Choosing between Millennium BCP Classic or Millennium BCP Platinum is a common question for Millenium BCP bank account holders. See today which one to choose from these options.

Both correspond to credit card options. With this, they give the possibility of making purchases in cash or in installments all over the world, since they are international. At the same time, each of them offers specific advantages.

Still, as not everything is rosy, both cards also have disadvantages. Therefore, to know which one to choose, it is essential to know both the positive and negative points of each one. Only then will it be possible to make a conscious decision based on concrete data.

Therefore, today you will find everything about card options here. In the end, then, choosing the Millennium BCP Classic or Millennium BCP Platinum card will become much easier. So, make sure you make the best choice and continue reading.

To choose the Millennium BCP Classic or Millennium BCP Platinum card, first of all, you need to know each one of them. In the end, compare them and, in this way, understand which one is more suitable for your life.

So let's start with Platinum. This is an international Visa card. Therefore, it allows purchases worldwide and is supported by the most comprehensive brand worldwide, with millions of partner establishments.

Furthermore, this card has additional features. For example, some insurance, as well as points and cashback programs. Thus, it can be a great option that gives you freedom and benefits.

The Classic card is quite similar to the Platinum in terms of coverage, as it also has an international Visa brand. In addition, it also has the brand's point programs and some additional benefits.

In general, it is a little simpler than the previous option, which also ends up being reflected in the annual fee. That is, it is lower than the Platinum option, which must be taken into account due to the possibility of savings.

It is impossible to decide whether the Millennium BCP Platinum or Millennium BCP Classic card is best if we do not understand the advantages that each of these alternatives offers. So, first see what the Platinum option offers customers:

See the advantages of Millennium BCP Classic:

Furthermore, it is only possible to decide whether the Millennium BCP Platinum or Millenium BCP Classic card is best when there is knowledge about the disadvantages of each one. So let's start with Platinum. These are its negative points:

The disadvantages of the Millennium BCP Classic are the same as those of the Platinum. That is, they correspond to the annual fee charge and the exclusivity of the card for residents in Portugal who are Millennium bank account holders.

However, in the case of this card, unlike the Platinum, the customer has the chance to recover the annual fee. To do this, simply cover the minimum expenses on your monthly invoice.

With all this information it becomes easier to decide which card is ideal for your life. That is, whether it is the Classic or the Platinum. To consider which fits best, think about your priorities.

For example, is having home care insurance important to you? In this case Platinum may be better. Now, if your priority is the possibility of waiving the annual fee, then the Classic is the perfect card for your life.

In any case, it is crucial to compare the advantages and disadvantages of each. Also, keep in mind what you are really looking for, what the essential benefits are and what doesn't make much of a difference in your life.

It is worth remembering that both cards have online membership and also require you to be a BCP account holder to generate them. With this in mind, it becomes easier to decide which one can help most in your financial life.

Still don't know which one to choose, Millennium BCP Classic or Millennium BCP Platinum? Or are you even sure if these cards are the best options for you? Well, don't worry. Currently, there are thousands of card options.

So, one of them is definitely made for you. And who knows, maybe it’s the Abanca Gold Card? It is international, gives advantages for purchases in stores with the accumulation of points and also allows 20 to 50 days of interest-free credit. Find out more about it and check if it’s perfect for you!