Credit
Discover EuroBic Home Credit: how does it work?
Do you want to find the ideal home loan for you? Know that EuroBic bank offers a unique opportunity with competitive rates for you to own your own home!
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EuroBic Housing Credit has competitive spreads to take advantage of!
Do you want to know more about how EuroBic Home Credit works? So, don’t worry, we’ll explain all the details to you! This is an opportunity for the Portuguese bank with exclusive advantages!
With access to unique terms, the lowest interest rates on the market and the possibility of obtaining a large amount of credit, this is the ideal option for owning your own home!
How to apply for EuroBic Home Credit?
Applying for EuroBic Home Credit is simple. Although it is not available online, the in-person process is very quick and you only need to go to an agency.
Interest rate | Variable |
Payment deadline | Between 35 and 40 years old |
Approval | Under review |
Benefits | Competitive spread Financing with a large amount for acquisition, works and construction |
So, understand how EuroBic works and you will be able to take advantage of this unique opportunity!
How does EuroBic Home Credit work?
EuroBic Home Credit is ideal not only for those who want to buy a new home, but also for those who want to find possibilities to carry out works, renovations and even build their own home!
Therefore, EuroBic offers ideal and attractive opportunities for you. This is achieved through maximum payment terms. For example:
- for customers under 30 years of age: term of 40 years;
- for clients aged between 30 and 35: term of 37 years;
- for customers over 35 years of age: term of 35 years;
In other words, your age directly impacts the maximum time you will have to pay your credit! Furthermore, the age limit is to be 75 years old at the time of paying the last installment!
Advantages and disadvantages
EuroBic's home loan has some advantages and disadvantages! Among the advantages we can talk about competitive spreads in relation to the market. Thus, the configuration is 1.0% with APR 5.5%!
In addition, it is possible to obtain up to 90% of the assessment amount for the purchase of the home. In other words, this is a very high value proportionally. And in case of other purposes, the percentage can reach 80%!
Furthermore, age can be a positive or a negative point. If you are over 40 years old, you will not be able to obtain the loan within the maximum term! Furthermore, no other disadvantages were found!
How to get EuroBic Home Credit?
Now that you know better how EuroBic Home Credit works, how about finding out how you can apply for yours? Therefore, you can only apply in person! In other words, it is not possible to access it through the company's website.
However, it is possible to carry out a very faithful simulation to understand your deadline, fees and total values according to your objective of renovating your home, building or purchasing!
Furthermore, if you want to know more details, check out our tailor-made step-by-step guide to answer all your questions! Access the link below now to stay up to date with the topic!
How to apply for EuroBic Home Credit?
Applying for EuroBic Home Credit is simple. Although it is not available online, the in-person process is very quick and you only need to go to an agency.
About the author / Filipe Travanca
Reviewed by /
Senior Editor
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