Do you want a card that helps you save? Discover the best Mastercard cards with points available on the market!

With them you accumulate points as you spend. That is, every time you use your card you can receive, in return, points that, in the future, add up to become discounts and free access to services and products.

It is no surprise, therefore, that points programs have become the type of benefit most sought after by those who want a credit card. After all, this is a type of advantage that can open many doors for you and also save money.

With this, exchange points for tickets and cultural experiences. Likewise, for discounts on restaurants, hotel chains and beauty products. Incredible, isn't it? So don't miss the opportunity and check out the list of the best Mastercard and Visa cards with points for you to bet on right now!

Below you will find some interesting card options with points programs. So, check them out to see which one is best for you!

Before that, however, always remember that the more you spend on cards, the more points you will earn. Once you have the card in hand, start using it for as many purchases as possible, focusing them on it. This way you get much more use out of it.

Open our list of the best Mastercard and Visa cards with WiZink Rewards points. It is a card that exempts the customer from the annual fee. Therefore, you can use it and accumulate points with it for free.

The card is Visa International and has several benefits for its customers. For example, the possibility of 50 days of interest-free credit. Likewise, it allows you to join online, in the comfort of your home, without leaving home.

This is a card that offers a points program. For every 1 Euro spent on it you can accumulate 1 point. Furthermore, another advantage that draws attention is that the points only expire after 5 years. Therefore, you have a good period to accumulate them for larger purchases, if you want.

Among the options available for using the points are supermarkets, gas stations, fashion, leisure, decoration and vehicle rental.

This is another of the best Mastercard cards with points in Portugal! It belongs to Unibanco and is notable for the fact that it does not charge an annual fee. In other words, you have a card that allows you to spend nothing and make purchases and accumulate points!

However, it has a fee that may even seem curious, as it charges for not using the card! The fee is 3.33 Euros per month in which you do not use the card for financial transactions and purchases.

The card allows for online and in-person use, as well as across the world, as it is international. Therefore, you can expand your limits and accumulate points on purchases in several different countries.

In fact, this card guarantees the accumulation of 1 point for every Euro spent. These points, however, are valid for 1 year. That's why you need to accumulate and spend quickly. The card's usage network is broad and includes tourism, leisure, fashion and beauty services.

Another one that would not be left out of the list of best Mastercard cards with points is Life. It, like the previous option, also belongs to Unibanco. It also repeats the fact that it does not charge an annual fee, despite charging fees for not using the card (€3.33).

It is very similar to the previous card in terms of other questions, too. After all, it is international, it accumulates points on purchases around the world, but the score is only valid for 1 year. It stands out for offering a large network of possibilities for using points.

This is another of the Mastercard cards with points available in Portugal. It belongs to fintech N26 and brings a series of advantages. Firstly, it is related to an account, so it has debit and credit functions.

In addition, it has an online membership and Mastercard brand that gives you access to the Mastercard Surpreenda program. Furthermore, it offers exemption from annual fees. However, to access this card it is necessary to sign up for a waiting list, so it may not be the best option for those in a hurry.

The Decathlon card is also among the best Mastercard cards with points. However, it works a little differently than the others. Although it accepts external and international use, it is still a store card.

Therefore, it has points that convert into cashback for use in Decathlon stores. In this case, they are the points generated by purchases made previously in these stores. On the other hand, as it has a Mastercard brand, it also allows the accumulation of points for purchases made outside this store in the Mastercard Surpreenda program.

This offers two chances to accumulate points and get benefits. They focus on shopping both in the brand's stores and outside of it. So, don't miss out on this opportunity.

Finally, although it is not a specific card, but a program, know that Millennium BCP Rewards could be interesting for you. It is available for BCP Gold and Platinum cards that have a Visa or Mastercard brand.

This speeds up the accumulation of points on these cards, so that for every 1 euro spent you receive 1 point. You can then spend them on discounts or obtaining free products and services from different niches.

Finally, get to know the BCP Prestige card below!