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Discover Cofidis consolidated credit: up to 84 months to pay!
Cofidis consolidated credit can be a great solution for honoring debts while reducing their amounts and fees. Keep reading and learn everything about how it works!
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Cofidis consolidated credit: check out how to add debts into a single monthly payment and save
Cofidis consolidated credit can help you reorganize your finances. After all, with it you can combine several credit debts into a single installment.
When doing so, the value of the new installment tends to be lower than the sum of the original debts. So, to take advantage of this opportunity, see how it works and how to hire it!
How to apply for Cofidis Credit?
Find out how to take out Cofidis credit without leaving home and see how you can reorganize your finances in a simple way!
Interest rate | APR from 9.4% and TAN from 7.95% |
Payment deadline | 24 to 84 months |
Approval | Online |
Benefits | Save on the value of installments; Convert part of the consolidation into new financing to receive money in the account; Tuition; Fixed rates and terms; Optional insurance; No opening commission; Online hiring. |
In fact, the value of the new monthly payment becomes greater than the sum of the original debts precisely because fees are no longer applied to each of the credits.
Therefore, this can be a perfect alternative to honor your commitments and spend less to eliminate accumulated debts once and for all!
How does Cofidis consolidated credit work?
Consolidated credit is the unification of several credit debts into one. For example, anyone who pays monthly installments on personal, housing and car loans has 3 loans.
Furthermore, we know that each of them has fees and charges. However, when consolidating them, the 3 installments become one. And, thus, they eliminate the use of 3 different rates and fees.
In the end there is only one debt, so only one type of rate applies. This way, you can save and relieve your budget.
After all, debts continue to be honored, but require lower expenses. Therefore, check out below the advantages in addition to the savings that Cofidis consolidated credit offers.
Benefits
Then check out the main advantages of Cofidis credit:
- Loans between €5,000 and €50,000;
- Up to 84 months to pay;
- Consolidated installments are smaller than the original installments;
- Possibility of converting part of the consolidation into new credit for deposit into an account;
- Fixed rates, dates and values;
- No opening commission charged;
- Credit protection insurance (optional);
- Online hiring.
Disadvantages
On the other hand, Cofidis consolidated credit is only available to those with a clean name on the Banco de Portugal list. In addition, you must have 2 or more credits contracted at the time of consolidation.
How do I apply for Cofidis consolidated credit?
This is quite simple. After all, the entire process takes place online, on the Cofidis website. In short, just access the consolidated credit page.
Then, fill in some data, do a simulation and request assistance. Finally, wait for contact and follow the attendant's instructions. If you want a detailed step-by-step guide on how to do it, access the link below!
How to apply for Cofidis Credit?
Find out how to take out Cofidis credit without leaving home and see how you can reorganize your finances in a simple way.
About the author / Aline Augusto
Reviewed by /
Senior Editor
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