Cards

NB Green or NB Gold Card: which is best?

Do you need a credit card and can't choose between NB Verde or NB Gold? So be sure to continue reading to learn more about each of them in detail! See the advantages and disadvantages of each one.

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Discover the best card for you

Logotipo novobanco
After all, NB Green or NB Gold: which is the best choice? Source: Senhor Cartão.

NB Verde or NB Gold are two of the cards that Novo Banco offers to its customers. Find out everything about both and, therefore, make the best choice for your life.

Each of these cards has its own characteristics and advantages. Also, naturally, they have some negative points that may divert your interest. Since all of this influences the use and scope of the cards, knowing the details is important for a good choice.

So, don't waste any more time. Continue reading to compare both alternatives that Novo Banco offers its customers. Likewise, see how they stand out both positively and negatively and conclude your decision in an informed and accurate way!

Logotipo novobanco

How to apply for the NB Gold card?

See how to order and activate the NB Gold credit card, a card full of advantages!

Logotipo novobanco

How to apply for the NB Verde Dual card?

See how to apply for the NB Verde Dual card and thus guarantee a credit card with two brands and no annual fee!

NB GreenNB Gold 
AnnuityFree (for up to 2 cards)€20 + stamp tax 
Do you accept denial?UninformedUninformed
FlagVisa and MultibancoVisa and Multibanco
RoofInternationalInternational
BenefitsOnline membership, contactless payment, no annual fee, MB Way service, cash advance, access to the American Express Selects program (with discounts in stores, hotels and adventures).Contacless technology, 2 brands, brand rewards and insurance program, 3G Secure service, access to MB Way, Protection Pack Service, cash advance.

NB Gold Card 

cartão de crédito NB Gold
NB Gold Card. Source: Senhor Cartão.

This is a credit card that belongs to Novo Banco. It is related to a current account at NB, so it allows you to make purchases by debit (with account balance) or credit (for payment when the invoice is due).

This credit card, in fact, has an air of exclusivity, as not just any account can obtain it. Thus, it is a hierarchically superior card. It has 2 brands: Visa and Multibanco.

The Visa brand allows use in more than 19 million establishments worldwide. On the other hand, the Multibanco brand serves to facilitate financial transactions at ATMs in Portugal and other countries.

NB Green Card

cartão de crédito NB Verde Dual fundo branco
NB Green Card. Source: novobanco.

The NB Verde credit card is a little simpler. It also works with debit and credit functions, just like the previous option. Another issue that is repeated in relation to the previous product is the presence of two brands: Visa serves for card operations, while Multibanco facilitates the redemption of cash at ATMs.

NB Gold Card Advantages 

To continue the comparison for choosing between NB Verde or NB Gold, let's see what advantages come with the Gold card. Are they:

  • Contacless technology;
  •  2 brands (Visa and Multibanco);
  • Visa rewards program (accumulate points and exchange them for products and discounts);
  • Flag insurance;
  • 3G Secure service;
  • MB Way application;
  • Protection Pack Service;
  • Cash advance.

NB Green Card Advantages

So, to continue with the comparison between NB Gold or NB Verde, it is also necessary to know what this second card offers. See the items below for its main positive points:

  • Online membership, via the banking institution’s website;
  • Free annual fee for up to 2 cards;
  • Linked current account;
  • Contactless payment;
  • MB Way service (transaction application);
  • Cash advance;
  • Access to the American Express Selects program, which offers discounts at partners such as hotels and stores;
  • Possibility of taking out, separately, insurance against theft and theft, fraudulent transactions and trip cancellation (Tranquila Plus service).

Disadvantages NB Gold Card 

As previously stated, the NB Gold credit card is more exclusive. In other words, it is not available to all customers who want it. And that, by restricting it, becomes one of its disadvantages.

After all, only customers who have current accounts at Novo Banco like NB 100% Gold, NB Golden Kay and NB 360º can get this card, which makes it available to few.

Additionally, there are other restrictions that may be disadvantageous. For example, to get this credit card, a citizen must be at least 18 years old. Likewise, his nationality must be Portuguese, and it is not enough that he resides in Portugal.

Finally, politically exposed people cannot make this card, which makes it even more exclusive.

Disadvantages of the NB Green Card

The NB Green card, naturally, also has some problems that make it less interesting. For example, although there is no annual fee charged (which occurs in the previous option), there is a fee for joining the card.

It corresponds to a single fee of 10 euros, however, so the charge is not renewed, unless a duplicate is necessary. Furthermore, the card is exclusive to those who have an account with Novo Banco and who reside in Portugal.

NB Green or NB Gold Card: which one to choose?

Still finding it difficult to choose between NB cards? In this case, put on the scale what you like most about a card and what you dislike as well. Comparing this information it is possible to illuminate the path a lot.

On the other hand, be sure to also consider other options. After all, today the market is full of credit card alternatives full of advantages. Our tip is for you to learn more about the Bankinter Premier card, which could be exactly what you are looking for. To do so, click on the link below and see it in detail!

Logo Bankinter

How do I apply for the Bankinter Premier card?

Find out how to request and activate the Bankinter Premier card. With a Visa International flag, it could be a great deal for you!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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