BNI Housing Credit works quite differently than other options on the market. After all, it combines mortgage, consolidation, credit transfer and more!

He stands out, therefore, for analyzing the solutions presented to the public in a different way. That's why it works on a mortgage basis, and gets longer terms and lower interest rates.

See below how BNI differs from other housing credit offers. Also, take the opportunity to check out the benefits and disadvantages of this type of proposal.

BNI credit is very different than others on the market. Above all, it encompasses two proposals.

One of them is credit consolidation, which is based on mortgage guarantee. Likewise, the other is the possibility of taking out housing credit also with a guarantee.

In the case of consolidation, it offers the opportunity to combine several credits into one and, in other words, be able to unify and reduce rates and fees. However, this allows you to save monthly!

In return, he requires the mortgage of his property as collateral. Therefore, it allows you to obtain lower interest rates and a longer credit payment period.

In addition, you can also transfer your housing credit to access even more benefits.

Therefore, be aware that BNI housing credit accepts mortgages on properties that already have a mortgage from other banks.

Furthermore, you can also request additional liquidity. In other words, credit consolidation with the granting of an additional amount to deposit into your account for new projects.

Finally, the other option corresponds only to taking out credit with the offer of a mortgage. However, be aware that there are additional benefits to consolidation.

However, check out some advantages of BNI housing credit:

BNI credit limits repayment periods to 80 years of age. However, there are some fees, such as:

Above all, if you liked the BNI housing loan, know that it is very simple to take out! First of all, access the institution's website.

Afterwards, click on “Individuals” > “Flex mortgage credit”. Beforehand, go to the bottom of the page and fill out the form with your name, email and telephone number. 

Finally, provide information about the amount needed and forward. Then, wait for a response and evaluation of the property that will be used in the mortgage.

But, if you want more details on how to do this, access the link below and check out the complete step-by-step guide that we prepared especially for you!