The NB White or NB Gold card are possibilities offered by Novo Banco to its customers. So, see everything about them, and choose which best suits your needs and lifestyle. 

Each option has unique characteristics, as well as its benefits. 

However, there are also negative points that should be considered when choosing the best one for you. 

Since the set of benefits directly influences the way they are used and the scope of the cards. That's why it's so important to know all the details. 

So, don't waste another minute and continue reading and compare the alternatives offered by Novo Banco to its customers. 

This way, you can understand which are the most relevant points and which are the points that may not be so interesting to you, and choose which is best for you! See below! 

The NB Gold credit card was created by Novo Banco, to offer a differentiated product for its customers. 

However, it is related to the NB account, which allows purchases to be made through the credit function (which is payment in installments) or the debit function (cash payment). 

However, this is a card with an air of exclusivity, as not everyone can apply for it. Since, according to the bank's hierarchy, he is of a higher category. 

The flags he counts are: 

The use of the Visa brand allows purchases in almost 20 million establishments around the world. 

However, the one that has the Multibanco brand, allows for simplified use, as it can be used in ATMs both in Portugal and in other countries. 

Firstly, it is necessary to evaluate the NB Branco credit card before applying, as it is important to understand how it really works, what its advantages and benefits are. 

The main highlight of this Novo Banco card is the annual fee, worth €20.00.

The brand he uses is Visa, which is accepted all over the world, and has several advantages, including a good points program. Its coverage is national, but it also allows international purchases. 

The APR – Global Effective Annual Rate is 11.4%, and the TAN rate is 0%, that is, there is no incidence in this case. The credit limit is €1,500 and the repayment period is 12 months.

Now, let's move on to a second moment of comparison, where you will learn about the main advantages of Gold, when comparing NB White or NB Gold. See what they are: 

Now, so you can compare with the advantages of Gold, we have separated the main advantages offered by the NB White card, so it is easier to understand which will be best for your reality. 

However, like any financial product, just as there are advantages, we also have disadvantages, and now let's get to know Gold, so you can compare between NB White or NB Gold.

Only customers with an account at Novo Banco that have an account type NB 100% Gold, or NB Golden Kay or NB 360º, making access more complicated for the general public. 

Furthermore, there are other disadvantages that must be considered, such as: 

In this way, the card becomes very exclusive to a select group of customers. 

Just as the NB Gold card has disadvantages, the NB White also has its disadvantages, such as: 

If you haven't yet decided which card to choose between NB White or NB Gold, carefully analyze all the points we've highlighted so far, and see which one best suits your needs. 

And if you meet the minimum requirements for each card, entry will only be permitted once these issues are met. 

However, you can also consider other options that may suit your needs. The market has several options, and today, we bring you an incredible tip, the Bankinter Premier card, which could be exactly what you need. Ask all your questions about this card using the link below!