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CTT Housing Credit: have up to 40 years to pay it off!
CTT Housing Credit offers a series of facilities to make it possible to get your dream of owning your own home off the ground, such as online contracting and a low spread! Find out here how it works!
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CTT Housing Credit could be the solution to achieving your dreams: find out about it!
When taking out CTT Housing Credit you access a series of facilities to buy a property. After all, with no-obligation simulation and online hiring, it offers personalized conditions for each case.
For example, it has its own modality for obtaining your first permanent home. Likewise, another for secondary housing.
How to take out CTT Housing Credit?
CTT Housing Credit has special and uncomplicated conditions that help you achieve your dream of owning your own home. Check out how to hire him!
In this way, it can be your great ally in the search for obtaining a property to call yours. So, continue reading and learn more about this option!
| Interest rate | Variable according to the situation and adherence to other CTT products |
| Payment deadline | Between 10 and 40 years old (up to the contractor's age of 75) |
| Approval | Immediate |
| Benefits | Guarantee lower interest rates when subscribing to other CTT products; Hire without leaving home; Access to the Casa BCTT app. |
How does CTT Housing Credit work?
The housing credit offered by CTT bank has some peculiarities that can be very interesting for the consumer's pocket.
It works with simple, variable and low-cost interest rates. However, in the case of the first home, the spread can be between 1.30% and 1.75% if other products are adopted.
Furthermore, among these products that allow the use of the minimum spread are salary domiciliation. Also, taking out life insurance and multi-risk home insurance.
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On the other hand, those who do not want to subscribe to additional products will find, for the purchase of their first home, a spread between 2.80% and 3.25%.
Furthermore, for the acquisition of secondary housing, the minimum spread varies between 1.30% and 1.50% when subscribing to the same products already mentioned. Non-adherence imposes a spread of 2.80% and 3%.
In the case of a second home, in fact, know that the maximum financing is 70% of the value of the property. However, the payment period is the same for any situation: 10 to 40 years.
Benefits
However, check out the main advantages we found about CTT Housing Credit:
- 10 to 40 years to pay (with maximum payer age of 75);
- Access to the BCCT application to monitor the entire credit contracting process;
- Access to real estate market experts;
- Customized solutions;
- Low spread;
- Online hiring.
Disadvantages
However, the main disadvantage of CTT credit is that to access the best conditions it is necessary to contract other products.
How to take out housing credit?
Finally, are you interested in CTT housing credit? So know that it is very simple and quick to hire him! The procedure is online and takes no more than a few minutes.
To do this, simulate the conditions on the website and then forward the proposal. Then, just follow everything through the BCTT app. But, if you want a step-by-step guide on how to do this, just access the link below to check it out!
How to take out CTT Housing Credit?
CTT Housing Credit has special and uncomplicated conditions that help you achieve your dream of owning your own home. Check out how to request it!
About the author / Aline Augusto
Reviewed by /
Senior Editor
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