Cards

TAP Business or TAP Platinum card: which is best?

TAP Business or TAP Platinum card? Check out our comparison of these financial products that offer travel benefits, miles programs and much more!

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Discover the best card for you among the Platinum options

Avião TAP voando
Complete comparison between TAP Business and TAP Platinum cards. Source: Unsplash.

Before choosing between the TAP Business or TAP Platinum Card, consumers should compare the modalities. After all, even if they are products from the same financial institution, their characteristics and benefits are different. 

In general terms, the TAP Business credit card is a financial product suitable for consumers who want to accumulate miles. After all, all purchases made on a daily basis accumulate miles. 

On the other hand, TAP Platinum is an advanced type of financial product. In other words, it has more benefits for users, from the miles program to relaxing in the VIP Lounges. 

Anyway, if you are interested in purchasing the TAP Business or TAP Platinum Card, the first step is to discover all the characteristics, from the advantages to the disadvantages, of both financial products. 

cartão de crédito TAP Business frente e verso

How do I apply for the TAP Business credit card?

Find out now how to apply for the TAP Business card and, in addition to the miles program, have access to its exclusive offers and benefits!

cartão de crédito TAP Platinum frente e verso

How to apply for the TAP Platinum card

TAP Platinum is a credit card full of advantages, such as a Visa brand and a miles program. See how to apply for the TAP Platinum card!

TAPBusinessTAP Platinum
Annuity€85.00 / Year€300.00 / Year
Do you accept denial?UninformedUninformed
FlagVisaVisa
RoofInternationalInternational
BenefitsMiles Program; Avoid queues at check-in; Fast Track.Miles Program; Extra Baggage; Avoid queues at check-in; Fast Track; Relax in the VIP Lounges.

TAP Platinum Card

cartão de crédito TAP Platinum fundo branco
Find out more about TAP Platinum. Source: TAP.

Firstly, the TAP Platinum card takes you further! After all, it is the most advanced model among the available options. Issued under the Visa brand, its coverage is international. 

In other words, when issuing the TAP Platinum card, consumers can make purchases at national and international establishments, as long as they are accredited with the Visa brand. 

This financial product was created in partnership with TAP, in addition to being associated with the number of members of the TAP Miles&Go Program. Due to this feature, several exclusive advantages are guaranteed on your trips.

When issuing the TAP Platinum credit card, customers receive 8,000 miles, which are awarded after three months of use. However, these are not the only advantages of the model, which is recommended for those who like to travel. 

TAP Business Card

cartão de crédito TAP Business fundo branco
Find out more about TAP Business. Source: TAP.

Before choosing between the TAP Business or TAP Platinum Card, consumers should check the general characteristics of each option. After all, even if they are issued by the same financial institution, they are different in several aspects.

The TAP Business model charges an annual fee of €85.00 per year to its holders. Issued under the Visa brand, the credit card is accepted in several national and international establishments, as long as they are accredited. 

When issuing the model, holders have access to several exclusive advantages, all related to travel. After all, this card was created to offer broad possibilities to consumers, especially those who travel.

All purchases made with the TAP Business credit card are converted into miles. In other words, as soon as enough miles are collected, holders can exchange them for airline tickets. 

TAP Platinum Card Advantages 

Before choosing between the TAP Business or TAP Platinum Card, consumers should analyze all the models' characteristics. And one of the main pieces of information is the advantages available. See below what the benefits of TAP Platinum are.

  • Access to the Miles Program.
  • For every €1 spent with your credit card, 2.00 miles are accumulated. 
  • Credit card membership offers cardholders an additional 8,000 miles. 
  • When renewing the credit card, an additional 4,000 miles are guaranteed. 
  • Access to extra luggage.
  • Avoid queues at check-in.
  • Save your time with Fast Track.
  • Relax in the VIP Lounges.

To access all these benefits, consumers do not need to open an account with the financial institution. In other words, simply indicate the IBAN of a bank account you hold, so that it can be associated with the credit card. 

TAP Business Card Advantages

Before choosing between the TAP Business or TAP Platinum Card, consumers must discover all the features of the financial products. After all, even if they are from the same institution, their advantages are different. See more about TAP Business. 

  • Access to the Miles Program.
  • For every €1 spent with your credit card, 1.25 miles are accumulated.
  • Credit card membership offers additional 4,000 to cardholders. 
  • When renewing your credit card, 2,000 miles are added. 
  • Avoid queues at check-in.
  • Save your time with Fast Track.

Just like the previous modality, consumers do not need to open an account with a financial institution to access all these advantages. Simply indicate the IBAN of a bank account you hold. 

Disadvantages of the TAP Platinum Card 

Before choosing between the TAP Business or TAP Platinum Card, consumers should discover their main disadvantages. After all, just like any financial product, this model has these characteristics. 

Generally speaking, one of the main disadvantages concerns the annual fee payment. In other words, to have access to all the functions and benefits of the card, you must pay a fee of €300.00/Year.

Disadvantages of the TAP Business Card

Like the previous model, the TAP Business card has disadvantages. This is because, like any other financial product on the market, consumers are subject to these characteristics.

One of the main disadvantages of the financial product concerns the annual fee payment. In other words, to access all TAP Business benefits, holders must pay a fee of €85.00 / Year.

TAP Business or TAP Platinum card: which one to choose?

Cartão TAP Business ou TAP Platinum
Which of the two TAP cards is best for your life? Source: StockSnap

Now that you know all the features of the TAP Business or TAP Platinum Card, it's easy to choose the model that best meets your needs. After all, even if they are issued by the same financial institution, their benefits are unique. 

Once you have decided which financial product you want to purchase, the next step is to submit a request form. Once you submit it, wait until the financial institution finishes its analysis. 

And if you want to know more about the TAP Classic card, read below!

Cartão TAP Classic

How to request the TAP Classic card

Do you want to apply for the TAP Classic card and obtain a series of travel benefits? So, check out the step-by-step guide to do it!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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