The Unibanco Points Program is one of the benefits that Unibanco credit cards offer. Thus, it helps to make the institution's financial products much more attractive.

There are two programs that work together. Therefore, while one of them allows you to accumulate points to exchange for products or services, another is based on cashback.

So, in the first one you spend money, earn points and choose what to exchange for. In the second, in turn, you receive part of what you spent on the card as cash back.

So, keep reading and see how the programs work and which cards have them. So, find out how to take advantage of these advantages to save!

The first type of Unibanco benefit program refers to the one that allows you to accumulate points through spending. In this case, you can receive 1 point for every Euro spent on the card.

In this program you can accumulate points and exchange them for services and goods of a different nature. For example, you can access beauty products, tourism, fashion, leisure and more! 

The program requires the customer to use the points within the same year in which they accumulated them. Therefore, there is a risk that they will expire before you can take advantage of them.

After all, it's possible that you won't accumulate enough points to actually use them for services. 

The other type of Unibanco program refers to cashback. If in the past expenses were converted into points to exchange for services and products, here they are transformed into money.

This program offers the possibility of receiving amounts back for 1 year based on your spending on the card. This way, you spend while you save!

Therefore, see below what the proportion is between the monthly invoice and the amounts you receive as cashback in this Unibanco points program:

The program allows you to receive money back every month for a year. Therefore, it is a way to get value for your money and save money, as you receive part of your expenses back.

The program is valid for only 12 months. Therefore, after the first year of using cashback you will no longer receive it. Additionally, there are annual earnings limits: up to €200 during the 12 months of program validity.

Also, be aware that the program has some requirements for participants. Check out what they are:

Now that you know how Unibanco programs work, check out which cards offer them!

The Atitude card has a cashback points program and a points accumulation program itself. It has the International Mastercard brand and allows withdrawals, transfers and payments.

Therefore, see the main features of this card with points program:

Another Unibanco credit card that has a points program is the Classic. Unlike the previous one, it has a Visa International brand.

Furthermore, regarding other benefits, it offers the same advantages as the Attitude version. Look:

Finally, the third and last Unibanco credit card with a points program is Life. It offers some additional advantages, especially when it comes to insurance.

In fact, having a Visa International flag, it is very robust. See what it offers:

It's very simple to sign up for the cards and you don't even need to leave the house. To do this, complete the process using your cell phone and have the following documents on hand:

Then, go to the unibanco.pt website. Click on “Join” on the card page that interests you most and fill out a form with your personal details.

Follow the on-screen instructions and take a selfie with your cell phone camera to prove your identity. Also take a photo of the Citizen Card.

Accept the information and grant the code that you will receive via message on your cell phone. Forward the rest of the documentation.

Then, just wait! The Unibanco team will review your request and contact you with more information.

And, if you want to check a comparison between Unibanco cards to choose the best one for you and start enjoying benefits, access the link below and discover Unibanco Life and Atitude!