Account

Discover the N26 Smart account and its benefits!

Do you need a bank account to make your life easier? Well, get to know the N26 Smart account! Practical and with low fees, it could be perfect for you!

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Discover everything about the N26 Smart digital account

conta N26 Smart
Everything you need to know about the account. Source: N26.

Firstly, the N26 Smart account is one of the options that fintech/digital bank N26 offers. Therefore, it brings a series of advantages that can make your daily life much easier, find out more!

In short, this is a current account. Therefore, it is used to receive amounts, transfers, deposits and payments. In addition, it has an accompanying card to make financial transactions even easier.

Furthermore, the account belongs to the company N26, a German fintech company that is currently present in several locations across Europe, including Portugal. Therefore, be sure to find out more about the N26 Smart account, the operation and benefits of which you can see in detail below.

conta N26 Smart

How to open an account on N26 Smart

The N26 Smart account is an excellent option! Discover step by step how to open your N26 Smart account.

N26 Smart digital accountN26 Smart Card
Fees€4.90/month Free
Benefits5 monthly withdrawals in the Euro zone, up to 10 subaccounts, personalize your card by choosing between 5 available colors, online membership, application to track your transactions and control your money, fast transfers, save money through debt rounding, offers and benefits PremiumDebit payments, Mastercard International brand

How does the N26 Smart account work?

conta N26 Smart
After all, how does the account work? Source: Canva.

As previously stated, this is a current account. Therefore, it works simply, as it is used precisely to receive amounts, make payments and transfers and other types of financial transactions.

It has online membership and, as it belongs to a fintech, it allows numerous online transactions to be carried out. In other words, you control your money through your cell phone or computer screen, as well as managing it this way.

Did you like it? So keep reading and see more about this account! In this sense, learn about related products and their advantages, negative points and how to calculate them!

Advantages and related products

Discover the main positive points of the N26 Smart account:

  • Online membership;
  • Application to track and make financial transactions;
  • Mastercard International Flag;
  • N26 Smart card for debit purchases;
  • 5 monthly withdrawals in the Euro zone;
  • Up to 10 subaccounts;
  • Possibility to personalize your card by choosing between 5 available colors;
  • Save money through debt rounding, offers and premium perks.

Disadvantages

On the other hand, the following are disadvantages of the account:

  • Exclusive for those residing in Europe;
  • Waiting line to open an account and obtain a card;
  • Annual fee charge without the possibility of resetting it;
  • Fees charged for withdrawals exceeding 5 per month.

How to use your N26 Smart account?

It's quite easy! In this sense, simply access the N26 application and make transactions from there. Furthermore, in the same way, it is possible to use it with a debit card!

How to deposit money into the digital account

Ultimately, this is possible through transfers, deposits and other transactions.

This makes it easy and practical to join the N26 Smart account, check out more details below!

conta N26 Smart

How to open an account on N26 Smart

The N26 Smart account is an excellent option! Discover step by step how to open your N26 Smart account.

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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