Cards

Eurobic Gold or TAP Gold card: which is best?

Choosing between a Eurobic Gold or TAP Gold card can be difficult, as both have a Visa brand and international coverage, as well as exclusive benefits. See our comparison to decide which option is best for you!

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Discover the best card for you between the two options

Cartão Eurobic Gold ou TAP Gold
See the comparison between these two Gold card options. Source: Canva.

Firstly, choosing between the Eurobic Gold or TAP Gold Card models is a difficult task, but not impossible. This is because, like any financial product, its characteristics and advantages are unique.

In short, the Eurobic credit card is recommended for consumers looking for exclusive advantages. After all, in addition to access to insurance, customers also have benefits associated with the brand. 

On the other hand, the TAP Gold credit card is recommended for cardholders who are interested in the Miles Program. In other words, with each purchase made, miles are accumulated to be exchanged for airline tickets. 

However, before submitting the application form for the Eurobic Gold or TAP Gold Card, the first step is to discover the exclusive features and benefits. So see, below, a comparative table of both models.

Logo EuroBic fundo vermelho

How to order the EuroBic Gold card?

The EuroBic Gold credit card has the Visa brand, international coverage and 50 interest-free days to start paying! See how to request here.

Logo TAP Air Portugal fundo branco

How do I apply for the TAP Gold credit card?

Find out here how to apply for the TAP Gold card and enjoy its benefits, such as Visa, miles program and more. Check out!

Eurobic GoldTAP Gold
Annuity52,00 €€80.00 / Year
Do you accept denial?UninformedUninformed
FlagVisaVisa
RoofInternationalInternational
BenefitsExclusive insurance; Access to the benefits of the flag. Miles Program; Avoid queues at check-in; Fast Track.

Eurobic Gold Card

See more about the Eurobic Gold credit card. Source: Eurobic.

In general terms, the Eurobic Gold credit card is presented as a premium model from the financial institution. Furthermore, it is recommended for consumers who spend more money using this payment method.

The model bears the name Gold because it is associated with the Visa brand. So, in addition to exclusive benefits provided by the credit card itself, cardholders have access to the brand's exclusive benefits. 

In addition to the extended warranty, consumers also have access to price and purchase protection. The limit available to consumers starts at €4,530, but there is no maximum limit. 

Finally, the card is issued under the Visa brand with international coverage, that is, it is accepted in national and international establishments, as long as the establishment has the credential. 

TAP Gold Card 

Cartão de crédito TAP Gold fundo branco
See more about the TAP Gold credit card. Source: TAP.

In general terms, the TAP Gold credit card is recommended for consumers who travel a lot. After all, for each purchase made using this payment method, holders receive miles in exchange. 

Additionally, once enough miles are accumulated to redeem for airline tickets, holders have more benefits to embark on their next trip. All this with a credit card at your fingertips. 

When issuing a TAP Gold credit card, cardholders have access to numerous exclusive advantages, both from the card itself and from the brand. In addition, the model charges a fee of €80.00 per year, with stamp tax APR 15.6%.

The model is issued under the Visa brand, in addition to having international coverage. In other words, when applying for this credit card, cardholders can make purchases at national and international establishments. 

TAP Gold Card Advantages 

Before choosing between the Eurobic Gold or TAP Gold Card, consumers should find out what the advantages of the model are. After all, just like any financial product, there are countless possibilities linked to a single product. 

In general, the financial product has a Miles Program, which can be exchanged for airline tickets. However, these are not the only advantages of the model, see more exclusive features. 

  • Access to a 4,000 mile offer with membership.
  • For every €1 spent on a credit card purchase, cardholders receive 1.25 miles.
  • When the card is renewed, an additional 2,000 miles are added.
  • Customers avoid queues at check-in.
  • Avoid queues and save your time with Fast Track. 

However, to issue your TAP Gold credit card, there is no need to change financial institutions. In this sense, this is another of the exclusive advantages of this financial product, ideal for those looking for these exclusive characteristics. 

Eurobic Gold Card Advantages

Just like any financial product, the Eurobic Gold card offers exclusive benefits to cardholders. So, before requesting the model, it is essential to find out this information. Check out these benefits below. 

  • Accepted at any commercial establishment accredited by the Visa brand.
  • The credit is interest-free for up to 50 days for payment to 100%.
  • Issued using contactless payment technology. 
  • Card protection insurance.
  • Protection insurance for purchases and travel.

Although these are the main advantages of the Eurobic Gold card, the model has more exclusive benefits linked to the Visa brand. Therefore, if you are interested in this series of benefits, it is worth checking out more information via the request page. 

Disadvantages of the TAP Gold Card

Just like any financial product on the market, the advantages and disadvantages of each option are unique. So, before ordering one of the models, you need to find out this information. 

In short, the biggest disadvantage of TAP Gold is the annual fee charge of €80.00. Furthermore, if you don't have financial control, it's easy to destroy your entire financial health. 

Disadvantages Eurobic Gold Card

Before choosing between the Eurobic Gold or TAP Gold Card, consumers should analyze their disadvantages. After all, these characteristics are extremely relevant for any financial product, including this model. 

In general, one of the main disadvantages of Eurobic Gold is the annual fee charge. In other words, to have access to all the exclusive advantages of the model, it is necessary to pay a fee of €52.00.

Eurobic Gold or TAP Gold card: which one to choose?

Finally, now that you know the main features of the Eurobic Gold or TAP Gold Card, it's time to compare the options and choose the one that best meets your needs as a consumer. 

Once you compare the models, the next step is to access the official page of the financial institutions and check the conditions for accessing the product. Anyway, once you decide which model you want to purchase, don't hesitate to send the request form.

Now that you've learned more about these cards, how about discovering another TAP option? The TAP Classic card! See below!

Cartão TAP Classic

How to request the TAP Classic card

Do you want to apply for the TAP Classic card and obtain a series of travel benefits? So, check out the step-by-step guide to do it!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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