Cards

TAP Platinum or Bankinter Platinum card: which is best?

Choosing between the TAP Platinum or Bankinter Platinum Card is a difficult task, but not impossible. Both have international coverage so you can shop all over the world, in addition to exclusive benefits. Know more!

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Discover the best card for you among the Platinum options

Cartão TAP Platinum ou Bankinter Platinum
Read the complete comparison between TAP Platinum and Bankinter Platinum cards. Source: Canva.

Firstly, before choosing between the TAP Platinum or Bankinter Platinum Card, consumers should know their main features. After all, just like any financial product, its benefits are unique and exclusive. 

In short, to access the Bankinter Platinum credit card, consumers must pay a fee of €60. Once this model is issued, holders have access to a series of possibilities. 

On the other hand, the TAP Platinum credit card is recommended for consumers who travel a lot. Furthermore, to access all the exclusive benefits, you must pay a fee of €300.00 per year. 

So, if you are interested in requesting one of the models, the first step is to discover all its characteristics. In this sense, see below a comparative table between the TAP Platinum or Bankinter Platinum Card. 

cartão de crédito TAP Platinum

How to apply for the TAP Platinum card

TAP Platinum is a credit card full of advantages, such as a Visa brand and a miles program. See how to apply for the TAP Platinum card!

cartão de crédito Bankinter Platinum

How to apply for the Bankinter Platinum credit card

The Bankinter Platinum credit card has international coverage, Visa brand and several other advantages. See here how to order yours!

TAP PlatinumBankinter Platinum
Annuity€300.00/Year60 €
Do you accept denial?UninformedUninformed
FlagVisaVisa
RoofInternationalInternational
BenefitsExtra Baggage; Avoid queues at check-in; Fast Track; Relax in the VIP Lounges.Exemption from the €0.50 fee for refueling; Contactless payment technology; Payment flexibility. 

Bankinter Platinum Card

Find out more about the Bankinter Platinum credit card. Source: Bankinter.

Before choosing between the TAP Platinum or Bankinter Platinum Card, consumers should discover their main features. In fact, this is the first step to acquiring one of the modalities, which are recommended for different profiles. 

In short, to access all the benefits of Bankinter Platinum, consumers must pay an annual fee of €60. To access this financial product, it is necessary to check all its conditions. 

The Bankinter Platinum credit card is issued under the Visa brand, in addition to having international coverage. In other words, it is accepted in national and international establishments, as long as they are accredited. 

When issuing their card, cardholders have access to a series of exclusive benefits, such as: exemption from the €0.50 refueling fee, payment flexibility and advantages associated with the brand. 

TAP Platinum Card

cartão de crédito TAP Platinum fundo branco
Find out more about the TAP Platinum card. Source: BCP.

Just like the previous financial product, before choosing between the TAP Platinum or Bankinter Platinum Card, consumers should know all their features and advantages. 

The TAP Platinum credit card charges an annual fee of €300.00 from cardholders. In other words, to access a series of benefits, consumers must pay this annual amount. 

This model is also issued under the Visa brand, in addition to having international coverage. In other words, holders can make purchases in national and international establishments, as long as they are accredited.

Once consumers have access to this payment method, the advantages included are the following: access to extra baggage, customers avoid queues at check-in, among other exclusive benefits. 

Bankinter Platinum Card Advantages

To choose between the TAP Platinum or Bankinter Platinum Card, consumers must compare the versions. After all, as they are issued by different financial institutions, each one has unique advantages. Check out Bankinter Platinum. 

  • €0.50 fee exemption on supplies.
  • An easy, safe and fast payment method.
  • Issued using contactless payment technology.
  • Customers have flexibility in payment methods. 

Furthermore, customers of this financial product have access to exclusive insurance, such as: Personal Accident Insurance, Travel Assistance Insurance and total security in every way. 

TAP Platinum Card Advantages

As with any financial product, it is essential to find out what the advantages are between the TAP Platinum or Bankinter Platinum Card to choose the one that best meets your needs. 

In general terms, these characteristics are extremely important for closing any agreement. If you are interested in purchasing a product of this type, see the advantages of TAP Platinum. 

  • Access to a Miles Program.
  • Offer of 8,000 miles when subscribing to the financial product. 
  • For every €1 spent with a credit card, cardholders receive 2.00 miles.
  • When renewing the contract, customers purchase an additional 4,000 miles. 
  • Partial payment with 15.6% APR.

These are not the only advantages that the financial product offers. So, if you are interested in purchasing this credit card, the first step is to check the conditions. 

Disadvantages Bankinter Platinum Card

Just like any financial product, the Bankinter Platinum card has disadvantages. So, before requesting this model, remember to check the information regarding it. 

Generally speaking, one of the main disadvantages concerns the annual fee charge. In other words, to access all the exclusive benefits of this product, consumers must pay a fee of €60.

Disadvantages of the TAP Platinum Card

However, before applying for the TAP Platinum card, consumers must know the general characteristics of the financial product. And, one of the main information are the disadvantages, which exist in any model. 

In short, in general, to access the TAP Platinum credit card, consumers must pay an annual fee of €300.00. However, the benefits of this model are totally worth it, as they are exclusive and advantageous. 

TAP Platinum or Bankinter Platinum card: which one to choose?

Cartão TAP Platinum ou Bankinter Platinum
So, which of the two Platinum cards to choose? Source: StockSnap.

Now that you know the main features of the TAP Platinum or Bankinter Platinum Card, it's easy to choose the best model for your consumer profile. This is because, like any financial product, it has exclusive benefits and characteristics. 

The TAP Platinum credit card is recommended for consumers who travel frequently. After all, in addition to being issued under the Visa brand, it is accepted in national and international establishments. 

On the other hand, the Bankinter Platinum credit card is recommended for those looking for exclusive benefits. After all, in addition to being issued under the Visa brand, its coverage is international. In other words, it is accepted in national and international establishments, as long as they are accredited. 

Finally, now that you know these two Platinum cards, how about a third option? Then see the Millenium BCP Platinum Visa credit card below!

Millenium BCP Platinum Visa credit card

The Millenium BCP Platinum Visa card has international coverage and brand benefits, as well as travel insurance and more! See how to request yours!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

Reviewed by  /  Samantha Scorbaioli

Senior Editor

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