Choosing between the N26 Metal or N26 You cards may seem like a difficult task, but with our tips it's simple. So, be sure to find out more about them!

These cards belong to fintech N26, of German origin, which is currently present throughout Europe and should soon arrive in Brazil, as announced in January 2021. Thus, they are linked to a digital account and aim to offer convenience .

The cards have exclusive benefits, such as access to offers, as well as use of the Mastercard Internacional brand. Furthermore, they correspond to the company's two most robust cards, so they bring special advantages.

To find out how to choose the best way, be sure to continue reading. Below you will find everything about these cards. In the end, then, choosing between the N26 You or N26 Metal will be peaceful and beyond doubt.

This is a card that has a debit function which, in turn, is related to the digital account. Therefore, it does not offer the possibility of purchases and transactions on credit, in installments. Despite this, it has an international flag, which allows purchases all over the world.

The N26 You card corresponds to the old N26 Black, which was one of the fintech's top of the line cards. With the new name, however, it has not lost its advantages. Thus, it presents itself as the most complete, second only to N26 Metal in this regard.

Likewise, the N26 Metal card is also limited to the debit card that relates to a digital account.

Therefore, there is again no possibility of purchasing on credit, in cash or in installments. The flag, in the same way as on N26 You, is Mastercard Internacional.

Additionally, discover the main advantages of the N26 You card:

Also, see what the N26 Metal card offers and what stands out in the market as its biggest positive features:

Not everything is advantages, obviously. Therefore, to know which is better between N26 You or N26 Metal, check out the negative points of the first. Then, below, see what stands out as a disadvantage on the second card.

To know whether the N26 Metal or N26 You card is best, you also need to know the negative points of the Metal option. So, see below what they are:

Don't know which credit card is best for you, despite all this data? Because we help you make the best choice. In this case, consider what is most relevant to you, as well as the main differences between the cards.

N26 You has a lower annual fee. However, there are few advantages that it does not offer in relation to Metal. They only refer to cell phone theft insurance, car rental insurance and the number of free withdrawals per month.

Therefore, if these are not advantages that shine in your eyes, the best option is You. On the other hand, if they make a difference, choose Metal. But if you have any doubts about the cards, you can take the opportunity to find out about the Bankinter Platinum credit card in our post below!