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How do I apply for Novobanco Housing Credit for Young People?

Discover how to apply for Novobanco Housing Credit exclusively for young people and get a discount on the spread and installments.

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Novobanco Housing Credit for Young People: make your request without leaving home.

Logo Novobanco fundo azul
But, after all, how do I apply for credit? Source: Novobanco.

Do you want to know how to apply for Novobanco Housing Credit for Young People? So, know that this bank offers a unique home loan opportunity for young people.

Furthermore, the request can be initiated through the Novobanco website. In other words, you can only access the link below.

card

Housing Credit for Young People

Novobanco

immobile fee exemption

Request credit to purchase your property and enjoy advantages such as spread bonuses and fixed rates!

You will be redirected to another website

Its biggest difference is the reduction of fees and spread through family support. That is, with a mortgage on your parents' home or that of another close family member, you can be one step closer to realizing your dream. 

But, if you are interested in finding out more information about how to make your request, you can continue reading. So, get to know our step-by-step guide and find out how to hire the service.

Step by step to apply for Novobanco Housing Credit for Young People

Propaganda Novobanco
So, check out the step-by-step instructions to apply! Source: Novobanco.

Unfortunately, Novobanco does not offer an online simulation for Housing credit. You need to contact the bank so they can analyze your situation.

First, access the Novobanco website. Then go to “housing credit”. Then, go to “special conditions” and then click on “Young people up to 35 years old”.

This way, you will be redirected to the credit page. So, take the opportunity to check all available information and make sure you have credit lines. Then click on “request contact”, fill in the requested information.

Therefore, you must provide your name, cell phone number, email and NIF. You must then read and agree to the data protection policies. Furthermore, just click on “Submit” and wait for Novobanco to contact you!

Documentation

Furthermore, find out about some documents required for you to apply for a home loan at Novobanco.

  • Identity card;
  • IRS declaration;
  • Salary receipt;
  • Proof of household expenses

Recommended alternative: BPI Housing Credit

Are you looking for a home loan but think Novobanco is not for you?

So, find out about other options on the market, such as BPI Housing credit. This way, with it you have up to 50 years to pay your debt. Furthermore, you can customize the deadlines and values according to your interests.

Housing Credit for Young People NovobancoBPI Housing Credit
Interest rateFixed, mixed or variableFixed, mixed or variable
Payment deadlineBetween 35 and 40 years oldBetween 30 and 50 years old
ApprovalOn requestImmediate
Benefits Choose between mixed, fixed or variable rates;
Lower spread;
Extended deadlines;
Exemption from evaluation commissions, process studies and formalization. 
Buy, build or renovate the property;
Choose between mixed, fixed or variable rates;
Online simulation;
Define the deadlines and amounts you need.

Want to know more? So, click on the link below and find out how to carry out the BPI simulation and how to request it!

Imagem de Propaganda do Crédito Habitação BPI

BPI Housing Credit: to buy, build or renovate

BPI Housing Credit is fully customizable and you have up to 50 years to pay it off! Furthermore, rates are mixed, fixed or variable. Find out everything about it!

About the author  /  Filipe Travanca

Bachelor in History and Audiovisual from the University of São Paulo. Passionate about writing and literature, he works as a screenwriter, editor and short story writer, exploring the most varied themes and subjects. A very curious person, who likes to study a little bit of everything and share this learning in his texts.

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Senior Editor

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