Do you want to become an NB customer? So check out which is the best Novo Banco credit card. So, see the positive and negative points of each one and choose successfully.

Novo Banco is a Portuguese banking institution that offers several services of this nature. For example, with bank accounts, loans and credit cards. These come in several options that differ in terms of annual fees, benefits and requirements.

Therefore, it is not enough to want a NB credit card. It is also important to know which are the best NB credit cards to make the best choice possible! Continue reading and discover the main alternatives available.

Novo Banco, or NB, has 3 different credit cards. Each of them differs and stands out for its own reasons. For example, whether or not they offer insurance and assistance. Also, for those who have insurance, what types are they?

Other differences are the requirements, as not all of them are available to everyone. In fact, an important detail: all cards can only be requested by Novo Banco customers.

Therefore, anyone who is not yet a customer of the institution and wants to obtain the best NB credit cards must first open a bank account. Below, then, see which one to choose and how to have a payment tool full of advantages!

The first Novo Banco credit card we brought you is both simple and effective. It has debit and credit functions, as well as accepting national and international purchases. 

To this end, it has two flags, both international. While the Visa brand is used for card operations (purchases and payments), the Multibanco brand facilitates the redemption of cash at ATMs. So it makes your life easier!

In addition, here you can accumulate points with purchases you make on the card. With this, they are converted into various products, services and discounts. In other words, earn money while you spend! Find out more, then, about what could be the best Novo Banco credit card!

Another option for the best NB credit cards refers to Gold. As the name suggests, it assumes an air of exclusivity. This is precisely because not just any bank account can obtain it. Therefore, it appears hierarchically superior to other alternatives. 

This is due to the fact that only customers who have current accounts at Novo Banco like NB 100% Gold, NB Golden Kay and NB 360º can get this card.

Other exclusivities of this card are revealed in the rewards and insurance program.

Some characteristics are repeated in relation to the other options, however. For example, what could be the best Novo Banco credit card has 2 brands: Visa and Multibanco.

As in the previous case, the first brand is used for purchases and payments worldwide; the second, then, for cash withdrawals from ATMs. 

Check out the table below and learn more about this option!

Finally, the third and last Novo Banco credit card that we brought to you corresponds to the NB Branco card. It is quite interesting, as it has simple but effective benefits.

Like the other cards, it is exclusive to those who have a current account at NB. It is also linked to the current account. It is a card for those who need a simple and easy-to-use tool. Therefore, it focuses more on the consumer experience in relation to ease. On the other hand, it leaves some services aside.

This is the case, therefore, with insurance and assistance. They, previously present in the previous options, are not present here. Therefore, anyone who has them as a requirement for a card will not find the best Novo Banco credit card in it.

Furthermore, the maximum limit on this card is 2 thousand Euros. Therefore, unlike what was found on other cards, here there is a limit. That is, there is a maximum amount of credit that you can obtain as a customer, and it cannot be exceeded.

The other cards have a credit limit “from”. Therefore, there are no limitations, and greater use of the card and compliance with installments offer the possibility of increasing the limit. This, then, does not apply to NB Gold.

However, it could still be the best Novo Banco card for you. To find out if this is the case, check the table below with details on this tool for purchases and payments and see how to request it!