First of all, choosing between Banco Best Gold Visa or Banco Best Gold Plus is complicated. This is because these types of credit have their own characteristics, each one suitable for different consumer profiles. 

However, only consumers who live and work in Portugal can choose between Banco Best Gold Visa or Banco Best Gold Plus. This product is recommended for consumers who travel a lot, mainly due to its unique advantages. 

After all, in addition to being an international credit card, its advantages are unique and offer comfort and security in daily transactions. It is worth mentioning that purchases can be made in cash or in installments, in physical or virtual establishments. 

So, if you want to know more about the main features of Banco Best Gold Visa or Banco Best Gold Plus, see the comparison table and find out which model is best for you. 

Firstly, Banco Best Gold Plus is an international credit modality, issued under the Visa brand. Linked to Banco Best, users can send the request via the internet. 

Holders of this credit card can make transactions in cash or in installments. It is worth mentioning that these purchases can be made in all establishments, physical or virtual, as long as they accept the Visa brand. 

In addition, holders must pay €40 towards the annual fee. As for the APR rate, that is, the one charged when the consumer fails to pay the invoice, it will be 15.6%. 

And, as with any type of credit available in Portugal, consumers must have flexible payment management. Otherwise, your financial health could be harmed. 

First of all, there are some differences between Banco Best Gold Visa or Banco Best Gold Plus, as well as similar characteristics. One of the main ones is that it is an international card, issued under the Visa brand. 

In other words, users can make purchases in cash or in installments, in physical or virtual establishments, as long as they accept the Visa brand. But unlike the first modality, the annual fee charged is €20. 

Furthermore, users can be exempt from paying this fee as long as they open a digital account with the bank. However, it is worth mentioning that these digital accounts are more robust than common accounts, in addition to having an effective cost rate of 12.6%. 

However, like most credit cards in Portugal, users have flexibility to pay invoices. And this can be a big problem, especially for those who cannot control their card spending. 

Now that you know the main features of Banco Best Gold Visa or Banco Best Gold Plus, know that the advantages of the Gold Plus model are unique and exclusive. See what they are. 

When filling out the information for the request, the user must choose between the cashback or miles program. So, remember to choose the best one for your profile. 

Just like Gold Plus, Banco Best's Gold Visa model has unique features and advantages. So, before choosing between Banco Best Gold Visa or Banco Best Gold Plus, check out the exclusive benefits. 

However, to check out more exclusive benefits of this financial product, simply access the card's official page. 

As with any financial product, the Banco Best Gold Plus card has disadvantages. One of the main ones is the annual fee of €40. The exemption will only be valid in the case of the Best Gold Visa. 

Another disadvantage is that this credit card can only be requested when customers open a digital account. So, if you already have a product at another institution, you probably won't be able to manage two cards. 

As previously mentioned, all credit cards have disadvantages, and with Gold Visa this is no different. In short, one of the main disadvantages is, without a doubt, the annual fee of €20. 

However, consumers can exempt themselves from paying this fee. However, unlike normal digital accounts, they incur fee charges. Therefore, if you already have an account with a financial institution, it is not worth opening another one. 

Finally, choosing between Banco Best Gold Visa or Banco Best Gold Plus can be complicated, but by comparing the modalities, you can find the one that best meets your needs. 

Therefore, analyze the advantages and disadvantages of both modalities, balancing the characteristics of both. This is the best way to avoid frustration when purchasing a financial product that you do not like.

And if you've made it this far, but still aren't sure of the best option for your financial life, don't worry! We have separated more exclusive content so that you can discover another very interesting alternative available on the market: the Unibanco Life card. Click the button below and check it out!