It is very easy to know if you are on the Banco de Portugal blacklist. After all, the consultation is online and is done in just a few steps. Check out what they are!

This is a very important query. The Banco de Portugal list contains information on who are the people who are in debt to Portuguese financial institutions. That is, those who signed up for financial services and did not pay them off correctly or are in arrears.

As a result of being included on the Banco de Portugal blacklist, there is difficulty in obtaining new financial services. Likewise, the increase in fees applicable to possible operations. Therefore, controlling your presence on this list is essential. Only then can you take steps to remove your name from it.

It is very simple to check to find out if you have debts registered with Banco de Portugal. Check out the step-by-step instructions in the following items

First, access the CRC page. Then, on the screen, choose the period you want to consult. After all, it is possible to know if your name has been on the list for up to 5 previous years. Afterwards, authenticate access and accept the terms.

Afterwards, authenticate the NIF using your citizen card or the Finance Portal access code.

You will then have access to the document that details whether you are or have ever been on the Banco de Portugal blacklist. This way, you will have access to the list and credit responsibility map. It determines the types of debts, the situation (whether already negotiated or not) and the creditors. You can also see if your situation is regular and that there are no outstanding debts at the moment!

To do this, you need to pay off your debts. To do this, try to renegotiate with financial institutions. Also, develop a detailed budget that allows you to take control of your finances.

Another interesting solution is to look for consolidated credit – which consolidates, that is, concentrates several debts into one and can make the value fall by up to 65% – with Kreditiweb. This not only leaves you off the Banco de Portugal blacklist, but also guarantees the normalization of your finances.

Debts are concentrated in a single debt whose value is usually more beneficial (smaller) than the sum of the original debts. With this, get off the Banco de Portugal blacklist and organize your finances!

Learn below how to apply for Kreditiweb Credit, a good option for relieving your finances.