Cards

After BBVA Gold or After BBVA Classic Card: which is best?

Choosing between the Além BBVA Gold or Além BBVA Classic card requires detailed knowledge of the options. So, check out its benefits, such as international Visa and contactless technology, and choose yours!

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Discover the best card for you

BBVA logotipo fundo azul com feixes de luz
Compare the two cards and choose your favorite! Source: BBVA.

If you're in doubt between the After BBVA Gold or the After BBVA Classic and don't know which one to choose, don't worry. Today we will help you make the best choice.

After all, to do this you need to know in depth the details of each of these cards. That is, what are its advantages and disadvantages. This makes it possible to compare them and find which one brings the aspects that add the most to your life.

And that's exactly what you find below. Continue reading to learn more about Além BBVA cards. This way, find what fits what you are looking for and make a safe choice!

Banco BBVA

How to request and activate the BBVA Classic After card

Discover how to order and activate the BBVA Classic After credit card in just a few steps, without leaving home. And thus, guarantee several advantages!

BBVA logotipo fundo azul com feixes de luz

How do I apply for the BBVA Gold After card?

Discover how to apply for and activate the BBVA Gold After credit card. So, see how to use a credit option that offers several advantages to your customers!

After BBVA GoldAfter BBVA Classic 
Annuity72,5€ 20€
Do you accept denial?UninformedUninformed
FlagVisaVisa 
RoofInternationalInternational
BenefitsContactless; Exclusive Insurance; BBVA Club + Advantages with discounts and cashback; Splitting of invoices; Digital account; Possibility of annual fee exemption; Secure Pay service; High limit.Contactless; Splitting of invoices over 50 Euros; Secure Pay service; Travel insurance and ATM theft; 24-hour assistance and coverage; BBVA+ club for discounts, prizes and cashback.

BBVA Classic After Card 

cartão de crédito Depois BBVA Classic
Find out more about the card. Source: BBVA.

To learn more about the options and choose between After BBVA Gold or After BBVA Classic, let's start with Classic.

This card, as the name suggests, is classic. It is managed by BBVA bank and, to obtain it, you must have a current account with this financial institution. Therefore, BBVA Classic offers the possibility of purchases by debit, with direct use of the account balance, and by credit, for payment when the invoice is due at the end of the month.

To do this, it has a Visa International brand and can make transactions in more than 19 million establishments around the world, at any time, in person or online.

BBVA Gold After Card

cartão de crédito Depois BBVA Gold
Discover the characteristics of the card. Source: BBVA.

Like the Classic option, the Além BBVA Gold card is also linked to a digital current account. Therefore, it has two functions (debit and credit) that are made possible by the presence of the Visa International brand.

The card offers a series of benefits, including ensuring that you earn while you spend. After all, it has programs with points and discounts, among other advantages. Below, check out the advantages of the Gold card, as well as the Classic, and find out which one to choose!

Advantages of BBVA Classic After Card 

To begin our comparison between the Além BBVA Gold and Além BBVA Classic cards, let's look at the benefits that the classic card offers. Are they:

  • International Visa Flag;
  • Online membership;
  • Contactless technology; 
  • Splitting of invoices over 50 Euros; 
  • Secure Pay service; 
  • Travel insurance and ATM theft;
  • 24-hour assistance and coverage;
  • BBVA+ club for discounts, prizes and cashback.

Advantages of BBVA Gold After Card

Just like the classic After BBVA credit card option, the Gold version also presents a series of advantages that stand out. See which are the main ones:

  • International Visa Flag;
  • Contactless technology; 
  • Exclusive Insurance (Accident, Death, Permanent Disability, Purchase Protection, ATM Theft Protection); 
  • BBVA Club + Advantages with discounts and cashback; 
  • Splitting of invoices; 
  • Digital account; 
  • Possibility of annual fee exemption; 
  • Secure Pay service; 
  • High credit limit (between 7 thousand Euros and 25 thousand Euros).

Disadvantages of the BBVA Classic After Card 

See what are the main negative points that stand out in the Classic card from Além BBVA:

  • Annual fee charge (but with the possibility of canceling it if you spend €3,500 with the card in the first 12 months);
  • Exclusive for residents in Portugal;
  • Exclusive for those with a BBVA account.

Disadvantages of BBVA Gold After Card

The disadvantages of the Além BBVA Gold card are the same as the Além BBVA Classic. The only difference is that to get rid of paying the annual fee, here, it is necessary to spend 5 thousand Euros on the invoices for the first 12 months of the contract.

Furthermore, the card is also exclusive to those who reside in Portugal and who have a BBVA account. Therefore, in this the cards are equal.

After BBVA Gold or After BBVA Classic Card: which one to choose?

From the above analysis it is clear that both cards are full of benefits while sharing the same negative points. So, which one to choose?

Well, now it's time to consider what catches your attention most about a card, what you're really looking for and what you think is unnecessary.

For example, see that the Classic card has a much lower annual fee than the Gold alternative. However, depending on your spending levels, you can get rid of fees with both options. This then requires analysis of your financial life.

Furthermore, the Gold card has a series of very robust insurance policies, while the Classic only offers coverage against theft. Therefore, anyone who wants security for the future may find the first option to be the best.

Therefore, analyze both options based on the points in which they differ and how this impacts your life. Likewise, if you're still not sure whether After BBVA Gold and After BBVA Classic are the best options, be sure to check out others! A great alternative is Bankinter Platinum! So, click on the link below and find out.

Cartão Bankinter Platinum fundo verde

How to apply for the Bankinter Platinum credit card

The Bankinter Platinum credit card is an excellent option for those looking for benefits when using credit, it has international coverage, as well as other advantages. See how to request!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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