Cards

Unibanco Life or Unibanco Atitude card: which is best?

Choosing between Unibanco Life or Unibanco Atitude can be complicated. After all, both options have their own characteristics and advantages, serving different consumer profiles. See more information!

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Discover the best card for you

Unibanco Life or Unibanco Atitude card, find out the differences. Source: Youtube Unibanco.

Currently, having a credit card is a necessity in consumers' daily lives. And, when searching for available modalities, there are several options on the market. But how to choose the best one for your profile? People ask the same question when choosing between Unibanco Life or Unibanco Atitude. After all, even if they are issued by the same financial institution, each of them has unique characteristics. 

In general, the Unibanco Life card is recommended for consumers who want to take care of their family, but are salaried. On the other hand, Unibanco Atitude is offered to profiles who want to enjoy all the unique moments of their lives. 

However, in both cases, consumers have exclusive advantages and benefits. So if you are looking for an ideal partner for your daily purchases, see the main differences between Unibanco Life or Unibanco Atitude. 

Unibanco LifeUnibanco Attitude
AnnuityNo annual feeNo annual fee
Do you accept denial?UninformedUninformed
FlagMastercard and VisaMasterCard
RoofNational and internationalNational and international
BenefitsCashback and Points ProgramExclusive discounts, Suitable for customers of any bank, Protection against theft, loss or loss and 20 to 50 days of interest-free credit
cartão de crédito Unibanco Life fundo azul

How do I request the Unibanco Life card?

With zero annual fees and benefits, such as a points and cashback program, it is possible to apply for the Unibanco Life credit card online. See how!

cartão de crédito unibanco atitude fundo azul

How do I request the Unibanco Atitude card?

See how to apply for the Unibanco Attitude credit card: Mastercard brand, zero annual fee and suitable for customers of any bank!

Unibanco Attitude Card

cartão de crédito unibanco atitude
Find out more about the Unibanco Atitude credit card. Source: Unibanco.

First of all, the Unibanco Atitude card is issued under the Mastercard brand. And, due to this characteristic, it is accepted in several establishments around the world, whether virtual or physical. 

Furthermore, the card has a security chip, ensuring greater convenience in your daily purchases. It is worth mentioning that it has contactless technology, making it possible to make your purchases by bringing the card close to the machine. 

Another feature worth mentioning about this financial product is that it can be linked to any financial institution. This is the best way to have flexible financial management. 

In other words, consumers can choose how they intend to pay their credit card bill. And, like other models on the market, you can pay 100% or the minimum required. 

Unibanco Life Card

cartão de crédito Unibanco Life
Find out more about the Unibanco Life credit card. Source: Unibanco.

Firstly, the Unibanco Life card is a type of credit available to residents of Portugal. Therefore, if you do not live in the country, you will not be able to request this financial product. 

Consumers can choose between the two main brands on the market, they are: Mastercard and Visa. However, in both cases, payments are accepted at several national and international establishments. 

Like the Atitude card, the Life card is issued with a security chip. Due to this feature, it is possible to carry out transactions via contactless, that is, by bringing the card closer to the machine. 

Even though they have similar characteristics, there are differences between Unibanco Life or Unibanco Atitude. And knowing what these differences are is essential, especially to choose the best model for you. 

Unibanco Attitude Card Advantages

Although they are issued by the same financial institution, both models, Unibanco Life or Unibanco Atitude, have their own characteristics. Check out the advantages of the Atitude card. 

  • The entire application process is done online;
  • Possibility to withdraw money through ATMs;
  • Exclusive discounts at partner establishments;
  • The card does not require any annual fee;
  • Access to an exclusive points program;
  • Holders control all operations via the official app;
  • Access to special payments;
  • between others. 

Unibanco Life Card Advantages

Just like any financial product on the market, the Unibanco Life card offers advantages to consumers. See below the main benefits guaranteed by this modality. 

  • The entire request procedure is done online;
  • Access to a points program;
  • Issued with a security chip, ensuring greater peace of mind in your purchases;
  • Access to the main benefits proposed by the brand;
  • Possibility to withdraw money from ATMs;
  • between others. 

Disadvantages of the Unibanco Attitude Card

Even though it is a product with many advantages, the Unibanco Atitude card also has disadvantages. And knowing what they are is essential, especially to avoid frustration. 

One of Atitude's disadvantages is, without a doubt, its cashback program. After all, even though it offers this advantage to users, this card is limited to only receiving €200 back. 

Disadvantages of the Unibanco Life Card

However, to choose between Unibanco Life or Unibanco Atitude, consumers must take into account the disadvantages of both modalities. In this case, there are the following disadvantages of Life. 

  • Limited cashback program;
  • Flexible payment can be a problem for consumers. 

In other words, even though flexible payment is an advantage, it can become a disadvantage. This is because, by accumulating debt with this credit card, consumers can end up getting into even more debt. 

Unibanco Life or Unibanco Attitude card: which one to choose?

cartão Unibanco Life ou Unibanco Atitude
So which one to choose? Source: Pexels.

Now that you know the main advantages and disadvantages of the Unibanco Life or Unibanco Atitude card, you can compare these options and choose the ideal one for you. Remember to make this comparison to avoid choosing the wrong option. 

The Atitude card is very worthwhile, especially if you are looking for these characteristics in a financial product. And, as mentioned previously, it is more advantageous than Life, allowing consumers to enjoy every moment. 

On the other hand, the Life card has a points program that can offer several prizes. But in both cases, the cashback program is limited, as holders can only redeem €200 in the first twelve months. 

So, if you want an ideal credit card for all times, it's worth buying Unibanco's options and choosing the best one for your consumer profile. In any situation, it is essential to be careful when requesting. 

Finally, remember that it is essential to have financial planning to choose between Unibanco Life or Unibanco Atitude, avoiding getting into new debts. This is because, as with any credit card, holders must pay the bill on the due date.

But if you've made it this far and still aren't sure of the best option for you, don't worry! Continue reading with our content below and discover the benefits of the Wizink Flex card!

Cartão de crédito Wizink Flex fundo cinza

How to apply for the Wizink Flex credit card?

Find out here how to order the Wizink Flex card and enjoy its advantages, such as online membership, Visa brand and much more. Check out!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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