Tips

10 tips to save more on a daily basis

Saving is a habit that needs to be developed, encouraged and maintained. So check out our tips for everyday life and save as much money as possible so you can achieve your goals!

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See tips for simple actions that make a difference when saving money!

Pilha de moedas com relógio ao fundo
Check out what to do to save more money! Source: Pexels.

But, after all, what does saving mean? Saving is part of a behavioral methodology. In other words, it is linked to the act of creating a habit. Therefore, knowing some tips to save more on a daily basis can be essential.

Furthermore, it is important to say that saving is not just about saving money, it is also about reducing expenses and eliminating waste! Because we often do not see unnecessary expenses and do not act to avoid waste.

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Therefore, we have prepared a list of 10 tips for you, including actions and new attitudes to cut superfluous expenses and create a financial reserve!

Check out 10 tips to save more on a daily basis!

Porquinho olhando pilhas de moedas crescentes
But, after all, how to save and save more? Source: AdobeStock.

Before we get to the tips, the most important point about saving is to always remember that no amount is too small. Saving is a long-term action, which involves multiplying small amounts.

In this sense, what may seem like a very small amount becomes an amount of great value over time, when together with others.

So, let's find out what these tips are and what to do to stop spending so much and save?

1. Control your spending

The most important tip for starting to save is knowing where you spend it. So write down everything you buy, enter all the necessary information, whether it was on a card, in cash, what date and value.

You'll be surprised to see how much we end up spending at the end of a day!

From this, you will be able to find what is superfluous in your daily life and you will be able to cut it from your expenses and save money!

2. Plan your spending and research

Whatever it is, don't buy without planning! Know what you want to buy, how much you want to buy and how much you are willing to pay! The more planned, the less chance of wasting your money. 

Another benefit that comes with planning is that you can research prices in different places and choose the lowest expense! Take everything into consideration! You can never have too much research and planning.

3. Be careful with balances

Rolo de dinheiro, calculadora e caderneta
Pay attention to the lowest prices! Source: Pexels.

This is a tip that always surprises those who want to save. At first glance, sales and promotions may seem like a good opportunity to save money, right? But that's not the truth!

Often, stores create a situation of pressure for you to buy, saying that that price will only be available for a few days. However, the most important question is, do you need that product?

Not everything on sale is worth buying. Therefore, only buy what you really want or need, taking into account your spending planning.

4. Don't eat on impulse!

Food is one of the places where we spend the most superfluously and without planning. So, when you go to the market, take your list, know how much you want to spend and don't exceed your budget.

Don't think you have to eat less! You can continue to eat however you want, but if you know that you like to eat something sweet every day, plan to buy that food in advance.

Wholesale purchases are usually much more worthwhile than retail! Additionally, consider taking lunch boxes to work and other places where it can be warm.

Even though you spend a little time cooking, at the end of the month you will feel relief in your pocket! In addition to being healthier for your body.

5. Consider second-hand or display items

This is a great tip both for saving money on a daily basis and for helping the environment. Second-hand objects are often in perfect condition. Therefore, it is worth checking out websites and stores specializing in this niche.

However, check the exchange possibilities and whether the prices are really cheaper. Many places charge similar prices for new products. 

Furthermore, items that are on display may be cheaper, but may present some minor damage. Check it all out!

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6. Pay in full

Physical stores usually offer discounts for those who pay in cash. Card machines usually charge a percentage of sales. However, the store will not offer you this possibility.

Therefore, it is important to develop the habit of asking the seller if there is a possibility of a discount on the value if paying in cash.

7. Meetings at home

Make it a habit to meet friends at home instead of bars or other hangouts. It's much cheaper if you buy drinks and food at the market and share it among everyone.

Plus, you can put on some music while you chat and have fun. In fact, in addition to saving money, this is a good tip for a more cozy and intimate event for those close friends.

8. Borrow

There's no shame in borrowing things. Sometimes you only need to use the product for one day, whether it's an item of clothing or an object.

Why spend money and harm the environment and your pocket if you can simply collect it from someone and then return it with great care? After all, that's what friends are for, right?

9. Keeping an eye on electricity

You know that product that keeps a little light on all day? So, it is using some amount of electricity. It may not be much, but as we said at the beginning, saving is not about the amount.

If you are not using an electronic device or appliance, unplug it and plug it in when you are going to use it. It's a simple action and you will feel the impact at the end of the month.

10.Create a goal for your savings 

To close our list, this is one of the most important points. Whenever we want something, we must want it with some purpose. What is your?

Setting a goal helps a lot to keep you in the habit of saving on a daily basis. Because every time you spend on something superfluous, you remember why you are saving!

And remember, no goal is wrong! What counts is your desire!

Now that we've seen a series of tips and the most fundamental concepts about saving on a daily basis, are we going to put this habit into practice? Your pocket will thank you in the long run!

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About the author  /  Filipe Travanca

Bachelor in History and Audiovisual from the University of São Paulo. Passionate about writing and literature, he works as a screenwriter, editor and short story writer, exploring the most varied themes and subjects. A very curious person, who likes to study a little bit of everything and share this learning in his texts.

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