Cards

EuroBic Classic x EuroBic Gold card: which is better?

In doubt between the EuroBic Classic or EuroBic Gold card? So, check out their advantages here, such as Visa flag and international coverage, but also their differences and decide which is the best option for you!

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Discover the best card for you

EuroBic Classic or EuroBic Gold card? Source: Youtube EuroBic TV.

Many people are in doubt between the EuroBic Classic or EuroBic Gold cards. After all, both have similar benefits, as well as differences. Find out more!

Credit cards have become essential in everyday life. With them, after all, it is possible to make purchases in cash or in installments for payment in the future. Likewise, it is possible to buy online or in person.

How to apply for the Eurobic Classic Credit Card

The Eurobic Classic Credit Card has exclusive benefits, such as international coverage and Visa! See here how to request yours!

And that's not all! Due to the great competition in the financial market, companies were forced to offer additional benefits with their cards. For example, online membership, points and cashback programs, as well as insurance.

Therefore, choosing a credit card requires care, including when you are between two options such as EuroBic Classic or EuroBic Gold. To find out which one best fits your goals and desires, keep reading and see everything about each of them!

How to order the EuroBic Gold card?

The EuroBic Gold credit card has the Visa brand, one of the most accepted worldwide, international coverage and 50 interest-free days to start paying! See how to request here.

EuroBic ClassicEuroBic Gold
Annuity20,80€ 52€ 
Do you accept denial?UninformedUninformed
FlagVisaVisa
RoofInternational International
BenefitsOnline membership, contactless payment, purchase and travel protection insurance, up to 50 days of interest-free credit and the possibility of canceling the annual fee.Online membership, contactless payment, purchase and travel protection insurance, benefits associated with the brand, credit with up to 50 interest-free days for payment, possibility of exemption from the annual fee.

EuroBic Classic Card

Discover the Eurobic Classic card. Source: EuroBic.

To know which is better for your life, the EuroBic Classic or EuroBic Gold card, you need to know each of them in detail. Therefore, let's start with the Classic, which is a basic card, with a relatively low annual fee and a series of benefits.

This is a card that works with both debit and credit. For the first function, it relates to a digital account at EuroBic bank. The second is possible due to the presence of the Visa International brand, which allows purchases in cash and in installments around the world.

EuroBic Gold Card

See the Eurobic Gold card here. Photo: Mr Finance.

Like the EuroBic Clasic credit card, Gold also offers the possibility of purchases by debit or credit. Again, then, there is a digital checking account that the card relates to. Likewise, there is the possibility of purchasing on credit, anywhere in the world, in cash or in installments.

Again, there is the presence of the Visa International brand. Thus, the card offers its own advantages and others related to the brand, as we will see below. Keep reading, therefore, to see the advantages and disadvantages of EuroBic Classic and EuroBic Gold.

EuroBic Classic Card Advantages

See, then, what are the positive highlights of the EuroBic Classic credit card:

  • Online membership;
  • International Visa Flag;
  • Contactless payment;
  • Purchase, travel, financial protection and card protection insurance;
  • Control your purchases and expenses through the app;
  • Interest-free credit for up to 50 days;
  • National and international use;
  • Advantages of the brand (points programs and discounts at partner establishments);
  • Possibility of exemption from annual fees, as long as the first three invoices are for at least 500 Euros.

EuroBic Gold Card Advantages

Likewise, check out the benefits that the EuroBic Gold credit card offers:

  • Online membership;
  • International Visa Flag;
  • Benefits of the flag;
  • Contactless payments;
  • Possibility to reset the annual fee, as long as the first three invoices have a value equal to or greater than €1,250;
  • Get up to 50 days of interest-free credit;
  • Purchase, travel, financial and theft insurance;
  • National and international use.

Disadvantages EuroBic Classic

In addition to the positive points, both the EuroBic Classic and EuroBic Gold cards have disadvantages. Let’s look at the main features of the first alternative, the Classic credit card:

  • Exclusive card and account for those residing in Portugal, regardless of European citizenship;
  • To obtain a credit card, you must first open a current account at EuroBic;
  • You need to be 18 years old to obtain an account and credit card;
  • Finally, the card still charges an annual fee, even though it offers the possibility of zero fees.
cartao n26 you

How to request the N26 You card

The N26 You credit card has several advantages, such as a points program, Mastercard brand and international coverage. See how to request!

Disadvantages EuroBic Gold Card

Just like the EuroBic Classic card, the EuroBic Gold also has its disadvantages. They are the same as those presented in the previous item, which are:

  • Annual fee charge, which can only be waived if the first three invoices are for at least 1,250 Euros;
  • Exclusive card and account for residents in Portugal;
  • To obtain the card, you must first open a digital account at EuroBic, even if you already have another credit card;
  • Exclusive offers for those who are at least 18 years of age.

EuroBic Classic or EuroBic Gold card: which one to choose?

Now we've seen everything about the Classic and Gold credit cards, both offered by the EuroBic financial institution. But then, which one is best and which one to choose? Well, this question can have several answers.

After all, this depends on your priorities and what you are looking for in a card. If you are not going to pay an annual fee, you need to think about which options offer the possibility of zeroing out the rates closest to your reach.

Also, consider that the benefits of the two cards are quite similar, with Gold offering few additional services. So, if you just want a good card that allows you to track online, the Classic may be the best among them.

Therefore, it is important that you take the time to list what you are looking for and the benefits of each one according to what stands out to you. In the end, in the comparison, it will be possible to understand which one fits into your life.

On the other hand, if you still have doubts about whether the EuroBic Classic or EuroBic Gold are the cards for your life, be sure to check out the N26 You below!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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