Cards
Prepaid Caixa or Stream card: which is best?
Caixa Prepaid or Stream Card? Both have attractive advantages, such as a Visa brand, as well as exclusive discounts. So, find out the pros and cons of each product here and choose the one that suits you best!
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Discover the best card for you
Before choosing between Caixa Prepaid or Stream, consumers should compare the options. After all, even if they are the same modality, they have different characteristics and benefits.
In general, to request the Stream prepaid model, consumers must be up to 20 years of age. Furthermore, they must live in Portugal. If you meet these requirements, the request is made in person at a Banco Santander unit.
On the other hand, Caixa's prepaid card can be requested by consumers aged 15 and over. And, unlike Stream, there are two ways to request it: at a physical Caixa or Caixadirecta unit.
So, before choosing between Caixa Prepaid or Stream, remember to compare these options. And, once you carry out this procedure, compare the modalities and choose the one that best meets your needs.
How do I request the Stream prepaid card?
See how to order your Stream card and enjoy all its advantages, such as the Visa brand and exclusive discounts. Check out!
How do I request a Caixa prepaid card?
See how to order the Caixa card and take advantage of all its advantages, such as Visa and exemption from annual fees. Check out how to request yours!
Prepaid Cash | Stream | |
Annuity | Exempt | €10.00 + Stamp Tax |
Do you accept denial? | Yes | Yes |
Flag | Visa | Visa |
Roof | National and international | National |
Benefits | Safe and practical for daily purchases; Accepted for virtual purchases; Exclusive discounts between Partners | Fuel discounts; Access to exclusive brand benefits |
Stream Card
In general terms, the Stream card is recommended for people who are up to 20 years of age and live in Portugal. So, if you are looking for a model to invest in your favorite streaming services, this is a great alternative.
However, as it is issued by Banco Santander, this financial product has several exclusive benefits. Among the main advantages, we can highlight that the Stream card allows for greater spending control. After all, it is a prepaid model.
However, to access this card, consumers must pay a single annual fee of €10.00 + Stamp Tax. Furthermore, this model is issued under the Visa brand, accepted in several physical and virtual establishments.
However, it is necessary to highlight that to continue using this card, consumers must constantly top up. This procedure is done at a NetBanco unit or in the Santander application.
Prepaid Caixa Card
To choose between Caixa Prepaid or Stream, consumers must find out what their main features are. In general terms, people over 15 years of age can request it.
As it is a prepaid model, consumers make their purchases using cash credit. And, when there is no more balance available, a new top-up must be made.
The Caixa prepaid card has several exclusive benefits for cardholders, such as special discounts at partner establishments. Furthermore, consumers do not pay an annual fee.
To request the card, consumers under 18 years of age must go in person to a physical Caixa unit. However, if you are of legal age, the request can be made at the branch or at Caixadirecta.
Stream Card Advantages
Before choosing between Caixa Prepaid or Stream, it is important to remember that each of them has its own characteristics and advantages. So, if you are interested in the Stream model, check out these benefits.
- Consumers can make purchases at national establishments;
- They can make withdrawals at the ATM;
- Access to the brand’s exclusive benefits;
- If you have a Stream digital account, the consumer is exempt from the annual fee;
- If accepted, the physical card is delivered at the same time.
Prepaid Caixa Card Advantages
Just like the Stream card, Caixa Pré-Pago has several exclusive advantages. So, if you are interested in one of these modalities, it is worth comparing the Caixa Pré-paid or Stream versions.
Caixa Pré-Pago card holders get exclusive discounts at partner units. In general, there is a wide range of companies, with products ranging from leisure to well-being.
By obtaining this card, consumers can make purchases at national and international establishments. However, for new transactions to be carried out, it is necessary to have an available balance.
Disadvantages of the Stream Prepaid Card
However, as not everything is rosy, the Stream Prepaid card also has disadvantages. And knowing them is essential, especially when comparing and choosing between Caixa Prepaid or Stream.
Furthermore, one of the main disadvantages is, without a doubt, that consumers must make purchases in cash. Furthermore, when you do not have an available balance, you will need to top up again.
However, it is worth mentioning that the Stream Prepaid card charges an annual fee from its holders. However, this is a single charge of €10.00 + Stamp Tax, in addition to a fee for the first top-up.
Cash Card Disadvantages
Just like the Stream Prepaid card, the Caixa card has disadvantages. And knowing what they are is essential, especially to compare the modalities and choose the one that best meets your needs.
However, in general terms, we can say that the biggest disadvantage of the Caixa Card is the need to top up to make new purchases. After all, this card is a prepaid model, which works like a prepaid cell phone plan.
Furthermore, if you are under 18 years of age and are interested in obtaining this financial product, you must go in person to a Caixa service unit.
Caixa Prepaid or Stream Card: which one to choose?
Finally, now that you know the main differences between Caixa Prepaid or Stream, it is easier to compare the options and choose the one that best meets your needs.
However, it is worth mentioning that the Stream card is recommended for people up to 20 years of age who live in Portugal. In other words, if you are looking for greater financial control and meet these requirements, it is worth betting on this market option.
On the other hand, the Caixa card can be requested by consumers who want to keep their finances organized and are over 15 years of age. After all, as it is a prepaid model, consumers can only spend the available limit.
Finally, both models are completely safe, in addition to keeping your finances organized. So, if you are interested in obtaining any prepaid option, remember to carefully evaluate the general characteristics of this product. But if you're looking for another option, find out about the R42 Metal debit card below, which has excellent benefits!
How to get the R42 Metal debit card?
The R42 Metal debit card offers numerous advantages, such as 100% online membership, as well as international coverage and the Mastercard brand. See how to request here!
About the author / Aline Augusto
Reviewed by /
Senior Editor
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