 months.

Furthermore, you can choose a fixed or variable interest rate, with APR from 7.1% and TAN from 5.363%!

This credit is intended only for purchasing health products and services. Furthermore, the loan can vary from 3,000 to 50,000 euros depending on the individual's needs.

The term is between 36 and 60 months and interest can also be fixed or variable with APR from 4.5% and TAN from 2.763%!

This is one of the most exclusive types of Agricultural Credit! If you intend to purchase any renewable energy item such as solar panels, micro-wind turbines, for example, you can use this credit!

In fact, the amount varies between 3 thousand and 30 thousand euros. The term is established between 36 and 84 months! Furthermore, the interest rate can be fixed or variable and the APR from 4.0% and the TAN from 2.763%.

This credit is intended for those who want to finance their studies, whether in secondary or higher education courses! Thus, it can be used for any study-related purpose.

In other words, you can pay for housing outside your city of origin, teaching materials, registration fees, among others. Thus, the amount varies from 3 thousand to 60 thousand euros and the term from 36 to 120 months!

Furthermore, the interest rate can also be fixed or variable, the APR from 4.5% and the TAN from 2.763%.

This is a credit that can also be used for renovations and conservation works in your own homes! So, you can request between 3 thousand and 20 thousand euros!

In addition, you have a period of 36 to 84 months to pay off the credit. The interest rate can be fixed or variable and the APR from 11.0% and the TAN from 8.113%.

Do you want to finally take that long-awaited trip? This is among the most ideal agricultural credit loan options for you! You can finance stays, flights and other expenses.

Thus, the amount available varies from 3,000 to 30,000 euros, terms are 36 to 60 months and interest rates can be both variable and fixed. This credit has an APR of 10.5% and a TAN of 8.113%!

This type of loan from Crédito Agrícola can be used to purchase household appliances for your home.

Therefore, you can request an amount between 3 thousand and 40 thousand euros, with a term of 36 to 60 months, fixed or variable rates, the APR from 10.5% and the TAN from 8.113%.

Among all other modalities, with this agricultural credit loan, you can purchase furniture for your entire residence! However, you need to request an amount between 3 thousand and 30 thousand euros.

Furthermore, payment terms range from 36 to 60 months and the interest rate can be either fixed or variable. Furthermore, the APR is 10.5% and the TAN is 8.113%.

This is one of the freest loan types offered by Crédito Agrícola. Therefore, it offers two loan subtypes: Super Personal and Dynamic. The characteristics of this credit range from 2,000 to 30,000 euros.

In addition, a term of 12 months or 84 months, that is, medium or long, depending on your interest and the amount requested! The interest rate can also be fixed or variable. Furthermore, the APR from 9.9% and TAN from 8.113%

This is the freest Agricultural Credit loan. That's because it can be aimed at absolutely any interest of yours! Precisely for this reason, the amount varies from 3 thousand to 70 thousand euros!

However, the terms are longer, from 36 to 84 months! Furthermore, the interest rate remains optionally fixed or variable. Finally, the APR from 10.8% and the TAN from 8.363%.

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