Digital Banks are increasingly viable options, whether due to their practicality or advantages, such as the ease of having a debit card. After all, you resolve everything online, and you have the security of using your card to pay your bills.

But which are the best digital banks in Portugal? Do you know how to choose the best one for you?

So, stay tuned as we’re going to show you some options that offer debit cards to make your day-to-day transactions easier.

Because digital banks do not have branches and in-person services, this reduces account fee charges. This makes it easier to create your account!

Normally, digital banks do not charge opening fees and other usual charges, such as transfers. Furthermore, all processes are very simple and free from major bureaucracy.

You can manage everything through your smartphone. In fact, some banks facilitate transactions and currency exchange, as well as investing in shares and investing money.

Plus, you can continue to have your physical debit cards! Thus, you have the advantages of a traditional bank, but with the convenience of being online!

A debit card is a safe and practical option for making payments. This is because it offers the advantage of making payments directly without having to carry your money.

In addition, several digital banks offer exclusive benefits when using a debit card. So, let's find out what our list of digital banks with debit cards is?

We have listed 5 options for you to discover and decide which one is most worthwhile for you!

ActivoBank is one of the most interesting digital banks. Being a Portuguese bank, it is not 100% online. Therefore, it has some branches spread across the country. However, the focus of its action is on online processes.

Opening an account with this bank is completely free. Furthermore, the same goes for making your debit card available and fee-free transactions and purchases within the Euro zone. 

On the other hand, to open your account, you need an identification document, tax number, proof of address and proof of income in Portugal.

Furthermore, you need to make a video call to prove your identity. And, to complete your opening process, you need to make a deposit of €100.

So, if you want to transition to a digital bank, but still have physical options, this could be a good option.

This is an exclusively digital Portuguese bank aimed at young people. You have no membership or maintenance costs.

A point to note, the Moey digital bank accounts! They only allow bank transfers to be made within the SEPA space. That is, only European Union countries and some others, such as the United Kingdom, Monaco, among others. 

To open your account, you need an identity document, be over 18 years old, reside in Portugal and have access to a cell phone.

Furthermore, you can have access to both a physical and digital debit card, without any provisioning cost.

This is a digital company that is not exactly a bank. But it has very similar functions. Therefore, it is a great multi-currency account option for those who want to transact in different countries.

There are more than 50 currency options to make transfers with the money in your account. Thus, the main advantage is this reduction in exchange rates, without camouflaged tariffs.

Furthermore, the company offers an international debit card with great advantages. However, the cost is 7 euros.

To open your account, there are no maintenance or subscription fees. So, you only need to prove your identity using your cell phone.

This option is from Banco Santander and is based in Spain. Thus, OpenBank is a current account, free and without charging commissions. Furthermore, this option offers a completely free Я42 Card.

It works both as a traditional debit card and as a travel card with exclusive benefits. However, to activate the second option it is necessary to pay a monthly fee of €7.99 for use.

Furthermore, you can open either online or by contacting the customer service channels by phone. Simply present your identity and proof of address.

Regardless of the form, membership is very practical and you can carry out all your transactions using your smartphone.

Banco de Investimento Global is another Portuguese digital bank option. So you can open your 100% account online via video call. You only need to have proof of residence, NIF and Citizen Card.

Furthermore, you need to deposit €2000 to activate your account. On the other hand, there is no opening or maintenance fee of any kind.

In fact, you can make several investments with your BIG account, from savings to different funds, in addition to being able to request an international debit card from the Mastercard brand.

This option has contactless technology and travel insurance and protection for your purchases. However, there is a membership and maintenance fee. Check out how to join BIG by reading our step-by-step guide available via the button below.