Credit

Discover Cofidis consolidated credit: up to 84 months to pay!

Cofidis consolidated credit can be a great solution for honoring debts while reducing their amounts and fees. Keep reading and learn everything about how it works!

Advertisement

Cofidis consolidated credit: check out how to add debts into a single monthly payment and save

Logotipo crédito consolidado Cofidis
Find out everything about Cofidis consolidated credit! Source: Senhor Cartão.

Cofidis consolidated credit can help you reorganize your finances. After all, with it you can combine several credit debts into a single installment.

When doing so, the value of the new installment tends to be lower than the sum of the original debts. So, to take advantage of this opportunity, see how it works and how to hire it!

Tela de notebook, tablet e celular com crédito Cofidis

How to apply for Cofidis Credit?

Find out how to take out Cofidis credit without leaving home and see how you can reorganize your finances in a simple way!

Interest rateAPR from 9.4% and TAN from 7.95%
Payment deadline24 to 84 months                             
ApprovalOnline
Benefits Save on the value of installments;
Convert part of the consolidation into new financing to receive money in the account;
Tuition;
Fixed rates and terms;
Optional insurance;
No opening commission;
Online hiring.

In fact, the value of the new monthly payment becomes greater than the sum of the original debts precisely because fees are no longer applied to each of the credits.

Therefore, this can be a perfect alternative to honor your commitments and spend less to eliminate accumulated debts once and for all! 

How does Cofidis consolidated credit work?

pessoa passando contrato e caneta para outra pessoa assinar, simbolizando a contratação do crédito consolidado Cofidis
Check out the benefits that Cofidis consolidated credit has to offer you! Source: Pexels.

Consolidated credit is the unification of several credit debts into one. For example, anyone who pays monthly installments on personal, housing and car loans has 3 loans.

Furthermore, we know that each of them has fees and charges. However, when consolidating them, the 3 installments become one. And, thus, they eliminate the use of 3 different rates and fees.

In the end there is only one debt, so only one type of rate applies. This way, you can save and relieve your budget.

After all, debts continue to be honored, but require lower expenses. Therefore, check out below the advantages in addition to the savings that Cofidis consolidated credit offers. 

Benefits 

Then check out the main advantages of Cofidis credit:

  • Loans between €5,000 and €50,000;
  • Up to 84 months to pay;
  • Consolidated installments are smaller than the original installments;
  • Possibility of converting part of the consolidation into new credit for deposit into an account;
  • Fixed rates, dates and values;
  • No opening commission charged;
  • Credit protection insurance (optional);
  • Online hiring.

Disadvantages

On the other hand, Cofidis consolidated credit is only available to those with a clean name on the Banco de Portugal list. In addition, you must have 2 or more credits contracted at the time of consolidation.

How do I apply for Cofidis consolidated credit?

This is quite simple. After all, the entire process takes place online, on the Cofidis website. In short, just access the consolidated credit page.

Then, fill in some data, do a simulation and request assistance. Finally, wait for contact and follow the attendant's instructions. If you want a detailed step-by-step guide on how to do it, access the link below!

Tela de notebook, tablet e celular com crédito Cofidis

How to apply for Cofidis Credit?

Find out how to take out Cofidis credit without leaving home and see how you can reorganize your finances in a simple way.

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

Reviewed by  / 

Senior Editor

Trending Topics

content

Discover the Santander account with Mundo 123 and its benefits!

The Santander account with Mundo 123 offers excellent advantages, such as discounts, reduced interest rates and much more. Discover now!

Keep Reading
content

How do I request the Unibanco Atitude card?

See how to apply for the Unibanco Attitude credit card: Mastercard brand, zero annual fee and suitable for customers of any bank!

Keep Reading
content

What are the insurances associated with the loan? Find out how they work, options and advantages

Insurance associated with the loan is important when taking out credit, especially for housing. Know more!

Keep Reading

You may also like

content

Leroy Merlin job vacancies: how to find a good opportunity?

Find out what are the decisive factors in finding a good job opportunity! Discover Leroy Merlin's job openings!

Keep Reading
content

Happy Daycare Program: what is it?

If you have a child old enough to attend daycare, find out what the Happy Daycare Program is: get free access!

Keep Reading
content

How to join Disney Plus: See how to access thousands of content

Learn today how to join Disney Plus streaming and have access to thousands of content for the whole family and all tastes!

Keep Reading