Cards
Caixa Gold or Caixa Platinum Card: which is best?
Caixa Gold or Caixa Platinum Card: which one is best for your life? Check out each of them in detail today and learn about their advantages, such as international Visa flag, insurance and more!
Advertisement
Discover the best card for you among Caixa’s options
Choosing a card requires analysis of benefits and the Caixa Gold or Caixa Platina Card is no different. Therefore, find out the main points of each of them.
The credit card benefits that are interesting to me, in fact, may not be the same as those that you find essential. Therefore, there is no point in me telling you which one is best, but rather presenting the main points of each of them.
With this, you gather the main information about benefits and negative points, as well as how it works. From there, you can then compare the data and conclude which, in your life and your specific needs, is the best.
Therefore, be sure to continue reading to check out everything about the Caixa Gold and Caixa Platina cards below. This way, eliminate your doubts with quality information that will really help you make the best choice.
How do I request the Caixa Gold card?
The Caixa Gold card has exclusive benefits, has the Visa brand and international coverage! Want to know how to request? Look here.
How do I apply for the Caixa Platina credit card?
Ordering the Caixa Platina card is simple and you enjoy several special advantages, such as the Visa brand and international coverage. See how to request yours!
Gold Box | Platinum Box | |
Annuity | €50 | €90 |
Do you accept denial? | Uninformed | Uninformed |
Flag | Visa | Visa |
Roof | International | International |
Benefits | Online request, contactless payment, interest-free credit for up to 50 days, insurance and travel assistance and Visa benefits. | Online membership, contactless payment, flexible invoice settlement, interest-free credit for up to 50 days, partner discounts, Concierge & Life Management program, invoice rounding program, brand benefits. |
Platinum Box Card
This is a credit and debit card. It is related to a current account at Caixa Geral de Depósitos, in addition to offering a minimum limit of 5 thousand Euros.
Therefore, it is possible to use it for cash purchases, for payment when the invoice is due or in installments.
Caixa Gold Card
The Caixa Gold card, with regard to its operation, is very similar to the Caixa Platina. After all, it is also linked to a current account with the institution Caixa Geral de Depósitos. Furthermore, it allows purchases by debit and credit, in cash and in installments.
It is worth noting that both the Caixa Gold and Platina cards have the Visa International brand. Therefore, they allow their use all over the world!
Platinum Caixa Card Advantages
To know which is the best credit card, whether the Caixa Gold or Caixa Platina card, it is necessary to know the positive and negative points of each of them. Let's start, then, with Platina, which offers the following benefits:
- Online membership;
- Application to track transactions in real time;
- Travel assistance;
- Up to 50 days of interest-free credit;
- International Visa Flag;
- Benefits of the flag;
- Concierge & Life Style Management;
- Discounts and promotions at Caixa Geral partners;
- Exclusive service and assistance packages;
- Contactless payment;
- Value rounding program beneficial to the customer;
- Travel insurance and assistance.
Caixa Gold Card Advantages
Still, to continue the comparison to find out which is better, the Caixa Gold or Caixa Platina card, we also need to know what the highlights and benefits of Gold are. Check out what they are:
- Online membership;
- Application to track transactions in real time;
- Travel assistance;
- Up to 50 days of interest-free credit;
- International Visa Flag;
- Benefits of the flag;
- Discounts and promotions at Caixa Geral partners;
- Contactless payment;
- Value rounding program beneficial to the customer;
- Travel insurance and assistance.
Disadvantages of Caixa Platinum Card
On the other hand, it is also necessary to know what the negative highlights of each of these cards are. Let's start, then, with Caixa Platina, which appears to be not so cool for the following reasons:
- Annual fee charged, with no possibility of zeroing or reducing it;
- Exclusive card for those who have an account at Caixa Geral de Depósitos;
- To have a credit card and account at Caixa Geral de Depósitos you must reside in Portugal, as well as be 18 years of age or older.
Disadvantages of the Caixa Gold Card
The disadvantages of the Caixa Gold card compared to the Caixa Platina are quite similar. Therefore, here we have a point that does not make much difference in the final comparison process, with the exception of the annual fee, which is higher in Platina.
The Caixa Gold card, then, has the following negative points:
- Annual fee billing without the possibility of resetting it or obtaining discounts on the billing amount according to your expenses on the invoice;
- Exclusive card for those who have a current account at Caixa Geral de Depósitos bank;
- Finally, the institution that manages the cards only accepts as customers those who are 18 years of age (or older) and reside in Portugal.
Therefore, Brazilians can only use this or that card when they reside in Portugal and are able to prove this residence, as well as income in the European country. Otherwise, they won't even have the chance to obtain these cards and a current account.
Caixa Gold or Caixa Platinum card: which one to choose?
Still in doubt about which card is best for you? Well then, follow our tips. It will not always be easy to choose a credit card, especially due to the variations in benefits and maintenance fees, as well as the limitations imposed by the rules of each of them.
However, it is possible to make the right choice when considering these points:
- Benefits and disadvantages of each;
- What do you think is essential in a card;
- What are the benefits you are looking for and which ones really make a difference in your life.
With this, you will then be able to choose between the Caixa Gold or Caixa Platinum card. Or, between these and other cards available on the market! However, if you are looking for another Caixa card option, find out about the ISIC Credit Card below!
How do I request the Caixa ISIC card?
Requesting the Caixa ISIC card is simple! Learn step by step and take advantage of its advantages, such as international Visa and insurance!
About the author / Aline Augusto
Reviewed by /
Senior Editor
Trending Topics
Learn how to understand your credit card FIN
How to find out the FIN on your credit card? If this is your question, check out the answer here and find out how it works and its importance.
Keep ReadingGet to know the Mind the Coin brokerage: what is it and how does it work?
See how the Mind the Coin brokerage works and start investing in bitcoin, litecoin and monero! Find out everything about the platform.
Keep ReadingGet to know Cifra7 consolidated credit: making money left over has never been so simple
Cifra7 consolidated credit helps you find financial solutions that reduce your debts and organize your finances. Know more!
Keep ReadingYou may also like
Caixa Geral de Depósitos Review: find out everything about this Portuguese bank
In this Caixa Geral de Depósitos Review, learn everything about this Portuguese bank founded in 1876! It offers insurance, credit and more.
Keep ReadingThe best personal credit lines in Portugal 2021
Do you need money to fix your financial life? See which are the best personal credit lines in Portugal today!
Keep ReadingDoctor Finance Consulting: Discover and find the best conditions
Do you want to get out of the red and reorganize your finances? Count on Doctor Finance consultancy. Free of charge, it could be the ideal solution for you!
Keep Reading