Cards
EuroBic Gold or Millennium BCP Gold card: which is best?
Looking for a card full of benefits? So, choose between the EuroBic Gold or Millennium BCP Gold cards, which could be perfect for you. Find out everything about the alternatives!
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Discover the best card for you among these Gold options
Don't know how to choose between the EuroBic Gold or Millennium BCP Gold card? Don't worry! In the article below you will find everything about each of them and decide wisely!
Both are cards that carry the Visa International brand. They also have online membership, as well as additional benefits, such as those associated with the brand or specific to the institution with which they have a relationship.
Therefore, at first it may seem impossible to choose between one option and another. However, it's not quite like that. When analyzing the options closely, it is possible to identify differences that stand out.
This makes it possible to find one that is more beneficial to your life than the other. That simple! So, do you want to know whether to choose between the EuroBic Gold or Millennium BCP Gold card? So keep reading and see everything about each of them!
How to order the EuroBic Gold card?
The EuroBic Gold credit card has the Visa brand, one of the most accepted worldwide, international coverage and 50 interest-free days to start paying! See how to request here.
How do I apply for the Millennium BCP Gold credit card?
See how to order the Millennium BCP Gold card and count on the benefits it offers, such as international coverage and Visa!
EuroBic Gold | Millennium BCP Gold | |
Annuity | 52 € | 30€ |
Do you accept denial? | Uninformed | Uninformed |
Flag | Visa | Visa |
Roof | International | International |
Benefits | Online membership, contactless payment, purchase and travel protection insurance, benefits associated with the brand, credit with up to 50 interest-free days for payment, possibility of exemption from the annual fee. | Millennium Rewards Program, Online membership, Contactless payment, Visa benefits, Benefits associated with the account. |
Millennium BCP Gold Card
To know which is the best choice, whether the EuroBic Gold card or the Millennium BCP Gold card, it is necessary to know each card. Let's start, then, with the one belonging to BCP.
This is a credit card that allows purchases anywhere in the world, as it has the Visa International brand. It also allows purchases in cash or in installments, as well as by debit, as it is linked to a current account at BCP.
It differentiates itself mainly by having its own points program. With it, your expenses are converted into points that can be exchanged for discounts and special conditions for access to services and products.
EuroBic Gold Card
The Eurobic card, in terms of its operation, is quite similar to the Millennium BCP Gold. After all, it is also international with a Visa flag. It also allows purchases by debit and credit (in cash or in installments) and grants access to a current account.
Advantages of the Millennium BCP Gold Card
Discover the benefits that stood out in our analysis of the Millennium BCP Gold card:
- Online membership;
- Contactless payment.
- International Visa Flag;
- Benefits associated with the flag;
- Benefits associated with the account;
- Flexibility in paying invoices;
- Application to track purchases, balance and limits;
- National and international use;
- Partner discounts;
- Millennium Rewards points program, which allows you to accumulate 1 point for every 1 Euro spent with the card. This way, you can accumulate points to exchange them for services, products or discounts.
EuroBic Gold Card Advantages
Now, see the highlights of EuroBic Gold:
- Online membership;
- International Visa Flag;
- Benefits of the flag;
- Contactless payments;
- Possibility to reset the annual fee, as long as the first three invoices have a value equal to or greater than €1,250;
- Get up to 50 days of interest-free credit;
- Purchase, travel, financial and robbery insurance.
Disadvantages of the Millennium BCP Gold Card
Still, it is clear that cards do not go unharmed when we analyze their negative and positive points. After all, it's natural to have some disadvantages. What is important to know, then, is what they are and whether the advantages of the card outweigh them.
See what the main disadvantages of the Millennium BCP Gold card are:
- Annual fees are charged for maintaining the card and the services linked to it. Furthermore, there is no possibility of canceling the annual fee or obtaining discounts on it;
- To obtain a credit card, you must first have a current account with Millennium BCP;
- Finally, this type of card is exclusive to people residing in Portugal and who are at least 18 years old.
Disadvantages EuroBic Gold Card
To continue our comparison between the Millennium BCP Gold and EuroBic Gold cards, it is necessary to know the negative points of both alternatives.
Therefore, check out the disadvantages that we noticed and that relate to the EuroBic Gold card:
- Annual fee charge. However, unlike the previous alternative, here there is the possibility of eliminating the fee charge. To achieve this, however, it is necessary that the invoices for the first 3 months of card use have totaled large amounts;
- In the same way as the previous card, to obtain EuroBic Gold you must first open an account with that bank institution;
- Finally, only those who are 18 years of age (or older) and reside in Portugal can obtain the EuroBic Gold account and credit card.
EuroBic Gold or Millennium BCP Gold card: which one to choose?
In the end, given so much information, it can still be confusing to choose between the Millennium Gold card and the EuroBic Gold. However, know that this is not an impossible mission, nor is it a big deal.
To begin, list what benefits you are looking for in a credit card. Then, among them, determine which ones are essential, as well as those that would be interesting, but whose presence is not crucial for choosing the card.
On the other hand, determine what you don't want on your card at all. Then, analyze this data alongside the Millennium BCP Gold or EuroBic Gold card information.
Also, if you're not sure if you're faced with the most suitable alternatives for you, don't despair! Discover other options on the market, such as the Best Gold Visa credit card!
How to apply for Banco Best Gold Visa credit card
The Banco Best Gold Visa credit card has the benefits of the Visa brand, international coverage, in addition to special payment conditions and the possibility of canceling the €20 annual fee when opening a digital account. See how to request!
About the author / Aline Augusto
Reviewed by /
Senior Editor
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