Account
Discover the N26 Smart account and its benefits!
Do you need a bank account to make your life easier? Well, get to know the N26 Smart account! Practical and with low fees, it could be perfect for you!
Advertisement
Discover everything about the N26 Smart digital account
Firstly, the N26 Smart account is one of the options that fintech/digital bank N26 offers. Therefore, it brings a series of advantages that can make your daily life much easier, find out more!
In short, this is a current account. Therefore, it is used to receive amounts, transfers, deposits and payments. In addition, it has an accompanying card to make financial transactions even easier.
Furthermore, the account belongs to the company N26, a German fintech company that is currently present in several locations across Europe, including Portugal. Therefore, be sure to find out more about the N26 Smart account, the operation and benefits of which you can see in detail below.
How to open an account on N26 Smart
The N26 Smart account is an excellent option! Discover step by step how to open your N26 Smart account.
N26 Smart digital account | N26 Smart Card | |
Fees | €4.90/month | Free |
Benefits | 5 monthly withdrawals in the Euro zone, up to 10 subaccounts, personalize your card by choosing between 5 available colors, online membership, application to track your transactions and control your money, fast transfers, save money through debt rounding, offers and benefits Premium | Debit payments, Mastercard International brand |
How does the N26 Smart account work?
As previously stated, this is a current account. Therefore, it works simply, as it is used precisely to receive amounts, make payments and transfers and other types of financial transactions.
It has online membership and, as it belongs to a fintech, it allows numerous online transactions to be carried out. In other words, you control your money through your cell phone or computer screen, as well as managing it this way.
Did you like it? So keep reading and see more about this account! In this sense, learn about related products and their advantages, negative points and how to calculate them!
Advantages and related products
Discover the main positive points of the N26 Smart account:
- Online membership;
- Application to track and make financial transactions;
- Mastercard International Flag;
- N26 Smart card for debit purchases;
- 5 monthly withdrawals in the Euro zone;
- Up to 10 subaccounts;
- Possibility to personalize your card by choosing between 5 available colors;
- Save money through debt rounding, offers and premium perks.
Disadvantages
On the other hand, the following are disadvantages of the account:
- Exclusive for those residing in Europe;
- Waiting line to open an account and obtain a card;
- Annual fee charge without the possibility of resetting it;
- Fees charged for withdrawals exceeding 5 per month.
How to use your N26 Smart account?
It's quite easy! In this sense, simply access the N26 application and make transactions from there. Furthermore, in the same way, it is possible to use it with a debit card!
How to deposit money into the digital account
Ultimately, this is possible through transfers, deposits and other transactions.
This makes it easy and practical to join the N26 Smart account, check out more details below!
How to open an account on N26 Smart
The N26 Smart account is an excellent option! Discover step by step how to open your N26 Smart account.
About the author / Aline Augusto
Reviewed by /
Senior Editor
Trending Topics
TAP Platinum or Bankinter Platinum card: which is best?
Whether it's the TAP Platinum or Bankinter Platinum card, both have an international Visa brand and exclusive benefits. Compare and choose!
Keep ReadingPremium Increasing Term Deposit: what is it?
To join the Crescente Premium Term Deposit you only need a Santander card and deposit the amount to earn the money!
Keep ReadingWhat is the Difference between TAN and APR: unlock the secrets of loans!
Do you know the difference between TAN and APR? Both are fees charged on loans, but one of them is more robust when comparing the amounts!
Keep ReadingYou may also like
Discover the Wizink Flex credit card
The Wizink Flex credit card has numerous advantages, such as online membership and an exclusive benefits program. See more about it here!
Keep ReadingCaixa Gold or Caixa Platinum Card: which is best?
Each card has its audience and benefits! To choose between the Caixa Gold or Caixa Platinum Card, see our comparison!
Keep ReadingGames to learn finance: check out the main ones and have fun!
Among the most incredible games to learn finances are Monopoly, Game of Life and The Sims. Get to know them and find out why to bet on them!
Keep Reading