Cards

Millennium BCP Go or Millennium BCP Classic card: which is best?

Millennium BCP Go or Millennium BCP Classic? Both have a Visa brand and international coverage, but they also have their own characteristics and benefits, aimed at different profiles. If you want to purchase one of these models, keep reading!

Advertisement

Discover the best card for you

Millennium BCP Go or Millennium BCP Classic Card? Source: Facebook Millennium BCP.

Millennium BCP Go or Millennium BCP Classic are two financial products issued by the same financial institution. However, even if they are from the same company, their characteristics and benefits are different. 

One of Banco Comercial Português' many financial products is Millennium BCP Platinum. Firstly, it is necessary to highlight that Millennium card consumers have access to an exclusive benefits, insurance and assistance program.

On the other hand, the Millennium BCP GO! model, another of the same institution's financial products, is suitable for young people between 18 and 30 years of age. To have access to this credit card, you must reside in Portugal. 

Therefore, as these models are different, it is difficult to choose between the Millennium BCP Go or Millennium BCP Classic. However, through a comparative table, it is possible to discover more information about both financial products. 

cartão Millennium BCP go

How to request Millennium BCP Go

The Millennium BCP Go Card does not charge an annual fee, has international coverage and Visa! See how to request here!

cartão Millennium BCP classic

How to order Millennium BCP Classic

The Millennium BCP Classic card has NFC, VISA and international coverage. See how to request yours!

Millennium BCP GoMillennium BCP Classic 
AnnuityExempt80€
Do you accept denial?UninformedUninformed
FlagVisaVisa
RoofNational and internationalNational and international
BenefitsContactless payment technologyAccess to the Millennium Rewards Program

Millennium BCP Classic Card 

Discover the Millennium BCP Classic card. Source: Millennium BCP.

Generally speaking, before submitting a request to obtain one of the financial products, it is important to compare the options. In this case, even if they are issued by the same institution, there are differences between the Millennium BCP Go or Millennium BCP Classic. 

In the case of Millennium BCP Classic, for example, holders obtain several exclusive advantages. One of the main benefits is, without a doubt, access to the points program, in addition to insurance and assistance. 

This financial model also guarantees practicality and security in everyday purchases. Furthermore, the Millennium BCP Classic is issued under the Visa brand, accepted in national and international establishments. 

Through the points program, all purchases made with the card are transformed into points which, in turn, can be exchanged for exclusive products and services.  

Millennium BCP Go Card

See more about this card. Source: Millennium BCP.

As previously mentioned, the features and benefits between Millennium BCP Go or Millennium BCP Classic are exclusive. In general, this financial product is issued by Banco Comercial Português.

To issue this version, interested parties must be between 18 and 30 years of age. And, just like the Millennium BCP Classic, with this card, everyday purchases become practical and safe.

The Millennium BCP Go Card is an international model, that is, it is accepted in national and international establishments, as long as it is accredited with the Visa brand. Furthermore, it does not charge any annual fees. 

However, even though the model does not have an annual fee, it has an APR of 15.6% per year. To control all operations carried out with the credit card, cardholders can use the official application. 

Advantages of the Millennium BCP Classic Card 

Firstly, before choosing between Millennium BCP Go or Millennium BCP Classic, consumers should compare the modalities. Furthermore, one of the most important information is the advantages.

One of the main advantages is, without a doubt, the Millennium Rewards Program. However, according to the program, it is possible for purchases made to earn points, which will be exchanged for exclusive products and services.

However, it is worth highlighting that there are more exclusive benefits available on the Millennium BCP Classic Card. After all, it has exclusive assistance and insurance, as well as access to VIP lounges. 

Advantages of the Millennium BCP Go Card

However, it is important to understand what advantages are offered by the Millennium BCP Go card. After all, if you want to choose between Millennium BCP Go or Millennium BCP Classic, this information is very important. 

  • The entire application process is done online;
  • Credit cards are accepted in national and international establishments;
  • Contactless payment technology;
  • Holders do not pay any annual fee;
  • Holders can choose how to pay the invoice;
  • All operations can be controlled via the official app;
  • between others. 

Disadvantages of the Millennium BCP Classic Card 

However, like any financial product on the market, the Millennium BCP Classic card has disadvantages. And finding out what they are is essential, especially to avoid frustrations or problems. 

One of the biggest disadvantages is, without a doubt, the payment of the exemption. After all, if you want to have access to the main benefits of this financial model, you must pay a fee of €80.

Furthermore, to submit the application form, interested parties must be over 18 years of age. However, if you do not have financial control, this product could cause problems with your finances. 

Disadvantages of the Millennium BCP Go Card

As previously mentioned, like any financial product, the Millennium BCP Go card has disadvantages. And knowing what these characteristics are is essential, especially to acquire the best modality. 

One of the main disadvantages is that this financial product is exclusive to consumers between 18 and 30 years of age. In other words, there is a limit to obtaining this model. 

Finally, this credit card does not have any rewards program for consumers. And, to choose between these options, it is essential to compare credit cards. 

Millennium BCP Go or Millennium BCP Classic card: which one to choose after all?

Finally, before choosing which financial model you want to obtain, it is essential to compare Millennium BCP Go or Millennium BCP Classic. Remember that this comparison is essential to choose the option that meets your needs. 

In general, to obtain the Millennium BCP Classic, consumers must be over 18 years of age. This model provides practicality and security for holders' daily purchases, in addition to exclusive benefits.

Just like the Millennium BCP Classic, the Millennium BCP Go has exclusive features and benefits. And, before applying for this card, it is important to compare these modalities. 

Finally, the Millennium BCP Go card is recommended for consumers aged 18 to 30. If accepted, holders receive exclusive benefits to use in their daily lives. But if you are looking for another recommendation, we have the Eurobic Soft credit card, see below how to apply.

How to apply for the Eurobic Soft credit card

The EuroBic Soft card has international coverage and the possibility of exemption from annual fees. Check out how to request yours here!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

Reviewed by  / 

Senior Editor

Trending Topics

content

How do I request Cifra7 consolidated credit?

Applying for Cifra7 credit helps you find financial solutions to get out of debt. Take advantage of free, no-obligation services!

Keep Reading
content

How to sell your car at Auto Sapo and receive money immediately?

Selling at Auto Sapo is very easy! Discover here step by step how to sell your car without risk and without bureaucracy.

Keep Reading
content

Recommender Senhor Cartão – Edutin Carpentry Course

Through Edutin Academy you can learn carpentry from basic to advanced. All online and without paying anything!

Keep Reading

You may also like

content

9 sites for renting houses in Portugal: find a home

What are the best websites to rent houses in Portugal? The list is long, but it takes into account the value, location and condition of the property to rent!

Keep Reading
content

Discover Cofidis personal credit!

Cofidis personal credit offers good interest rates and can help you balance your finances. See its advantages here and find out more!

Keep Reading
content

How to sign up for the Nickel Classic card: agents across the country!

You can sign up for the Nickel Classic debit card by going to various locations across the country. Discover all the information now!

Keep Reading