Credit

Personal credit from CTT bank or MrFinan: which is better?

Choosing between CTT bank or MrFinan personal credit is a difficult task, as both offer several benefits, such as online application and installments in up to 84 months. So, compare them and choose the best one for you!

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Personal credit from CTT bank or MrFinan? Source: Pexels.

Choosing between CTT bank personal credit or MrFinan is a complicated task. However, as each one has its own characteristics and benefits, it is essential to compare the models. 

In general terms, the MrFinan model is easy to hire and pay for. To fill out the request form, simply access the official platform and complete the entire step-by-step process online. 

Furthermore, this financial product is recommended for consumers who are experiencing financial hardship. With the MrFinan platform, it is possible to acquire credit with a payment term of 24 to 84 months. And if accepted, it will be deposited within 48 hours. 

On the other hand, Banco CTT Personal Credit is recommended for consumers looking for practicality in their application. After all, the entire procedure is done online, ensuring security at every stage. 

The payment term is 12 to 84 months. Additionally, interest rates range from TAN of 4.11% and APR of 7.1%. If approved, consumers will receive the money within 48 hours. 

Crédito pessoal banco CTT

How to apply for personal credit from Banco CTT

CTT bank personal credit releases money within 48 hours after loan approval and without charging an opening commission, 100% online. See how to request here!

crédito MrFinan

How to apply for MrFinan personal credit?

MrFinan personal credit can be perfect for those looking for a loan to cover other debts and organize their financial life.

Personal credit Banco CTTMrFinan Credit
Interest rateTAN of 4.11% and APR of 7.1%Variable
Payment deadline12 to 84 months24 to 84 months
ApprovalIn 48 hoursIn 48 hours
Benefits The application process is done online; Up to 84 months to pay off the amountThe application process is done online; Up to 84 months to pay off the amount

MrFinan Credit 

Discover MrFinan credit. Source: MrFinan.

Before hiring any option, it is essential to compare the types of personal credit from CTT bank or MrFinan. In general terms, the hiring process is simple and quick, as it is done online. 

In general, Crédito MrFinan is a platform that delivers the best financial solution to consumers. Furthermore, the payment term varies from 24 to 84 months. And, if accepted, the credit will be delivered within 48 hours. 

However, to access this credit, consumers must have two or more open credits. And, when added together, they must have a value between €500 and €50,000. Before hiring, remember to carefully observe all conditions. 

CTT bank personal credit

Find out more about CTT bank personal credit. Source: Youtube Banco CTT.

Finally, to choose between personal credit from CTT bank or MrFinan, consumers must carefully observe all the conditions regarding this financial product and choose the one that best meets their needs. 

In general terms, to apply for Banco CTT personal credit, consumers must access the institution's official platform. And, once they are on the page, carry out the simulation, submit your request and wait until the response is sent. 

If the request is accepted, the contractors must sign and send the contract to the financial institution. The deadline to obtain a definitive response is 48 hours from filling out the form. 

MrFinan credit advantages 

Before hiring any model, consumers should compare the options of CTT bank or MrFinan personal credit. And, once you discover the main features of both models, choose the one that best meets your needs.

  • The entire hiring procedure is done online, without the need to go to the financial institution in person;
  • The company offers credit options of up to €50,000;
  • Consolidation saves 60%;
  • The analysis is completed quickly, mainly due to its high-quality technology;
  • The payment term is up to 84 months. 

Advantages Personal credit from CTT bank

Just like the previous model, this financial product has several exclusive advantages. So, if you intend to take out any option, make a comparison between CTT bank personal credit or MrFinan.

  • The entire application process is done online, without the need to leave your home;
  • Financing is done within 48 hours of hiring;
  • The amounts vary from €2,500 to €50,000;
  • Payment terms vary from 12 to 84 months;
  • TAN is 4.11% and APR is 7.1%;
  • Pay rates are the same from hire;
  • The procedure is completely safe and quick. 

Disadvantages of MrFinan credit 

Even though MrFinan credit is extremely useful for consumers, it has some limitations. Firstly, it is not available to consumers who have restrictions in the market. 

Furthermore, to contract the service, consumers must have a fixed income. Therefore, if you work independently, you may have difficulty purchasing the product. 

Disadvantages Personal credit from CTT bank

Just like MrFinan, Banco CTT personal credit has some limitations when contracting. Among its main disadvantages, we can mention the difficulty of obtaining credit with a restricted name in the market. 

Furthermore, professionals who work as freelancers may also find it difficult to contract this financial product. In other words, it is important to read all the conditions carefully, avoiding problems or frustrations. 

Personal credit from CTT bank or MrFinan: which one to choose after all?

To choose between personal credit from CTT bank or MrFinan, the first step is to compare these financial products. After all, even if they are personal credits, each one has its characteristics, benefits and limitations. 

In both cases, the request is made entirely online. In other words, consumers do not need to go to the financial institution in person, avoiding queues and difficulty in obtaining the necessary assistance. 

However, they have differences, one of which is the interest rate. While in Crédito MrFinan this rate is variable, Banco CTT personal credit maintains a TAN of 4.11% and APR of 7.1%.

As soon as you submit your request on the platform, a definitive response will be sent within 48 hours. And, once you have the credit in hand, the payment term is 12 to 84 months, for Banco CTT personal credit, and 24 to 84 months for MrFinan. And if you know another option, get to know the Millennium BCP Personal Credit, see how to apply below!

logo Millennium BCP

How to apply for Millennium BCP Credit?

The Millennium BCP personal credit request is made online and the response arrives within 24 hours. See how to order yours!

About the author  /  Aline Augusto

My name is Aline Mesquita, I'm a writer here on the blog, where I write about finance in general, as well as other topics. I have been working with content creation for 10 years, with a postgraduate degree in Project Management, with expertise in SEO practices, in addition to studying finance, market trends and cryptocurrencies.

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