Cards

TAP Gold or TAP Platinum card: which is best?

If you are looking for a miles program, travel insurance and various other advantages, then you are in the right place! Check out the comparison between the TAP Gold or TAP Platinum card and choose your favorite!

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Discover the best card for you among TAP's options

Read below the comparison between TAP Gold and TAP Platinum cards. Source: TAP and Millennium BCP.

Firstly, choosing between the TAP Gold or TAP Platinum Card is a difficult task. Although they are issued by the same financial institution, their characteristics and benefits are unique to each modality. 

When requesting the Gold modality, holders can make purchases in cash or in installments with the available credit limit. Furthermore, whenever they use it in their purchases, consumers earn miles to exchange for trips. 

On the other hand, with the TAP Platinum card, cardholders earn more miles on purchases made with credit. Furthermore, with this financial product, the sky is not the limit for customers. 

However, to access these types of credit, customers must pay an annual fee. To check out more exclusive features, see a comparison table between the TAP Gold or TAP Platinum Card. 

TAP GoldTAP Platinum
Annuity€80.00 / Year€300.00 / Year
Do you accept denial?UninformedUninformed
FlagVisaVisa
RoofInternationalInternational
BenefitsMiles Program; Travel with insurance and assistance; Choose how to pay.Miles Program; Travel with insurance and assistance; Choose how to pay.
Cartão de crédito TAP Gold frente e verso

How do I apply for the TAP Gold credit card?

Find out here how to apply for the TAP Gold card and enjoy its benefits, such as Visa, miles program and more. Check out!

cartão de crédito TAP Platinum frente e verso

How to apply for the TAP Platinum card

TAP Platinum is a credit card full of advantages, such as a Visa brand and a miles program. See how to apply for the TAP Platinum card!

TAP Platinum Card 

cartão de crédito TAP Platinum fundo branco
Find out more about the TAP Platinum card. Source: TAP.

In general terms, the TAP Platinum credit card is one of the types issued by the financial institution of the same name. By issuing this financial product, holders have access to incredible advantages! 

Additionally, many cardholders feel that when issuing this credit card, the sky is the limit. This is because, in addition to having international coverage, customers receive miles for each purchase made. 

Issued under the Visa brand, customers receive 8,000 miles, which are awarded three months after their first purchase. Additionally, whenever you make purchases with the card, customers receive 2 miles for every €1 of purchases.

It is worth mentioning that, on the credit card's anniversary date, customers receive an additional 4,000 miles. However, for this advantage to be valid, holders must have accumulated €14,500 in purchases in the previous year. 

TAP Gold Card

Discover the TAP Gold card. Source: TAP.

First of all, the TAP Gold credit card is issued in partnership with the financial institution of the same name. In fact, it is associated with the number of members of the TAP Miles&Go Program.

In other words, when issuing this credit card model, in addition to access to the miles program, customers have access to more exclusive discounts from partners. In general terms, for every €1 of purchases, holders receive 1.25 miles. 

It is worth mentioning that, each year, on the credit card's anniversary date, cardholders receive an additional 2,000 miles. But this advantage is only valid for those who accumulate €8,500 in purchases in the previous year. 

TAP Platinum Card Advantages 

Before choosing between the TAP Gold or TAP Platinum Card, it is essential to find out what the advantages of the financial product are. After all, just like any modality in the market, the characteristics are unique and exclusive. 

When issuing a credit card, customers receive more miles for each purchase made with it. Furthermore, many consumers attribute the following characteristic to the product: with TAP Platinum, the sky is not the limit. See what its main advantages are.

  • Extra Baggage.
  • Avoid queues at check-in.
  • Fast Track.
  • Relax in the VIP Lounges.

Additionally, the Miles Program offers 2 miles for every €1 of purchases. It is worth noting that cardholders receive additional miles during their credit card anniversary, as long as they have reached the minimum amount spent in the previous year. 

TAP Gold Card Advantages

To choose between the TAP Gold or TAP Platinum Card, consulting their main advantages is essential. In addition to having access to the exclusive Miles Program, holders have more benefits. 

  • Avoid queues at check-in.
  • Fast Track.

However, it is worth highlighting that, to have access to this financial product, there is no need to change financial institutions. Additionally, for every €1 of purchases, holders receive 1.25 miles. 

Disadvantages of the TAP Platinum Card 

Just like any financial product on the market, the TAP Platinum card has disadvantages. And finding out what these characteristics are is essential, especially when choosing between the TAP Gold or TAP Platinum Card.

One of the main disadvantages of the product is the annual fee. After all, to access all the exclusive benefits of this credit card, holders must pay €300.00 annually. 

Disadvantages of the TAP Gold Card

As previously mentioned, all financial products on the market have disadvantages. Comparing this information is essential, especially to make the best choice between the TAP Gold or TAP Platinum Card.

In general terms, like Platinum, the Gold model charges an annual fee from its customers. After all, to access all the exclusive benefits, holders must pay €80.00 per year. 

TAP Gold or TAP Platinum card: which one to choose?

Cartão TAP Gold ou TAP Platinum
Which is the best of the two? Source: Pexels.

Finally, now that you know the main characteristics of the TAP Gold or TAP Platinum Card, it is easy to compare the modalities and choose the one that best suits your consumer profile. 

After all, even if they are issued by the same financial institution, each option has its own advantages and disadvantages. Comparing this information is the first step to discovering which one best meets your needs. 

However, it is important to check the conditions for accessing this financial product, as each model is suitable for a different consumer profile. Regardless, remember to check all the features, avoiding mistakes when choosing the best model.

The application procedure is considerably simple. After all, interested parties must access the official page of the financial institution and then select the financial product of interest. 

When submitting your request, simply wait until the analysis is complete. Wait until the approval response is sent and then start enjoying all the benefits! 

However, if you're still not sure, know that there are other good card options on the market, such as the Best Gold Visa credit card!

cartão de crédito Banco Best Gold Visa

How to apply for Banco Best Gold Visa credit card

The Banco Best Gold Visa credit card has the benefits of the Visa brand, international coverage, as well as special payment conditions. See how to request!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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Senior Editor

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