Currently, one of the main financial products approved by the Central Bank is N26. This new feature was highly anticipated by consumers, precisely because of the wide variety of benefits that the institution offers. 

Even though the origin of the card is German, its partners and co-founders are from Austria. Furthermore, the financial institution has been trying to enter Brazil since 2019, but was only recently approved by the Central Bank. 

Consumers are able to contract N26's financial services in a transparent, safe and reliable manner. Furthermore, it is known in several countries for its packages and services, in credit types. 

Currently, more than 5 million customers have a digital account with the financial institution. These numbers are quite high and promise to increase even more! If you want to know more about your products, see the differences between N26 or N26 YOU. 

Firstly, if you intend to stay or live outside Brazil, opening a digital account is an excellent option. One of the main alternatives for these cases is N26 YOU, which offers several benefits to customers.

Furthermore, opening an account with this digital bank is easy and quick. The YOU credit card is excellent for customers who travel a lot, as the benefits are numerous for this type of user. 

From opening to maintenance, YOU is completely digital. In addition, customers can monitor all transactions that take place through the application in real time. 

Although it is a bank that operates in euros, it allows customers to use various types of currencies. However, to open an account with N26 YOU, you must be over 18 years of age and have an address in Europe. 

Just like the N26 YOU, the N26 card is intuitive, educational and easy to operate. Customers of this type of credit can count on a highly technological platform, with quick and intelligent responses in a short time. 

So, to open a digital account and request your N26 card, customers need a device connected to the internet. Once they open the request page, they will need to fill out a form and attach the requested documents. 

Therefore, to request your N26 credit card, there is no need to go to a physical unit. Customers can also take out loans or perform other financial services easily and safely. 

An advantage for both models, that is, both cards can be controlled in the palm of your hand! This is because, as it is a digital bank, the procedure involves less bureaucracy and guarantees ease in everyday life. 

First of all, it is important to say that N26 YOU is a premium fintech modality. Through this modality, customers guarantee interest coverage, in addition to more benefits for those who are constantly traveling. Check out. 

Before choosing between N26 or N26 YOU, it is necessary to check the advantages of both modalities. Therefore, as we mentioned the benefits of YOU previously, check out the opportunities with N26. 

Now that you know the main advantages of the YOU card, know that there are disadvantages to this financial product. After all, just like any product, there are negative points. Check information.

Just like the N26 YOU card model, the N26 also has disadvantages for customers. See what they are. 

First of all, it is important to say that Brazilians who do not live outside Brazil cannot open an account with this digital bank. If you have an address in Europe, you can request one of the credit types, such as N26 or N26 YOU. 

However, if you live in Brazil, the digital bank will not send the credit card to your address. But this type of product promises to be a great option in the future. In fact, the Central Bank informed that the N26 will soon be launched in the country. 

Regardless, if you meet the minimum requirements, you can apply for N26 or N26 YOU quickly and easily. Remember that free modalities do not offer credit. 

In other words, to access all the benefits, you must pay €9.90 per month for the YOU option. But it's worth checking out all the available options and choosing the best one for you. 

But if you've made it this far and still aren't sure of the best card option for your finances, don't worry! Check out an alternative full of advantages below, the CTT credit card. That way, you can make the best decision for your financial life!