Credit
Discover Millennium BCP consolidated credit!
Millennium BCP consolidated credit is an opportunity to consolidate debts and organize your budget. Hiring is online, so you don't need to leave home to do so. So, keep reading and find out more!
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Millennium BCP consolidated credit: combine the debts you created with the bank itself!
Millennium BCP consolidated credit comes in two formats. The first refers to personal consolidation credit, while the second is mortgage credit.
Both can be interesting solutions for those who need to organize their accounts and budget. With them, it is possible to reduce the amount of monthly debts, after all.
How do I request Millennium BCP consolidated credit?
To find out how to request Millennium BPC consolidated credit, see below!
Interest rate | Uninformed |
Payment deadline | Variable |
Approval | Uninformed |
Benefits | Save on the first installments, organize your budget, hire without leaving home. |
By taking out consolidated credit you can find a breather for your budget in a simple and hassle-free way. Keep reading and find out more!
How does Millennium BCP consolidated credit work?
Millennium BCP consolidated credit is aimed at the bank's own customers. In other words, unlike other options on the market, it serves to consolidate debts created with BCP.
Therefore, here it is not possible to hire you to consolidate debts from different banks. Therefore, this is a more limited and exclusive solution.
BCP consolidated credit allows the bank's customers to consolidate the debts they have with the bank into a single installment. This makes it possible to reduce the value of the installments.
Not only that, but also the number of monthly obligations. Likewise, the number of fees and tariffs that apply to each contract.
There are two types of consolidated credit here. The first refers to consolidation mortgage credit, in which it is necessary to offer a property as collateral for the operation.
The other, in turn, does not require guarantees, but also tends to have not so beneficial payment conditions. This is personal consolidation credit.
Benefits
Among the advantages of consolidated credit are the following benefits:
- Online hiring;
- Possibility of an initial reduction in the installment for 24 months in the consolidation mortgage loan or, 12 months in the personal consolidation loan;
- Join without leaving home.
Finally, although BCP does not disclose the maximum payment period for personal consolidation credit, it informs that for the mortgagee, payment can occur in up to 480 months.
Disadvantages
However, the following are disadvantages of consolidated credit:
- Exclusive for consolidating operations carried out with BCP Millennium;
- Lack of information regarding total interest, minimum and maximum payment terms and value of consolidation discounts;
- Need for credit risk analysis before granting the benefit.
How do I request Millennium BCP consolidated credit?
To do this, you can go to a BCP Millennium branch. Or, contact the SAF Support line 210 037 501. Finally, you can request credit via electronic message at Banco Mail within the Millennium App.
But, if you need a detailed step-by-step guide on how to do it, don’t worry! Access the content below and check out all the information necessary to do so.
How do I request Millennium BCP consolidated credit?
To find out how to request Millennium BPC consolidated credit, see below!
About the author / Aline Augusto
Reviewed by /
Senior Editor
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